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Aerial view of Lake Munmorah, NSW

Aerial view

Imagery © Esri

The quick read on

Lake Munmorah

NSW 2259 · Central Coast (NSW)

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$799,000

latest suburb median

Median unit
$601,000

latest suburb median

Population
5,084

ABS 2021

Postcode
2259

Lake Munmorah, New South Wales

Property market insights for Lake Munmorah

Median sale price and rental income of properties in Lake Munmorah NSW

Median price trend for houses

Based on 89 sales in the preceding 12 months

$799,000

Up 1.1% over 12 months

$1m$800k$600k20212023202420252026
1 bed
$225k
2 bed
$641k
3 bed
$776k
4 bed
$950k
5+ bed
$1.08m

Median rent trend for houses

Based on 69 rental listings in the preceding 12 months

$600 per week

Up 9.1% over 12 months

$600$550$500$45020212023202420252026

Market data updated October 2026.

The median house price in Lake Munmorah, NSW is currently $799,000, based on the latest 12 months of sales. Lake Munmorah has a 12-month growth rate of 1.1% for houses and 22.7% for units.

One-bedroom houses have a median sale price of $225,000, Two-bedroom houses have a median sale price of $641,000, Three-bedroom houses have a median sale price of $776,000, Four-bedroom houses have a median sale price of $950,000, Larger houses have a median sale price of $1,080,000 in Lake Munmorah.

If you're looking to lease, the median rent for houses in Lake Munmorah is $600 per week. The median house rent has increased 9.1% over the last 12 months.

The median price of apartments and units for sale in Lake Munmorah is $601,000, which has increased 22.7% since the same time last year. Two-bedroom apartments and units have a median sale price of $426,000, Three-bedroom apartments and units have a median sale price of $612,000 in Lake Munmorah.

Crime and safety

Is Lake Munmorah safe?

The overall rate for Lake Munmorah is 1,452 offences per 100,000 residents — 58% below the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Lake Munmorah.

Overall crime rate

1,452

offences per 100,000 residents

58% belowGreater Sydney

Lake MunmorahGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Lake Munmorah?

Lake Munmorah NSW 2259 is in New South Wales, within Greater Sydney.

5,084 people call Lake Munmorah home, with an average of 2.3 people per household and a median household income of $1,155 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
5,084
Median age
50 years
Median mortgage
$1,733 / month
2021 household rent
$380 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 1515.1%Below
15–3419.9%Below
35–5420.1%Below
55–7429.9%Above
75 and over15.1%Above

Homes

Share of occupied private dwellings.

Separate houses96.4%Above
Townhouses1.9%Below
Apartments1.2%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright50.9%Above
Paying a mortgage30.7%Below
Renting18.4%Below

Cars at home

Vehicles available to occupied households.

No car3.5%Below
One car45.2%Above
Two cars33.2%In line
Three or more18.3%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home18.6%Below
Drove to work57.2%Above
Train, tram or bus0.5%Below
Walked or cycled1.0%Below

What stands out in Lake Munmorah

18.6% of workers in Lake Munmorah worked from home on Census day — about half the rate across Greater Sydney.

4.1% of Lake Munmorah residents were born in England.

35.7% of people in Lake Munmorah described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Lake Munmorah

Open any question for a plain-English reading of the public 2021 Census for Lake Munmorah NSW 2259.

Is Lake Munmorah family-friendly?Age, family structure and household size describe the community families would be joining.

15.1% of Lake Munmorah's residents were children under 15 in the 2021 Census. That is somewhat below the Greater Sydney average.

1,477 family households lived in Lake Munmorah; 32.0% were couple families and 17.8% were one-parent families.

29.7% of local families included children under 15. That is well below the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Lake Munmorah?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Lake Munmorah had 5,084 residents at the 2021 Census.

19.3% of residents were aged 25 to 44.

45.0% were 55 or older. That is well above the Greater Sydney average.

Age shares use the suburb’s total Census population.

What kind of homes are in Lake Munmorah?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 96.4% of occupied private dwellings in Lake Munmorah.

Townhouses and other attached homes represented 1.9% of occupied private dwellings.

Flats and apartments accounted for 1.2% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Lake Munmorah?Tenure shows how many households own outright, have a mortgage or rent.

50.9% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.

30.7% were buying their home with a mortgage.

18.4% rented their home. That is about half the Greater Sydney rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Lake Munmorah?Household-size data shows the mix behind the suburb-wide average.

The average household in Lake Munmorah had 2.3 people.

One-person households made up 30.6% of occupied homes. That is well above the Greater Sydney average.

Two-person households represented 39.5%, while 17.7% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Lake Munmorah?Census-day travel shows the balance between home, road, public transport and active travel.

18.6% of workers worked from home on Census day. That is about half the Greater Sydney rate.

