Microburbs
Aerial view of Belmont (NSW), NSW

Aerial view

Imagery © Esri

The quick read on

Belmont

NSW 2280 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,100,000

latest suburb median

Median unit
$705,000

latest suburb median

Population
7,289

ABS 2021

Postcode
2280

Belmont, New South Wales

Property market insights for Belmont (NSW)

Median sale price and rental income of properties in Belmont (NSW) NSW

Median price trend for houses

Based on 93 sales in the preceding 12 months

$1,100,000

Up 15.5% over 12 months

$1.2m$1m$800k20212023202420252026
2 bed
$780k
3 bed
$981k
4 bed
$1.4m
5+ bed
$1.38m

Median rent trend for houses

Based on 85 rental listings in the preceding 12 months

$700 per week

Up 3.7% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Belmont (NSW), NSW is currently $1,100,000, based on the latest 12 months of sales. Belmont (NSW) has a 12-month growth rate of 15.5% for houses and 18.0% for units.

Two-bedroom houses have a median sale price of $780,000, Three-bedroom houses have a median sale price of $981,000, Four-bedroom houses have a median sale price of $1,400,000, Larger houses have a median sale price of $1,380,000 in Belmont (NSW).

If you're looking to lease, the median rent for houses in Belmont (NSW) is $700 per week. The median house rent has increased 3.7% over the last 12 months.

The median price of apartments and units for sale in Belmont (NSW) is $705,000, which has increased 18.0% since the same time last year. One-bedroom apartments and units have a median sale price of $521,000, Two-bedroom apartments and units have a median sale price of $650,000, Three-bedroom apartments and units have a median sale price of $870,000 in Belmont (NSW). The median rent for units and apartments in Belmont (NSW) is $520 per week and has increased 9.5% over the last 12 months.

Crime and safety

Is Belmont safe?

The overall rate for Belmont is 5,713 offences per 100,000 residents — 73% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Belmont.

Overall crime rate

5,713

offences per 100,000 residents

73% aboveRest of NSW

BelmontRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Belmont?

Belmont NSW 2280 is in New South Wales, within Rest of NSW.

7,289 people call Belmont home, with an average of 2.2 people per household and a median household income of $1,280 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
7,289
Median age
48 years
Median mortgage
$2,058 / month
2021 household rent
$340 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1514.5%Below
15–3421.5%Below
35–5422.0%Below
55–7428.9%Above
75 and over13.1%Above

Homes

Share of occupied private dwellings.

Separate houses69.7%Below
Townhouses12.8%Above
Apartments14.8%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright41.7%Above
Paying a mortgage26.7%Below
Renting31.6%Above

Cars at home

Vehicles available to occupied households.

No car10.8%Above
One car38.5%Above
Two cars33.7%Below
Three or more17.3%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home18.9%Above
Drove to work54.4%Below
Train, tram or bus1.1%In line
Walked or cycled3.0%In line

What stands out in Belmont

18.9% of workers in Belmont worked from home on Census day — noticeably more common than across Rest of NSW.

2.6% of Belmont residents were born in England.

39.1% of people in Belmont described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Belmont

Open any question for a plain-English reading of the public 2021 Census for Belmont NSW 2280.

Is Belmont family-friendly?Age, family structure and household size describe the community families would be joining.

14.5% of Belmont's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

2,031 family households lived in Belmont; 32.9% were couple families and 19.4% were one-parent families.

29.2% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Belmont?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Belmont had 7,289 residents at the 2021 Census.

21.0% of residents were aged 25 to 44.

42.0% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Belmont?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 69.7% of occupied private dwellings in Belmont.

Townhouses and other attached homes represented 12.8% of occupied private dwellings.

Flats and apartments accounted for 14.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Belmont?Tenure shows how many households own outright, have a mortgage or rent.

41.7% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.

26.7% were buying their home with a mortgage.

31.6% rented their home. That is somewhat above the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Belmont?Household-size data shows the mix behind the suburb-wide average.

The average household in Belmont had 2.2 people.

One-person households made up 33.4% of occupied homes. That is somewhat above the Rest of NSW average.

Two-person households represented 37.3%, while 17.3% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Belmont?Census-day travel shows the balance between home, road, public transport and active travel.

18.9% of workers worked from home on Census day. That is somewhat above the Rest of NSW average.

54.4% drove a car as their only travel method. That is somewhat below the Rest of NSW average.

1.1% used only a train, tram or bus, while 3.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Belmont?Vehicle availability helps describe the routines local households can support.

10.8% of occupied households had no motor vehicle available. That is about twice the Rest of NSW rate.

One-car households formed 38.5% of the total.

50.9% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Belmont, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

60.8% were at the same address five years earlier, while 39.2% reported a different address.

