Microburbs
Aerial view of Erowal Bay, NSW

Aerial view

Imagery © Esri

The quick read on

Erowal Bay

NSW 2540 · Shoalhaven

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$950,000

latest suburb median

Population
652

ABS 2021

Postcode
2540

Erowal Bay, New South Wales

Property market insights for Erowal Bay

Median sale price and rental income of properties in Erowal Bay NSW

Median price trend for houses

Based on 20 sales in the preceding 12 months

$950,000

Up 3.5% over 12 months

$1.25m$1m$750k20212023202420252026
2 bed
$800k
3 bed
$950k
4 bed
$1.28m

Median rent trend for houses

Based on 2 rental listings in the preceding 12 months

$525 per week

No change over 12 months

$1k$800$600$40020212023202420252026

Market data updated October 2026.

The median house price in Erowal Bay, NSW is currently $950,000, based on the latest 12 months of sales. Erowal Bay has a 12-month growth rate of 3.5% for houses.

Two-bedroom houses have a median sale price of $800,000, Three-bedroom houses have a median sale price of $950,000, Four-bedroom houses have a median sale price of $1,280,000 in Erowal Bay.

If you're looking to lease, the median rent for houses in Erowal Bay is $525 per week. The median house rent has remained unchanged over the last 12 months.

The median rent for units and apartments in Erowal Bay is $475 per week and has increased 46.2% over the last 12 months.

Crime and safety

Is Erowal Bay safe?

The overall rate for Erowal Bay is 1,147 offences per 100,000 residents — 65% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Erowal Bay.

Overall crime rate

1,147

offences per 100,000 residents

65% belowRest of NSW

Erowal BayRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Erowal Bay?

Erowal Bay NSW 2540 is in New South Wales, within Rest of NSW.

652 people call Erowal Bay home, with an average of 2.3 people per household and a median household income of $1,407 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
652
Median age
49 years
Median mortgage
$1,517 / month
2021 household rent
$370 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1515.3%Below
15–3417.0%Below
35–5424.7%Above
55–7433.7%Above
75 and over7.8%Below

Homes

Share of occupied private dwellings.

Separate houses99.6%Above
Townhouses0.0%Below
Apartments2.3%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright43.2%Above
Paying a mortgage31.1%Below
Renting25.7%Below

Cars at home

Vehicles available to occupied households.

No car2.7%Below
One car31.4%Below
Two cars47.5%Above
Three or more21.6%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home13.5%Below
Drove to work70.3%Above
Train, tram or bus0.0%Below
Walked or cycled0.0%Below

What stands out in Erowal Bay

13.5% of workers in Erowal Bay worked from home on Census day.

2.5% of Erowal Bay residents were born in England.

44.6% of people in Erowal Bay described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Erowal Bay

Open any question for a plain-English reading of the public 2021 Census for Erowal Bay NSW 2540.

Is Erowal Bay family-friendly?Age, family structure and household size describe the community families would be joining.

15.3% of Erowal Bay's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

188 family households lived in Erowal Bay; 35.6% were couple families and 14.9% were one-parent families.

30.9% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Erowal Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Erowal Bay had 652 residents at the 2021 Census.

17.2% of residents were aged 25 to 44.

41.6% were 55 or older. That is somewhat above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Erowal Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 99.6% of occupied private dwellings in Erowal Bay.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 2.3% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Erowal Bay?Tenure shows how many households own outright, have a mortgage or rent.

43.2% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

31.1% were buying their home with a mortgage.

25.7% rented their home. That is close to the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Erowal Bay?Household-size data shows the mix behind the suburb-wide average.

The average household in Erowal Bay had 2.3 people.

One-person households made up 27.5% of occupied homes. That is almost exactly typical for Rest of NSW.

Two-person households represented 41.2%, while 16.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Erowal Bay?Census-day travel shows the balance between home, road, public transport and active travel.

13.5% of workers worked from home on Census day. That is close to the Rest of NSW average.

70.3% drove a car as their only travel method. That is well above the Rest of NSW average.

0.0% used only a train, tram or bus, while 0.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Erowal Bay?Vehicle availability helps describe the routines local households can support.

2.7% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 31.4% of the total.

69.0% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Erowal Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

61.8% were at the same address five years earlier, while 38.2% reported a different address.

12.4% of residents were born outside Australia. That is almost exactly typical for Rest of NSW.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Erowal Bay?Language at home gives a direct view of the community’s everyday linguistic mix.

91.9% of residents used only English at home.

4.6% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Erowal Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

12.4% of Erowal Bay's population was born outside Australia, while roughly 87.6% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 93.4%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Erowal Bay?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 44.6% of ancestry responses in Erowal Bay.

Australian ancestry made up 37.7% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Erowal Bay?Occupation describes a person’s role; industry describes the sector employing them.

21.6% of employed residents worked in professional occupations. That is close to the Rest of NSW average.

Managers accounted for 9.7% of employed residents, while clerical and administrative workers made up 10.8%.

Health care and social assistance employed 16.6% of workers, and education and training employed 13.1%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Erowal Bay?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 50.1%, compared with 56.4% across Rest of NSW.

24.7% of residents aged 15 and over worked full time, while 18.3% worked part time.

Unemployment was 5.8%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Erowal Bay show?Selected long-term health conditions help describe community service needs.

51.2% reported no selected long-term health condition.

10.0% reported a long-term mental health condition, including depression or anxiety.

8.9% reported asthma, 14.1% arthritis and 6.4% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Erowal Bay?Qualifications describe the study pathways represented among local residents.

18.6% of people in the qualifications table held a bachelor degree. That is close to the Rest of NSW average.

Postgraduate degrees accounted for 5.4% of qualification responses.

Diploma-level qualifications represented 14.3%, while certificate-level qualifications represented 49.4%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Erowal Bay?Census income and household payments give historical context for local living costs.

Median household income was $1,407 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,517.

Occupied renting households reported a median rent of $370 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Erowal Bay compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 13.5% in Erowal Bay, compared with 15.7% across Rest of NSW.

Outright ownership was 43.2% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 25.7% in Erowal Bay, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Erowal Bay

Is Erowal Bay expensive?

The median house price is $950,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Erowal Bay good for families?

The Census counted 188 local families, and 15.3% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Erowal Bay?

4-bedroom houses have a median around $1,280,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Erowal Bay

12 streets in Erowal Bay

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • First Ave
  • Grandview St
  • Gurumbi Ln
  • High St
  • Kallaroo Rd
  • Killarney Rd
  • King George St
  • Kinkuna Cr
  • Murray St
  • Naval Pde
  • Second Ave
  • Wharf Rd

Keep exploring

Is Erowal Bay right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.