Median price trend for houses
Based on 13 sales in the preceding 12 months
$400,000
Down 9.5% over 12 months
- 2 bed
- $400k
- 3 bed
- $405k
Aerial view
Imagery © Esri
The quick read on
Kempsey
NSW 2440 · Kempsey
What homes cost, how rents have moved, and a feel for the people who call it home.
- Median house
- $400,000
- Population
- 483
- Postcode
- 2440
latest suburb median
ABS 2021
Kempsey, New South Wales
Property market insights for Kempsey
Median sale price and rental income of properties in Kempsey NSW
Median rent trend for houses
Based on 5 rental listings in the preceding 12 months
$475 per week
No change over 12 months
Market data updated October 2026.
The median house price in Kempsey, NSW is currently $400,000, based on the latest 12 months of sales. Kempsey has a 12-month growth rate of -9.5% for houses.
Two-bedroom houses have a median sale price of $400,000, Three-bedroom houses have a median sale price of $405,000 in Kempsey.
If you're looking to lease, the median rent for houses in Kempsey is $475 per week. The median house rent has remained unchanged over the last 12 months.
The median rent for units and apartments in Kempsey is $325 per week and has remained unchanged over the last 12 months.
Crime and safety
Is Kempsey safe?
The overall rate for Kempsey is 11,059 offences per 100,000 residents — 235% above the Rest of NSW benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Kempsey.
Overall crime rate
11,059
offences per 100,000 residents
235% aboveRest of NSW
KempseyRest of NSW: 3,298
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Who lives in Kempsey?
Kempsey NSW 2440 is in New South Wales, within Rest of NSW.
483 people call Kempsey home, with an average of 2 people per household and a median household income of $881 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
- Population
- 483
- Median age
- 43 years
- Median mortgage
- $1,170 / month
- 2021 household rent
- $253 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark
Age profile
Share of residents in each age band.
Under 1516.1%Below
15–3424.8%Above
35–5425.5%Above
55–7426.7%Above
75 and over8.1%Below
Homes
Share of occupied private dwellings.
Separate houses67.7%Below
Townhouses5.0%Below
Apartments15.4%Above
Ownership
Share of homes with a stated ownership or rental status.
Owned outright30.4%Below
Paying a mortgage16.0%Below
Renting53.6%Above
Cars at home
Vehicles available to occupied households.
No car21.4%Above
One car47.4%Above
Two cars26.6%Below
Three or more11.5%Below
Getting to work
Selected ways residents worked or travelled on Census day.
Worked from home3.8%Below
Drove to work50.6%Below
Train, tram or bus0.0%Below
Walked or cycled16.0%Above
What stands out in Kempsey
3.8% of workers in Kempsey worked from home on Census day — about half the rate across Rest of NSW.
38.3% of people in Kempsey described themselves as having no religion in the 2021 Census.
A closer look at the Census
Questions people ask about Kempsey
Open any question for a plain-English reading of the public 2021 Census for Kempsey NSW 2440.
Is Kempsey family-friendly?Age, family structure and household size describe the community families would be joining.
16.1% of Kempsey's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.
104 family households lived in Kempsey; 26.9% were couple families and 39.4% were one-parent families.
43.3% of local families included children under 15. That is well above the Rest of NSW average.
These are suburb-wide household figures, not school or childcare ratings.
What is the age profile of Kempsey?The balance between younger adults, families and older residents changes how a suburb feels day to day.
Kempsey had 483 residents at the 2021 Census.
24.2% of residents were aged 25 to 44.
34.8% were 55 or older. That is close to the Rest of NSW average.
Age shares use the suburb’s total Census population.
What kind of homes are in Kempsey?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.
Separate houses made up 67.7% of occupied private dwellings in Kempsey.
Townhouses and other attached homes represented 5.0% of occupied private dwellings.
Flats and apartments accounted for 15.4% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
Do people own or rent in Kempsey?Tenure shows how many households own outright, have a mortgage or rent.
30.4% of households with a stated tenure owned their home outright. That is well below the Rest of NSW average.
16.0% were buying their home with a mortgage.
53.6% rented their home. That is about twice the Rest of NSW rate.
Tenure shares include households that stated one of these three arrangements.
How large are households in Kempsey?Household-size data shows the mix behind the suburb-wide average.
The average household in Kempsey had 2.0 people.
One-person households made up 47.0% of occupied homes. That is well above the Rest of NSW average.
Two-person households represented 29.0%, while 16.5% had four or more usual residents.
Household size counts usual residents in occupied homes.
How do people get to work in Kempsey?Census-day travel shows the balance between home, road, public transport and active travel.
3.8% of workers worked from home on Census day. That is about half the Rest of NSW rate.
