Microburbs
Cowra, NSW, Cars on a busy tree-lined main street

Cars on a busy tree-lined main street

Cowra Guardian · CC BY-SA 4.0

The quick read on

Cowra

NSW 2794 · Cowra

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$480,000

latest suburb median

Population
10,145

ABS 2021

Postcode
2794

Cowra, New South Wales

Property market insights for Cowra

Median sale price and rental income of properties in Cowra NSW

Median price trend for houses

Based on 187 sales in the preceding 12 months

$480,000

Up 5.5% over 12 months

$500k$400k$300k20212023202420252026
2 bed
$368k
3 bed
$445k
4 bed
$560k
5+ bed
$670k

Median rent trend for houses

Based on 131 rental listings in the preceding 12 months

$400 per week

No change over 12 months

$450$400$350$30020212023202420252026

Market data updated October 2026.

The median house price in Cowra, NSW is currently $480,000, based on the latest 12 months of sales. Cowra has a 12-month growth rate of 5.5% for houses.

Two-bedroom houses have a median sale price of $368,000, Three-bedroom houses have a median sale price of $445,000, Four-bedroom houses have a median sale price of $560,000, Larger houses have a median sale price of $670,000 in Cowra.

If you're looking to lease, the median rent for houses in Cowra is $400 per week. The median house rent has remained unchanged over the last 12 months.

Two-bedroom apartments and units have a median sale price of $358,000 in Cowra. The median rent for units and apartments in Cowra is $275 per week and has increased 22.2% over the last 12 months.

Crime and safety

Is Cowra safe?

The overall rate for Cowra is 3,232 offences per 100,000 residents — broadly in line with Rest of NSW.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Cowra.

Overall crime rate

3,232

offences per 100,000 residents

In line withRest of NSW

CowraRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Cowra?

Cowra NSW 2794 is in New South Wales, within Rest of NSW.

10,145 people call Cowra home, with an average of 2.3 people per household and a median household income of $1,107 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
10,145
Median age
46 years
Median mortgage
$1,235 / month
2021 household rent
$230 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1517.6%In line
15–3421.6%Below
35–5421.6%Below
55–7426.9%Above
75 and over12.4%Above

Homes

Share of occupied private dwellings.

Separate houses90.4%Above
Townhouses6.5%Below
Apartments2.2%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright43.4%Above
Paying a mortgage27.4%Below
Renting29.3%Above

Cars at home

Vehicles available to occupied households.

No car7.1%Above
One car38.2%Above
Two cars34.7%Below
Three or more19.8%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home7.9%Below
Drove to work68.3%Above
Train, tram or bus0.1%In line
Walked or cycled4.8%Above

What stands out in Cowra

7.9% of workers in Cowra worked from home on Census day — about half the rate across Rest of NSW.

26.4% of people in Cowra described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Cowra

Open any question for a plain-English reading of the public 2021 Census for Cowra NSW 2794.

Is Cowra family-friendly?Age, family structure and household size describe the community families would be joining.

17.6% of Cowra's residents were children under 15 in the 2021 Census. That is almost exactly typical for Rest of NSW.

2,679 family households lived in Cowra; 33.6% were couple families and 18.7% were one-parent families.

33.8% of local families included children under 15. That is close to the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Cowra?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Cowra had 10,145 residents at the 2021 Census.

20.1% of residents were aged 25 to 44.

39.2% were 55 or older. That is somewhat above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Cowra?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 90.4% of occupied private dwellings in Cowra.

Townhouses and other attached homes represented 6.5% of occupied private dwellings.

Flats and apartments accounted for 2.2% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Cowra?Tenure shows how many households own outright, have a mortgage or rent.

43.4% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

27.4% were buying their home with a mortgage.

29.3% rented their home. That is close to the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Cowra?Household-size data shows the mix behind the suburb-wide average.

The average household in Cowra had 2.3 people.

One-person households made up 33.5% of occupied homes. That is somewhat above the Rest of NSW average.

Two-person households represented 36.0%, while 17.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Cowra?Census-day travel shows the balance between home, road, public transport and active travel.

7.9% of workers worked from home on Census day. That is about half the Rest of NSW rate.

68.3% drove a car as their only travel method. That is well above the Rest of NSW average.

0.1% used only a train, tram or bus, while 4.8% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Cowra?Vehicle availability helps describe the routines local households can support.

7.1% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 38.2% of the total.

54.5% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Cowra, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

62.7% were at the same address five years earlier, while 37.3% reported a different address.

6.9% of residents were born outside Australia. That is somewhat below the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Cowra?Language at home gives a direct view of the community’s everyday linguistic mix.

88.8% of residents used only English at home.

