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Aerial view of Fernances Crossing, NSW

Aerial view

Imagery © Esri

The quick read on

Fernances Crossing

NSW 2325 · Cessnock

What homes cost, how rents have moved, and a feel for the people who call it home.

Population
36

ABS 2021

Postcode
2325

Fernances Crossing, New South Wales

Property market insights for Fernances Crossing

Median sale price and rental income of properties in Fernances Crossing NSW

Median price trend for houses

Down 47.3% over 12 months

$800k$600k$400k20192019201920202020

Market data updated May 2020.

Fernances Crossing has a 12-month growth rate of -47.3% for houses.

Crime and safety

Is Fernances Crossing safe?

The overall rate for Fernances Crossing is 1,672 offences per 100,000 residents — 49% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Fernances Crossing.

Overall crime rate

1,672

offences per 100,000 residents

49% belowRest of NSW

Fernances CrossingRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Fernances Crossing?

Fernances Crossing NSW 2325 is in New South Wales, within Rest of NSW.

36 people call Fernances Crossing home, with an average of 2.3 people per household and a median household income of $1,625 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
36
Median age
48 years
Median mortgage
$2,100 / month
2021 household rent
$575 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1513.9%Below
15–3425.0%Above
35–5444.4%Above
55–7422.2%Below
75 and over0.0%Below

Homes

Share of occupied private dwellings.

Separate houses77.8%Below
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright42.9%Above
Paying a mortgage38.1%Above
Renting19.0%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car53.8%Above
Two cars23.1%Below
Three or more0.0%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home50.0%Above
Drove to work44.4%Below
Train, tram or bus0.0%Below
Walked or cycled0.0%Below

What stands out in Fernances Crossing

50.0% of workers in Fernances Crossing worked from home on Census day — about twice the rate across Rest of NSW.

16.7% of Fernances Crossing residents were born in England, about twice the rate across Rest of NSW.

63.9% of people in Fernances Crossing described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Fernances Crossing

Open any question for a plain-English reading of the public 2021 Census for Fernances Crossing NSW 2325.

Is Fernances Crossing family-friendly?Age, family structure and household size describe the community families would be joining.

13.9% of Fernances Crossing's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

15 family households lived in Fernances Crossing; 26.7% were couple families and 0.0% were one-parent families.

26.7% of local families included children under 15. That is well below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Fernances Crossing?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Fernances Crossing had 36 residents at the 2021 Census.

30.6% of residents were aged 25 to 44.

22.2% were 55 or older. That is well below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Fernances Crossing?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 77.8% of occupied private dwellings in Fernances Crossing.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Fernances Crossing?Tenure shows how many households own outright, have a mortgage or rent.

42.9% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

38.1% were buying their home with a mortgage.

19.0% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Fernances Crossing?Household-size data shows the mix behind the suburb-wide average.

The average household in Fernances Crossing had 2.3 people.

One-person households made up 28.6% of occupied homes. That is close to the Rest of NSW average.

Two-person households represented 50.0%, while 42.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Fernances Crossing?Census-day travel shows the balance between home, road, public transport and active travel.

50.0% of workers worked from home on Census day. That is about twice the Rest of NSW rate.

44.4% drove a car as their only travel method. That is well below the Rest of NSW average.

0.0% used only a train, tram or bus, while 0.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Fernances Crossing?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 53.8% of the total.

23.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Fernances Crossing, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.8% were at the same address five years earlier, while 34.2% reported a different address.

11.1% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Fernances Crossing?Language at home gives a direct view of the community’s everyday linguistic mix.

97.2% of residents used only English at home.

0.0% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Fernances Crossing residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

11.1% of Fernances Crossing's population was born outside Australia, while roughly 88.9% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 83.3%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Fernances Crossing?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 52.8% of ancestry responses in Fernances Crossing.

Australian ancestry made up 66.7% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Fernances Crossing?Occupation describes a person’s role; industry describes the sector employing them.

27.8% of employed residents worked in professional occupations. That is well above the Rest of NSW average.

Managers accounted for 27.8% of employed residents, while clerical and administrative workers made up 0.0%.

Health care and social assistance employed 16.7% of workers, and education and training employed 0.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Fernances Crossing?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 45.2%, compared with 56.4% across Rest of NSW.

29.4% of residents aged 15 and over worked full time, while 17.6% worked part time.

Unemployment was 0.0%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Fernances Crossing show?Selected long-term health conditions help describe community service needs.

75.0% reported no selected long-term health condition.

0.0% reported a long-term mental health condition, including depression or anxiety.

0.0% reported asthma, 11.1% arthritis and 0.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Fernances Crossing?Qualifications describe the study pathways represented among local residents.

33.3% of people in the qualifications table held a bachelor degree. That is well above the Rest of NSW average.

Postgraduate degrees accounted for 20.8% of qualification responses.

Diploma-level qualifications represented 16.7%, while certificate-level qualifications represented 37.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Fernances Crossing?Census income and household payments give historical context for local living costs.

Median household income was $1,625 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,100.

Occupied renting households reported a median rent of $575 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Fernances Crossing compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 50.0% in Fernances Crossing, compared with 15.7% across Rest of NSW.

Outright ownership was 42.9% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 19.0% in Fernances Crossing, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Fernances Crossing

Is Fernances Crossing expensive?

There is not yet enough consistent market data for a dependable house median. The nearby suburb links make it easier to compare the wider market while local observations build.

Is Fernances Crossing good for families?

The Census counted 15 local families, and 13.9% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Fernances Crossing?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Fernances Crossing

4 streets in Fernances Crossing

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Fernances Crossing Rd
  • Great North Rd
  • Hulahan Rd
  • Mount Simpson Trk

Keep exploring

Is Fernances Crossing right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.