50.6% drove a car as their only travel method. That is well below the Rest of NSW average.
0.0% used only a train, tram or bus, while 16.0% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
How many cars do households have in Kempsey?Vehicle availability helps describe the routines local households can support.
21.4% of occupied households had no motor vehicle available. That is about twice the Rest of NSW rate.
One-car households formed 47.4% of the total.
38.0% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
Who's moving to Kempsey, and who stays?Address history shows how settled or recently mobile residents were at the Census date.
57.4% were at the same address five years earlier, while 42.6% reported a different address.
9.5% of residents were born outside Australia. That is somewhat below the Rest of NSW average.
Mobility figures cover residents who answered the relevant Census question.
What languages are spoken in Kempsey?Language at home gives a direct view of the community’s everyday linguistic mix.
87.2% of residents used only English at home.
4.8% used a language other than English at home.
0.0% spoke Mandarin at home, 2.1% spoke Cantonese and 0.0% spoke Hindi.
Home language is separate from English proficiency.
Where were Kempsey residents born?Birthplace adds another layer to the local story, separate from ancestry and language.
9.5% of Kempsey's population was born outside Australia, while roughly 90.5% was born in Australia.
1.0% of residents were born in China.
0.0% were born in India, while Australian citizenship across the whole suburb stood at 88.6%.
Birthplace, citizenship and ancestry describe different parts of identity.
What ancestries shape Kempsey?Ancestry responses show how residents describe family and cultural background.
English ancestry accounted for 43.3% of ancestry responses in Kempsey.
Australian ancestry made up 36.9% of responses.
Chinese ancestry represented 2.5% of responses.
People may nominate more than one ancestry, so these are shares of responses.
What work do people do in Kempsey?Occupation describes a person’s role; industry describes the sector employing them.
12.8% of employed residents worked in professional occupations. That is well below the Rest of NSW average.
Managers accounted for 1.9% of employed residents, while clerical and administrative workers made up 5.8%.
Health care and social assistance employed 20.5% of workers, and education and training employed 5.8%.
Occupation and industry figures describe employed residents of the suburb.
How active is the workforce in Kempsey?Participation, employment pattern and unemployment describe the resident labour force.
The labour-force participation rate was 44.0%, compared with 56.4% across Rest of NSW.
18.9% of residents aged 15 and over worked full time, while 16.7% worked part time.
Unemployment was 13.8%, compared with 4.6% across Rest of NSW.
Labour-force figures come from the 2021 Census.
What does the health profile of Kempsey show?Selected long-term health conditions help describe community service needs.
45.3% reported no selected long-term health condition.
22.2% reported a long-term mental health condition, including depression or anxiety.
13.0% reported asthma, 13.3% arthritis and 5.0% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
How educated is Kempsey?Qualifications describe the study pathways represented among local residents.
11.9% of people in the qualifications table held a bachelor degree. That is well below the Rest of NSW average.
Postgraduate degrees accounted for 1.4% of qualification responses.
Diploma-level qualifications represented 13.3%, while certificate-level qualifications represented 39.0%.
Qualification categories are reported separately and are not school ratings.
What do incomes and housing costs look like in Kempsey?Census income and household payments give historical context for local living costs.
Median household income was $881 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $1,170.
Occupied renting households reported a median rent of $253 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
How does Kempsey compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.
Working from home was 3.8% in Kempsey, compared with 15.7% across Rest of NSW.
Outright ownership was 30.4% locally and 39.6% across Rest of NSW. That is well below the Rest of NSW average.
Renting accounted for 53.6% in Kempsey, against 27.9% across Rest of NSW.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
A buyer’s quick guide to Kempsey
Is Kempsey expensive?
The median house price is $400,000. Bedroom count, land and condition still create a wide range around those suburb medians.
Is Kempsey good for families?
The Census counted 104 local families, and 16.1% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
What can I get for $1.5m in Kempsey?
3-bedroom houses have a median around $405,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Streets and suburbs around Kempsey
24 streets in Kempsey
Street-by-street reports are not published yet. The streets below are the ones this suburb covers.
- Austral St
- Belgrave St
- Clyde St
- Eden St
- First Ln
- Forth St
- Geoffrey Debenham St
- Gladstone St
- Holman St
- Hopetoun St
- John St
- Kemp St
- Macleay Valley
- Memorial Ave
- Pacific Hwy
- Regent St
- Second Ln
- Smith St
Show all 24 streetsShow fewer streets
- Stuart St
- Third Ln
- Verge Ln
- Verge St
- Yaelwood St
- York Ln
12 suburbs surrounding Kempsey
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Is Kempsey right for your search?
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Read the thinking
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.