57.2% drove a car as their only travel method. That is well above the Greater Sydney average.

0.5% used only a train, tram or bus, while 1.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Lake Munmorah?Vehicle availability helps describe the routines local households can support.

3.5% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.

One-car households formed 45.2% of the total.

51.4% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Lake Munmorah, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

63.8% were at the same address five years earlier, while 36.2% reported a different address.

11.3% of residents were born outside Australia. That is about half the Greater Sydney rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Lake Munmorah?Language at home gives a direct view of the community’s everyday linguistic mix.

92.8% of residents used only English at home.

3.0% used a language other than English at home.

0.0% spoke Mandarin at home, 0.1% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Lake Munmorah residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

11.3% of Lake Munmorah's population was born outside Australia, while roughly 88.7% was born in Australia.

0.1% of residents were born in China.

0.1% were born in India, while Australian citizenship across the whole suburb stood at 92.6%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Lake Munmorah?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 45.9% of ancestry responses in Lake Munmorah.

Australian ancestry made up 43.6% of responses.

Chinese ancestry represented 0.4% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Lake Munmorah?Occupation describes a person’s role; industry describes the sector employing them.

14.1% of employed residents worked in professional occupations. That is about half the Greater Sydney rate.

Managers accounted for 10.3% of employed residents, while clerical and administrative workers made up 14.1%.

Health care and social assistance employed 17.1% of workers, and education and training employed 7.4%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Lake Munmorah?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 48.3%, compared with 60.0% across Greater Sydney.

23.9% of residents aged 15 and over worked full time, while 16.1% worked part time.

Unemployment was 4.7%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Lake Munmorah show?Selected long-term health conditions help describe community service needs.

46.8% reported no selected long-term health condition.

12.6% reported a long-term mental health condition, including depression or anxiety.

10.6% reported asthma, 17.7% arthritis and 7.7% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Lake Munmorah?Qualifications describe the study pathways represented among local residents.

14.7% of people in the qualifications table held a bachelor degree. That is about half the Greater Sydney rate.

Postgraduate degrees accounted for 2.6% of qualification responses.

Diploma-level qualifications represented 14.4%, while certificate-level qualifications represented 52.2%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Lake Munmorah?Census income and household payments give historical context for local living costs.

Median household income was $1,155 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,733.

Occupied renting households reported a median rent of $380 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Lake Munmorah compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 18.6% in Lake Munmorah, compared with 38.9% across Greater Sydney.

Outright ownership was 50.9% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.

Renting accounted for 18.4% in Lake Munmorah, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Lake Munmorah

Is Lake Munmorah expensive?

The median house price is $799,000, while units and apartments sit at $601,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Lake Munmorah good for families?

The Census counted 1,477 local families, and 15.1% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Lake Munmorah?

Larger houses have a median around $1,080,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Lake Munmorah

73 streets in Lake Munmorah

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Acacia Ave
  • Adeline Ave
  • Agatha Ave
  • Alister Ave
  • Andrew St
  • Anita Ave
  • Annabel Ave
  • Anthony St
  • Arcadia Ave
  • Azalea Cl
  • Berkley Ct
  • Birdie Beach Dr
  • Blacksburg Ct
  • Bodalla Rd
  • Boronia Rd
  • Budgeree Ave
  • Carol Cl
  • Carters Rd
Show all 73 streets
  • Chisholm Ave
  • Clarence St
  • Colongra Bay Rd
  • Conradi Cl
  • Covington Ct
  • Cuttlefish Cl
  • Deakin Ave
  • Delavia Dr
  • Dianne Ave
  • Elizabeth Bay Dr
  • Fay St
  • Fortune Cr
  • Franklin Dr
  • Gardenia Cl
  • Greenacre Ave
  • Harding Ave
  • Hartog Ave
  • Kamilaroo Ave
  • Kangaroo Ave
  • Kellys Rd
  • Kemira Rd
  • Kookaburra Ave
  • Koradji Ave
  • Lakeway Dr
  • Lauren Ave
  • Lawver Cr
  • Lena Cl
  • Leslie Ave
  • Mainsail Ct
  • Marvin Cl
  • Mercator Cl
  • Pacific Hwy
  • Pearl Cl
  • Possum St
  • Princeton Ct
  • Pulaski Ct
  • Queens Rd
  • Quisenberry Dr
  • Radford Pl
  • Rico Cl
  • Roanoke Dr
  • Rodney Cl
  • Rosedale Gr
  • Rosemount Ave
  • Saliena Ave
  • Scaysbrook Ave
  • Sohrabi Pl
  • Spinnaker Pl
  • Starboard
  • Staunton Ct
  • Tall Timbers Rd
  • Terence Ave
  • Wallaby Rd
  • Winchester Dr
  • Woodbridge Cr

Keep exploring

Is Lake Munmorah right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.