4.1% used a language other than English at home.

0.2% spoke Mandarin at home, 0.0% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Cowra residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

6.9% of Cowra's population was born outside Australia, while roughly 93.1% was born in Australia.

0.2% of residents were born in China.

0.4% were born in India, while Australian citizenship across the whole suburb stood at 90.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Cowra?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 41.6% of ancestry responses in Cowra.

Australian ancestry made up 43.5% of responses.

Chinese ancestry represented 0.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Cowra?Occupation describes a person’s role; industry describes the sector employing them.

13.5% of employed residents worked in professional occupations. That is somewhat below the Rest of NSW average.

Managers accounted for 15.7% of employed residents, while clerical and administrative workers made up 11.1%.

Health care and social assistance employed 15.4% of workers, and education and training employed 8.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Cowra?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 52.1%, compared with 56.4% across Rest of NSW.

28.9% of residents aged 15 and over worked full time, while 17.2% worked part time.

Unemployment was 5.6%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Cowra show?Selected long-term health conditions help describe community service needs.

51.0% reported no selected long-term health condition.

11.1% reported a long-term mental health condition, including depression or anxiety.

10.1% reported asthma, 12.9% arthritis and 6.5% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Cowra?Qualifications describe the study pathways represented among local residents.

14.2% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of NSW average.

Postgraduate degrees accounted for 2.7% of qualification responses.

Diploma-level qualifications represented 13.4%, while certificate-level qualifications represented 45.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Cowra?Census income and household payments give historical context for local living costs.

Median household income was $1,107 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,235.

Occupied renting households reported a median rent of $230 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Cowra compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 7.9% in Cowra, compared with 15.7% across Rest of NSW.

Outright ownership was 43.4% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 29.3% in Cowra, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Cowra

Is Cowra expensive?

The median house price is $480,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Cowra good for families?

The Census counted 2,679 local families, and 17.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Cowra?

Larger houses have a median around $670,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Cowra

