Aerial view

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The quick read on

Saratoga

NSW 2251 · Central Coast (NSW)

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house: $1,310,000
Median unit: $1,150,000
Population: 3,982
Postcode: 2251

Property market insights for Saratoga

Median sale price and rental income of properties in Saratoga NSW

Median price trend for houses

Based on 70 sales in the preceding 12 months

$1,310,000

Up 3.1% over 12 months

3 bed: $1.18m
4 bed: $1.35m
5+ bed: $1.65m

Median rent trend for houses

Based on 42 rental listings in the preceding 12 months

$800 per week

Up 6.7% over 12 months

Market data updated October 2026.

The median house price in Saratoga, NSW is currently $1,310,000, based on the latest 12 months of sales. Saratoga has a 12-month growth rate of 3.1% for houses.

Three-bedroom houses have a median sale price of $1,180,000, Four-bedroom houses have a median sale price of $1,350,000, Larger houses have a median sale price of $1,650,000 in Saratoga.

If you're looking to lease, the median rent for houses in Saratoga is $800 per week. The median house rent has increased 6.7% over the last 12 months.

The median price of apartments and units for sale in Saratoga is $1,150,000. The median rent for units and apartments in Saratoga is $575 per week and has increased 15.0% over the last 12 months.

Crime and safety

Is Saratoga safe?

The overall rate for Saratoga is 1,774 offences per 100,000 residents — 48% below the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Saratoga.

See the detailed Saratoga crime profile →How to read crime data

Overall crime rate

1,774

offences per 100,000 residents

48% belowGreater Sydney

SaratogaGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Saratoga?

Saratoga NSW 2251 is in New South Wales, within Greater Sydney.

3,982 people call Saratoga home, with an average of 2.7 people per household and a median household income of $1,989 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population: 3,982
Median age: 43 years
Median mortgage: $2,167 / month
2021 household rent: $485 / week

Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 1518.5%In line

15–3421.7%Below

35–5425.8%Below

55–7425.7%Above

75 and over8.3%Above

Homes

Share of occupied private dwellings.

Separate houses94.7%Above

Townhouses2.6%Below

Apartments2.1%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright38.9%Above

Paying a mortgage45.2%Above

Renting15.9%Below

Cars at home

Vehicles available to occupied households.

No car2.9%Below

One car27.1%Below

Two cars44.0%Above

Three or more26.0%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home29.9%Below

Drove to work46.5%Above

Train, tram or bus0.7%Below

Walked or cycled0.5%Below

What stands out in Saratoga

29.9% of workers in Saratoga worked from home on Census day — less common than across Greater Sydney.

5.5% of Saratoga residents were born in England, about twice the rate across Greater Sydney.

41.7% of people in Saratoga described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Saratoga

Open any question for a plain-English reading of the public 2021 Census for Saratoga NSW 2251.

Is Saratoga family-friendly?Age, family structure and household size describe the community families would be joining.

18.5% of Saratoga's residents were children under 15 in the 2021 Census. That is almost exactly typical for Greater Sydney.

1,168 family households lived in Saratoga; 44.9% were couple families and 13.7% were one-parent families.

35.4% of local families included children under 15. That is somewhat below the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Saratoga?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Saratoga had 3,982 residents at the 2021 Census.

21.7% of residents were aged 25 to 44.

34.0% were 55 or older. That is well above the Greater Sydney average.

Age shares use the suburb’s total Census population.

What kind of homes are in Saratoga?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 94.7% of occupied private dwellings in Saratoga.

Townhouses and other attached homes represented 2.6% of occupied private dwellings.

Flats and apartments accounted for 2.1% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Saratoga?Tenure shows how many households own outright, have a mortgage or rent.

38.9% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.

45.2% were buying their home with a mortgage.

15.9% rented their home. That is about half the Greater Sydney rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Saratoga?Household-size data shows the mix behind the suburb-wide average.

The average household in Saratoga had 2.7 people.

One-person households made up 20.2% of occupied homes. That is somewhat below the Greater Sydney average.

