Microburbs
Aerial view of Cardigan, VIC

Aerial view

Imagery © Esri

The quick read on

Cardigan

VIC 3352 · Ballarat

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$672,000

latest suburb median

Population
1,064

ABS 2021

Postcode
3352

Cardigan, Victoria

Property market insights for Cardigan

Median sale price and rental income of properties in Cardigan VIC

Median price trend for houses

Based on 68 sales in the preceding 12 months

$672,000

Down 2.0% over 12 months

$750k$500k$250k20212023202420252026
3 bed
$644k
4 bed
$677k
5+ bed
$1.29m

Median rent trend for houses

Based on 50 rental listings in the preceding 12 months

$495 per week

Up 4.2% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Cardigan, VIC is currently $672,000, based on the latest 12 months of sales. Cardigan has a 12-month growth rate of -2.0% for houses.

Three-bedroom houses have a median sale price of $644,000, Four-bedroom houses have a median sale price of $677,000, Larger houses have a median sale price of $1,290,000 in Cardigan.

If you're looking to lease, the median rent for houses in Cardigan is $495 per week. The median house rent has increased 4.2% over the last 12 months.

Crime and safety

Is Cardigan safe?

The overall rate for Cardigan is 3,030 offences per 100,000 residents — 26% below the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Cardigan.

Overall crime rate

3,030

offences per 100,000 residents

26% belowRest of Vic.

CardiganRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Cardigan?

Cardigan VIC 3352 is in Victoria, within Rest of Vic..

1,064 people call Cardigan home, with an average of 3.4 people per household and a median household income of $2,713 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
1,064
Median age
36 years
Median mortgage
$2,167 / month
2021 household rent
$350 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 1523.8%Above
15–3425.0%Above
35–5432.1%Above
55–7418.1%Below
75 and over2.3%Below

Homes

Share of occupied private dwellings.

Separate houses98.4%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright37.5%Below
Paying a mortgage55.2%Above
Renting7.4%Below

Cars at home

Vehicles available to occupied households.

No car1.3%Below
One car8.9%Below
Two cars36.6%Below
Three or more55.8%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home12.9%Below
Drove to work64.4%Above
Train, tram or bus0.0%Below
Walked or cycled0.8%Below

What stands out in Cardigan

12.9% of workers in Cardigan worked from home on Census day.

2.6% of Cardigan residents were born in England.

36.7% of people in Cardigan described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Cardigan

Open any question for a plain-English reading of the public 2021 Census for Cardigan VIC 3352.

Is Cardigan family-friendly?Age, family structure and household size describe the community families would be joining.

23.8% of Cardigan's residents were children under 15 in the 2021 Census. That is well above the Rest of Vic. average.

283 family households lived in Cardigan; 65.7% were couple families and 4.9% were one-parent families.

43.5% of local families included children under 15. That is well above the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Cardigan?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Cardigan had 1,064 residents at the 2021 Census.

22.5% of residents were aged 25 to 44.

20.5% were 55 or older. That is well below the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Cardigan?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 98.4% of occupied private dwellings in Cardigan.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Cardigan?Tenure shows how many households own outright, have a mortgage or rent.

37.5% of households with a stated tenure owned their home outright. That is somewhat below the Rest of Vic. average.

55.2% were buying their home with a mortgage.

7.4% rented their home. That is about half the Rest of Vic. rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Cardigan?Household-size data shows the mix behind the suburb-wide average.

The average household in Cardigan had 3.4 people.

One-person households made up 7.8% of occupied homes. That is about half the Rest of Vic. rate.

Two-person households represented 27.5%, while 54.6% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Cardigan?Census-day travel shows the balance between home, road, public transport and active travel.

12.9% of workers worked from home on Census day. That is close to the Rest of Vic. average.

64.4% drove a car as their only travel method. That is somewhat above the Rest of Vic. average.

0.0% used only a train, tram or bus, while 0.8% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Cardigan?Vehicle availability helps describe the routines local households can support.

1.3% of occupied households had no motor vehicle available. That is about half the Rest of Vic. rate.

One-car households formed 8.9% of the total.

92.4% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Cardigan, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

55.9% were at the same address five years earlier, while 44.1% reported a different address.

