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Aerial view of Lake Cathie, NSW

Aerial view

Imagery © Esri

The quick read on

Lake Cathie

NSW 2445 · Port Macquarie-Hastings

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,000,000

latest suburb median

Median unit
$765,000

latest suburb median

Population
4,296

ABS 2021

Postcode
2445

Lake Cathie, New South Wales

Property market insights for Lake Cathie

Median sale price and rental income of properties in Lake Cathie NSW

Median price trend for houses

Based on 89 sales in the preceding 12 months

$1,000,000

Up 10.7% over 12 months

$1m$800k$600k20212023202420252026
3 bed
$920k
4 bed
$1.24m
5+ bed
$1.43m

Median rent trend for houses

Based on 60 rental listings in the preceding 12 months

$675 per week

No change over 12 months

$700$650$600$55020212023202420252026

Market data updated October 2026.

The median house price in Lake Cathie, NSW is currently $1,000,000, based on the latest 12 months of sales. Lake Cathie has a 12-month growth rate of 10.7% for houses and 21.4% for units.

Three-bedroom houses have a median sale price of $920,000, Four-bedroom houses have a median sale price of $1,240,000, Larger houses have a median sale price of $1,430,000 in Lake Cathie.

If you're looking to lease, the median rent for houses in Lake Cathie is $675 per week. The median house rent has remained unchanged over the last 12 months.

The median price of apartments and units for sale in Lake Cathie is $765,000, which has increased 21.4% since the same time last year. Two-bedroom apartments and units have a median sale price of $690,000, Three-bedroom apartments and units have a median sale price of $860,000 in Lake Cathie. The median rent for units and apartments in Lake Cathie is $575 per week and has increased 21.1% over the last 12 months.

Crime and safety

Is Lake Cathie safe?

The overall rate for Lake Cathie is 1,267 offences per 100,000 residents — 62% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Lake Cathie.

Overall crime rate

1,267

offences per 100,000 residents

62% belowRest of NSW

Lake CathieRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Lake Cathie?

Lake Cathie NSW 2445 is in New South Wales, within Rest of NSW.

4,296 people call Lake Cathie home, with an average of 2.4 people per household and a median household income of $1,275 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
4,296
Median age
52 years
Median mortgage
$1,850 / month
2021 household rent
$380 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1516.3%Below
15–3415.3%Below
35–5421.9%Below
55–7434.1%Above
75 and over12.5%Above

Homes

Share of occupied private dwellings.

Separate houses91.1%Above
Townhouses5.4%Below
Apartments3.6%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright54.0%Above
Paying a mortgage28.3%Below
Renting17.7%Below

Cars at home

Vehicles available to occupied households.

No car2.1%Below
One car37.2%Above
Two cars42.3%Above
Three or more18.5%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home12.9%Below
Drove to work66.8%Above
Train, tram or bus1.0%In line
Walked or cycled1.4%Below

What stands out in Lake Cathie

12.9% of workers in Lake Cathie worked from home on Census day.

4.4% of Lake Cathie residents were born in England.

38.0% of people in Lake Cathie described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Lake Cathie

Open any question for a plain-English reading of the public 2021 Census for Lake Cathie NSW 2445.

Is Lake Cathie family-friendly?Age, family structure and household size describe the community families would be joining.

16.3% of Lake Cathie's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

1,325 family households lived in Lake Cathie; 31.5% were couple families and 13.0% were one-parent families.

28.0% of local families included children under 15. That is well below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Lake Cathie?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Lake Cathie had 4,296 residents at the 2021 Census.

15.7% of residents were aged 25 to 44.

46.6% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Lake Cathie?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 91.1% of occupied private dwellings in Lake Cathie.

Townhouses and other attached homes represented 5.4% of occupied private dwellings.

Flats and apartments accounted for 3.6% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Lake Cathie?Tenure shows how many households own outright, have a mortgage or rent.

54.0% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.

28.3% were buying their home with a mortgage.

17.7% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Lake Cathie?Household-size data shows the mix behind the suburb-wide average.

The average household in Lake Cathie had 2.4 people.

One-person households made up 23.1% of occupied homes. That is somewhat below the Rest of NSW average.

Two-person households represented 45.2%, while 20.1% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Lake Cathie?Census-day travel shows the balance between home, road, public transport and active travel.

12.9% of workers worked from home on Census day. That is somewhat below the Rest of NSW average.

66.8% drove a car as their only travel method. That is well above the Rest of NSW average.

1.0% used only a train, tram or bus, while 1.4% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Lake Cathie?Vehicle availability helps describe the routines local households can support.

2.1% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 37.2% of the total.

60.9% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Lake Cathie, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

54.8% were at the same address five years earlier, while 45.2% reported a different address.

10.7% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Lake Cathie?Language at home gives a direct view of the community’s everyday linguistic mix.

94.6% of residents used only English at home.

2.2% used a language other than English at home.

0.0% spoke Mandarin at home, 0.4% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Lake Cathie residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

10.7% of Lake Cathie's population was born outside Australia, while roughly 89.3% was born in Australia.

0.2% of residents were born in China.