10.2% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Belmont?Language at home gives a direct view of the community’s everyday linguistic mix.

91.2% of residents used only English at home.

4.0% used a language other than English at home.

0.2% spoke Mandarin at home, 0.2% spoke Cantonese and 0.2% spoke Hindi.

Home language is separate from English proficiency.

Where were Belmont residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

10.2% of Belmont's population was born outside Australia, while roughly 89.8% was born in Australia.

0.4% of residents were born in China.

0.5% were born in India, while Australian citizenship across the whole suburb stood at 92.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Belmont?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 45.2% of ancestry responses in Belmont.

Australian ancestry made up 41.6% of responses.

Chinese ancestry represented 1.2% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Belmont?Occupation describes a person’s role; industry describes the sector employing them.

19.9% of employed residents worked in professional occupations. That is close to the Rest of NSW average.

Managers accounted for 10.9% of employed residents, while clerical and administrative workers made up 13.0%.

Health care and social assistance employed 18.4% of workers, and education and training employed 8.2%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Belmont?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 52.1%, compared with 56.4% across Rest of NSW.

27.8% of residents aged 15 and over worked full time, while 17.4% worked part time.

Unemployment was 5.4%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Belmont show?Selected long-term health conditions help describe community service needs.

49.6% reported no selected long-term health condition.

12.0% reported a long-term mental health condition, including depression or anxiety.

10.4% reported asthma, 14.4% arthritis and 6.1% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Belmont?Qualifications describe the study pathways represented among local residents.

19.4% of people in the qualifications table held a bachelor degree. That is close to the Rest of NSW average.

Postgraduate degrees accounted for 5.6% of qualification responses.

Diploma-level qualifications represented 15.1%, while certificate-level qualifications represented 41.8%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Belmont?Census income and household payments give historical context for local living costs.

Median household income was $1,280 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,058.

Occupied renting households reported a median rent of $340 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Belmont compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 18.9% in Belmont, compared with 15.7% across Rest of NSW.

Outright ownership was 41.7% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.

Renting accounted for 31.6% in Belmont, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Belmont (NSW)

Is Belmont (NSW) expensive?

The median house price is $1,100,000, while units and apartments sit at $705,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Belmont (NSW) good for families?

The Census counted 2,031 local families, and 14.5% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Belmont (NSW)?

4-bedroom houses have a median around $1,400,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Belmont (NSW)

100 streets in Belmont (NSW)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Ada St
  • Albert St
  • Alick St
  • Anchor Cl
  • Andra Cl
  • Apex St
  • Aylward St
  • Bellevue Rd
  • Belmont Cr
  • Belstone Ave
  • Bluebell Street
  • Brandt Cl
  • Brooks Pde
  • Brushtail Pl
  • Burma Ln
  • Cain St
  • Capri Cl
  • Church St
Show all 100 streets
  • Clift St
  • Cobbin Pde
  • Croudace Bay Rd
  • Crown St
  • Daniel St
  • Deane St
  • Edgar St
  • Ernest St
  • Evans St
  • Floraville Rd
  • Genoa Cl
  • Gen St
  • George St
  • Gerald St
  • Gibson St
  • Glover St
  • Green Point Dr
  • Greenwood Ave
  • Haig St
  • Hall St
  • Halyard
  • Helm Pl
  • Henry St
  • Herbert St
  • Heron Pl
  • High St
  • Hill St
  • Hitchcock Ave
  • Jacky Cl
  • Jean St
  • Jib St
  • Kalaroo Rd
  • Kyneton St
  • Laurina Cove
  • Lee Ann Cr
  • Lewers St
  • Livingstone St
  • Macquarie Dr
  • Macquarie St
  • Marks St
  • Mary Ave
  • Matelot Pl
  • Maude St
  • May St
  • Meridian Cl
  • Merleview St
  • Mistletoe
  • Monash St
  • Nerang Pl
  • Ocean Park Rd
  • Oriole Ct
  • Pacific Hwy
  • Pearce Ave
  • Pebble Beach Ct
  • Railway Pde
  • Redrose Ave
  • Ringtail Cl
  • Robb St
  • Roe St
  • Ross St
  • Sabot Cl
  • Seafarer Cl
  • Sharp St
  • Singleton St
  • Spinnaker Ridge
  • Stanley St
  • Sugarglider Ct
  • The Capstan
  • The Hatch
  • The Maindeck
  • The Mainsail
  • The Parade
  • The Shores Way
  • Thomas St
  • Topgallant
  • Tudor St
  • Turner St
  • Victoria St
  • View St
  • Vista Pde
  • Walter Street
  • Whipbird

Keep exploring

Is Belmont (NSW) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.