9.5% of residents were born outside Australia. That is somewhat below the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Cardigan?Language at home gives a direct view of the community’s everyday linguistic mix.

92.6% of residents used only English at home.

6.1% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.4% spoke Hindi.

Home language is separate from English proficiency.

Where were Cardigan residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

9.5% of Cardigan's population was born outside Australia, while roughly 90.5% was born in Australia.

0.0% of residents were born in China.

1.1% were born in India, while Australian citizenship across the whole suburb stood at 94.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Cardigan?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 38.2% of ancestry responses in Cardigan.

Australian ancestry made up 43.5% of responses.

Chinese ancestry represented 0.6% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Cardigan?Occupation describes a person’s role; industry describes the sector employing them.

20.0% of employed residents worked in professional occupations. That is close to the Rest of Vic. average.

Managers accounted for 16.2% of employed residents, while clerical and administrative workers made up 14.2%.

Health care and social assistance employed 15.4% of workers, and education and training employed 10.1%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Cardigan?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 75.4%, compared with 57.4% across Rest of Vic..

42.0% of residents aged 15 and over worked full time, while 29.0% worked part time.

Unemployment was 1.9%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Cardigan show?Selected long-term health conditions help describe community service needs.

66.3% reported no selected long-term health condition.

7.3% reported a long-term mental health condition, including depression or anxiety.

8.3% reported asthma, 5.6% arthritis and 2.9% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Cardigan?Qualifications describe the study pathways represented among local residents.

21.9% of people in the qualifications table held a bachelor degree. That is close to the Rest of Vic. average.

Postgraduate degrees accounted for 7.2% of qualification responses.

Diploma-level qualifications represented 15.5%, while certificate-level qualifications represented 42.3%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Cardigan?Census income and household payments give historical context for local living costs.

Median household income was $2,713 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,167.

Occupied renting households reported a median rent of $350 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Cardigan compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 12.9% in Cardigan, compared with 15.1% across Rest of Vic..

Outright ownership was 37.5% locally and 40.9% across Rest of Vic.. That is somewhat below the Rest of Vic. average.

Renting accounted for 7.4% in Cardigan, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Cardigan

Is Cardigan expensive?

The median house price is $672,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Cardigan good for families?

The Census counted 283 local families, and 23.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Cardigan?

Larger houses have a median around $1,290,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Cardigan

74 streets in Cardigan

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Avancer Ct
  • Aylward Street
  • Ballarat-Carngham Rd
  • Betteridge Street
  • Blind Creek Rd
  • Blomeley Dr
  • Bromley Drive
  • Butler St
  • Centenary St
  • Chisholmes Road
  • Cropley St
  • Crown And Sceptre Rd
  • Cuthberts Rd
  • Cuthberts Road
  • Dowling Rd
  • Draffins Rd
  • Dunnfield Pl
  • Dyson Dr
Show all 74 streets
  • Endeavour Way
  • Fawcett Road
  • Finchs Rd
  • Gibson Street
  • Gleno Ct
  • Gribble St
  • Haddon-Windermere Rd
  • Halligan Street
  • Hobbs Court
  • Hollioake Dr
  • Hutchinson Drive
  • Ibis Gardens Ct
  • Kermeen Pl
  • Kuruc Road
  • Lancewood St
  • Launchley Dr
  • Lenny Street
  • Les Draffins Rd
  • Louden Drive
  • Lucas Ln
  • Lucy Court
  • Lythgo Ct
  • Madden Rd
  • Martland St
  • Maslie
  • Mcgrath Court
  • Mcgrath Terrace
  • Monument Bvd
  • Oakley Place
  • Ochiltree Ct
  • Okeefe Drive
  • Okeeffe Drive
  • Orourke St
  • Parrwang Cr
  • Peasnell Street
  • Pernonie St
  • Pollock Street
  • Poole
  • Provis Street
  • Remembrance Dr
  • Sierra Dr
  • Skye Ct
  • Smarts Hill Rd
  • Spearwood Rd
  • Stonemore Rd
  • Sturt Horizon Court
  • Telfer St
  • Thacker Ct
  • Todd St
  • Treetop Dr
  • Tregonning Street
  • Vantage Ct
  • Wallowa Rd
  • Westcott Drive
  • Whites Rd
  • Zahnleiter St

Keep exploring

Is Cardigan right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.