302 streets in Cowra

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Acacia Cct
  • Airport Rd
  • Allambie Pl
  • Amaroo Ave
  • Amie St
  • Anderson Ln
  • Appian
  • Argoon St
  • Back Creek Rd
  • Back Creek Reserve Road
  • Back St
  • Badgery Rd
  • Bahloo St
  • Bakery Ln
  • Banksia Cl
  • Baronga St
  • Barrs Rd
  • Barryrennie Rd
Show all 302 streets
  • Bartlett Ave
  • Bartlett St
  • Battalion Drive
  • Battery Rd
  • Belmore St
  • Bennelong Pl
  • Berallah Pl
  • Bernie Heilman St
  • Berowra St
  • Billimari Rd
  • Binni Creek Rd
  • Binni St
  • Bligh St
  • Bonnie Braes Rd
  • Boorowa Road
  • Boundary Rd
  • Bourke St
  • Bramall St
  • Brisbane Ave
  • Brisbane Ln
  • Brisbane St
  • Brissenden Rd
  • Brook Ln
  • Brougham Ln
  • Brougham St
  • Broula Road
  • Bulkhead Rd
  • Burgundy St
  • Calare St
  • Callistemon Cl
  • Campbell St
  • Camp Ln
  • Camp Rd
  • Canowindra Rd
  • Capps Rd
  • Carleton St
  • Carro Park Rd
  • Casuarina Cl
  • Chapman St
  • Chardonnay Ln
  • Chardonnay Rd
  • Chiverton Rd
  • Claremont Rd
  • College Dr
  • Comerford St
  • Commelia Rd
  • Conimbla Church Ln
  • Conimbla Rd
  • Coolabah Cr
  • Coota Ln
  • Coota St
  • Cooyal St
  • Cordale Rd
  • Courallie Ln
  • Courallie St
  • Cowra Rd
  • Cudgelo Ln
  • Daly St
  • Darbys Falls Rd
  • Darling Ave
  • Darling St
  • Dawson Dr
  • Day St
  • Delaneys Rd
  • Denman St
  • Dollar St
  • Doncaster Drive
  • Dorset Ln
  • Dowell St
  • Duffey Ave
  • Dungaleer St
  • Dungowan Street
  • Eagle View Rd
  • Echuca Pl
  • Elizabeth Ave
  • Elouera Rd
  • Elsie Vale Rd
  • Eucalypt Cl
  • Eulo St
  • Evans St
  • Farleigh Reserve Rd
  • Farleigh Trig Rd
  • Farm Rd
  • Farrer St
  • Fishburn St
  • Fitzroy Ave
  • Fitzroy St
  • Flint Ln
  • Flint St
  • Foleys Rd
  • Fragar Rd
  • Front St
  • Frost Pl
  • Frying Pan Gully Rd
  • Gem Rd
  • George Russell Dr
  • Glenlogan Rd
  • Glenlogan Siding Rd
  • Golds Rd
  • Goodwins Lookout Rd
  • Gower Hardy Cct
  • Graham St
  • Grenfell Rd
  • Grevillea Cl
  • Guards Pl
  • Gurneys Rd
  • Haig St
  • Hanna St
  • Hardings Ln
  • Hartley St
  • Harvest Circuit
  • Hassan St
  • Henderson St
  • Hermitage St
  • Hillside Tce
  • Hillview Rd
  • Holman Pl
  • Hood St
  • Ina Dr
  • Jerula Ln
  • Jindalee Cct
  • Johnstone
  • Jukes Ln
  • Kalyan Ct
  • Kanangra St
  • Kangarooby Rd
  • Kangaroo Flat Rd
  • Karinya St
  • Kelly Rd
  • Kendal St
  • Ken Nakajima Pl
  • Keswick St
  • Kiah Pl
  • Kibbler St
  • Killara Rd
  • Kite St
  • Knights Rd
  • Kollas Dr
  • Kooralla
  • Lachlan St
  • Lachlan Valley
  • Langfields Quarry Rd
  • Langfields Rd
  • Lasswade Rd
  • Lee St
  • Legh St
  • Lentara St
  • Leura Rd
  • Liverpool St
  • Logan St
  • London Dr
  • Lowan Pl
  • Lowe Ln
  • Lyall St
  • Lynch St
  • Macassar St
  • Macquarie St
  • Main St
  • Market St
  • Mary Rd
  • Mckenny Ln
  • Mckennys Ln
  • Mees St
  • Melaleuca Cct
  • Merriganowry Rd
  • Meyers Rd
  • Middle Creek Rd
  • Middle St
  • Mid Western Hwy
  • Milburn Creek Road
  • Military Pde
  • Mirage Dr
  • Morilla St
  • Morongla Rd
  • Morrison Bridge Rd
  • Moss Rd
  • Mountain View Rd
  • Mount Eagle Rd
  • Mulyan St
  • Myall St
  • Mylbie Ln
  • Nambucca Cct
  • Nandewah Rd
  • Nangar St
  • Narang Pl
  • Neila Ln
  • Neila Rd
  • Neila St
  • Nelson St
  • Newcombe St
  • Noonbinna East Rd
  • Noonbinna Rd
  • North Logan Rd
  • North St
  • Oakville Rd
  • Odwyer Rd
  • Old Boorowa Rd
  • Olympic Hwy
  • Packs Grant Rd
  • Pack St
  • Paris Pl
  • Parkes St
  • Paytens Ln
  • Phillips St
  • Pine Mount Rd
  • Pinot St
  • Pitt St
  • Poignand Ave
  • Porters Mount Rd
  • Pridham St
  • Quondong Rd
  • Railway Ln
  • Railway St
  • Ranken St
  • Redfern St
  • Reids Flat Rd
  • Ribands
  • Richards Dr
  • River Park Rd
  • River St
  • Riverview Pl
  • Rothbury Rd
  • Saje Ct
  • Savages Ln
  • Saywaker Ln
  • Scenic Dr
  • Scrubby Rush Rd
  • Seigert Ln
  • Selection Rd
  • Seoul Street
  • Service Rd
  • Sheahan St
  • Sheep Station Rd
  • Shelley St
  • Shepherd Ave
  • Shiraz St
  • Short St
  • Showground Ln
  • Sidlowe Pl
  • Sloane St
  • Smith St
  • Somerset Ln
  • Somerset St
  • Stewart St
  • Stoney Hill Rd
  • Sunset Cl
  • Sydney Rd
  • Tallarook Road
  • Taragala St
  • Taronga Dr
  • Thelgor Ln
  • Theole Road
  • Thomas St
  • Tokyo Tce
  • Traminer Ln
  • Vale View Rd
  • Valley View Rd
  • Vaux Ln
  • Vaux St
  • Vernon Dr
  • Victor St
  • Vineyard Dr
  • Wahroonga St
  • Walker St
  • Waratah St
  • Warrawong Rd
  • Watt St
  • Waugoola St
  • Weeroona Pl
  • Wellington St
  • Westville Rd
  • Whitby St
  • White Horse Rd
  • William St
  • Willowvale Road
  • Wiltondale Rd
  • Wobbity Rd
  • Wollowra St
  • Woodlands Rd
  • Wynnefield Rd
  • Yaldara Cr
  • Yarmbildine Pl
  • Yarrawonga Cr
  • Young Rd

Keep exploring

Is Cowra right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.