0.1% were born in India, while Australian citizenship across the whole suburb stood at 94.3%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Lake Cathie?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 45.9% of ancestry responses in Lake Cathie.

Australian ancestry made up 45.7% of responses.

Chinese ancestry represented 0.7% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Lake Cathie?Occupation describes a person’s role; industry describes the sector employing them.

21.0% of employed residents worked in professional occupations. That is close to the Rest of NSW average.

Managers accounted for 9.8% of employed residents, while clerical and administrative workers made up 13.5%.

Health care and social assistance employed 17.3% of workers, and education and training employed 12.3%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Lake Cathie?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 49.1%, compared with 56.4% across Rest of NSW.

25.0% of residents aged 15 and over worked full time, while 18.2% worked part time.

Unemployment was 5.0%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Lake Cathie show?Selected long-term health conditions help describe community service needs.

51.8% reported no selected long-term health condition.

9.2% reported a long-term mental health condition, including depression or anxiety.

8.0% reported asthma, 15.6% arthritis and 5.7% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Lake Cathie?Qualifications describe the study pathways represented among local residents.

18.9% of people in the qualifications table held a bachelor degree. That is close to the Rest of NSW average.

Postgraduate degrees accounted for 4.0% of qualification responses.

Diploma-level qualifications represented 16.6%, while certificate-level qualifications represented 47.2%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Lake Cathie?Census income and household payments give historical context for local living costs.

Median household income was $1,275 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,850.

Occupied renting households reported a median rent of $380 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Lake Cathie compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 12.9% in Lake Cathie, compared with 15.7% across Rest of NSW.

Outright ownership was 54.0% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.

Renting accounted for 17.7% in Lake Cathie, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Lake Cathie

Is Lake Cathie expensive?

The median house price is $1,000,000, while units and apartments sit at $765,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Lake Cathie good for families?

The Census counted 1,325 local families, and 16.3% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Lake Cathie?

Larger houses have a median around $1,430,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Lake Cathie

127 streets in Lake Cathie

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Abel Tasman Dr
  • Anegada Rd
  • Antigua Ave
  • Antilles
  • Aqua Cr
  • Aquamarine Lane
  • Aquarius Ave
  • Aquatic Way
  • Arafura St
  • Aral St
  • Arctic St
  • Azurite Loop
  • Banjora Pl
  • Barbuda
  • Barents Lane
  • Beaufort St
  • Bering St
  • Bismark Ln
Show all 127 streets
  • Bligh Pl
  • Boodgery St
  • Boomerang St
  • Bounty Ave
  • Buchan Pl
  • Bundella Ave
  • Cabarita Cl
  • Caribbean St
  • Caspian Ln
  • Catalina Cl
  • Cathie Cct
  • Celtic Ct
  • Chepana St
  • Citrine Way
  • Coast
  • Colli Cl
  • Cooinda Pl
  • Cowarra St
  • Dampier Ct
  • Deepwater Cl
  • Dirah St
  • Dominica St
  • Eagle Pl
  • Edgewater Cl
  • Elanora Dr
  • Ernest St
  • Evans St
  • Explorers
  • Fiona Cr
  • Fishermens
  • Flores St
  • Foreshore Ave
  • Forest
  • Forest Parkway
  • Galena Grove
  • Glenugie St
  • Grevillea Ct
  • Hardys Rd
  • Illaroo Rd
  • Kalang St
  • Kara Cl
  • Karikeree St
  • Kenwood Dr
  • Kolora Pl
  • Koribah Ave
  • Kywong Street
  • Lakeside
  • Lakeview Rd
  • Larimar Loop
  • Long Point Dr
  • Marine Pde
  • Mclarens Rd
  • Mediterranean St
  • Melaleuca Ave
  • Miala St
  • Middle Rock Rd
  • Monica Pl
  • Mullaway Rd
  • Nevis St
  • North Atlantic Cct
  • North Pacific St
  • Obsidian Crescent
  • Ocean Blue Boulevard
  • Ocean Blue Road
  • Ocean Dr
  • Orana Dr
  • Osprey Cl
  • Oxley St
  • Parry St
  • Persian Ln
  • Platypus Pde
  • Resolution Pl
  • Richmond Pl
  • Saltwater Place
  • Sandy Shores Ave
  • Scotia St
  • Seahorse
  • Seaside Drive
  • Seawind Ch
  • Shearwater Ct
  • Sheoak Pl
  • Shore Break Cr
  • Sodalite Close
  • Solander Pl
  • Solebay Pl
  • Solomon Drive
  • South Atlantic Dr
  • Southern Ocean St
  • South Pacific Bvd
  • Springhill Pl
  • St John Terrace
  • Summer Cct
  • Sunstone Grange
  • Surfers Dr
  • Talara Pl
  • Tallong Drive
  • Taloumbi Pl
  • Temple Ct
  • Tiger Quoll Dr
  • Timor Ln
  • Tobago Pde
  • Tourmaline Boulevard
  • Tweed Pl
  • Wallum Drive
  • Waterside
  • Whitby Pl
  • Whitewater Terrace
  • Whiting
  • Zircon Lane

Keep exploring

Is Lake Cathie right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.