Two-person households represented 35.0%, while 28.8% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Saratoga?Census-day travel shows the balance between home, road, public transport and active travel.

29.9% of workers worked from home on Census day. That is well below the Greater Sydney average.

46.5% drove a car as their only travel method. That is well above the Greater Sydney average.

0.7% used only a train, tram or bus, while 0.5% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Saratoga?Vehicle availability helps describe the routines local households can support.

2.9% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.

One-car households formed 27.1% of the total.

70.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Saratoga, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.6% were at the same address five years earlier, while 34.4% reported a different address.

14.6% of residents were born outside Australia. That is about half the Greater Sydney rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Saratoga?Language at home gives a direct view of the community’s everyday linguistic mix.

92.3% of residents used only English at home.

4.4% used a language other than English at home.

0.4% spoke Mandarin at home, 0.2% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Saratoga residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

14.6% of Saratoga's population was born outside Australia, while roughly 85.4% was born in Australia.

0.3% of residents were born in China.

0.2% were born in India, while Australian citizenship across the whole suburb stood at 92.7%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Saratoga?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 46.3% of ancestry responses in Saratoga.

Australian ancestry made up 41.8% of responses.

Chinese ancestry represented 1.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Saratoga?Occupation describes a person’s role; industry describes the sector employing them.

23.9% of employed residents worked in professional occupations. That is somewhat below the Greater Sydney average.

Managers accounted for 13.7% of employed residents, while clerical and administrative workers made up 12.7%.

Health care and social assistance employed 17.3% of workers, and education and training employed 9.4%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Saratoga?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 63.6%, compared with 60.0% across Greater Sydney.

31.5% of residents aged 15 and over worked full time, while 22.4% worked part time.

Unemployment was 2.3%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Saratoga show?Selected long-term health conditions help describe community service needs.

58.8% reported no selected long-term health condition.

9.3% reported a long-term mental health condition, including depression or anxiety.

8.4% reported asthma, 8.6% arthritis and 3.7% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Saratoga?Qualifications describe the study pathways represented among local residents.

24.0% of people in the qualifications table held a bachelor degree. That is well below the Greater Sydney average.

Postgraduate degrees accounted for 6.9% of qualification responses.

Diploma-level qualifications represented 16.0%, while certificate-level qualifications represented 40.7%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Saratoga?Census income and household payments give historical context for local living costs.

Median household income was $1,989 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,167.

Occupied renting households reported a median rent of $485 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Saratoga compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 29.9% in Saratoga, compared with 38.9% across Greater Sydney.

Outright ownership was 38.9% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.

Renting accounted for 15.9% in Saratoga, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Saratoga

Is Saratoga expensive?

The median house price is $1,310,000, while units and apartments sit at $1,150,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Saratoga good for families?

The Census counted 1,168 local families, and 18.5% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Saratoga?

4-bedroom houses have a median around $1,350,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Saratoga

51 streets in Saratoga

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

Anwen Cl
Bay View Wharf Ln
Benjamin Pl
Boona Ln
Brighton Rd
Brisbania Cl
Broadwater Dr
Brooklyn Rd
Byalla Ln
Byrd St
Centennial Ave
Colin St
Davistown Rd
Deborah St
Fernview Ave
Frederick Goddard Cl
Henderson Rd
High St

Show all 51 streets

Hopkin Pl
Irwan St
Jirramba Ave
Julie St
Kapala Ave
Kenneth Ave
Kyeema Ave
Leslie Pde
Llewellyn St
Lydred St
Malinya Rd
Malumba Ave
Marian St
Martin Cr
Mary Cl
Mimosa Avenue
Moonah Ave
Moray Pde
Morrison St
Omeo St
Patrick Cr
Richard St
Rosemount St
Shaw St
Steyne Rd
The Corso
Treeview Pl
View Pde
Village Rd
Warilda St
Weston St
Wilkie-King Ave
Willaroo Rd

12 suburbs surrounding Saratoga

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Read the thinking

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.