Microburbs
Aerial view of Steeple Flat, NSW

Aerial view

Imagery © Esri

The quick read on

Steeple Flat

NSW 2631 · Bega Valley

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,200,000

latest suburb median

Population
25

ABS 2021

Postcode
2631

Steeple Flat, New South Wales

Property market insights for Steeple Flat

Median sale price and rental income of properties in Steeple Flat NSW

Median price trend for houses

Based on 1 sales in the preceding 12 months

$1,200,000

Up 67.8% over 12 months

$1.25m$1m$750k20222023202420252026

Market data updated August 2026.

The median house price in Steeple Flat, NSW is currently $1,200,000, based on the latest 12 months of sales. Steeple Flat has a 12-month growth rate of 67.8% for houses.

Crime and safety

Is Steeple Flat safe?

The overall rate for Steeple Flat is 7,205 offences per 100,000 residents — 118% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Steeple Flat.

Overall crime rate

7,205

offences per 100,000 residents

118% aboveRest of NSW

Steeple FlatRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Steeple Flat?

Steeple Flat NSW 2631 is in New South Wales, within Rest of NSW.

25 people call Steeple Flat home, with an average of 2.4 people per household and a median household income of $1,312 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
25
Median age
52 years
Median mortgage
$2,550 / month
2021 household rent
$0 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 150.0%Below
15–340.0%Below
35–5420.0%Below
55–7432.0%Above
75 and over0.0%Below

Homes

Share of occupied private dwellings.

Separate houses100.0%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright75.0%Above
Paying a mortgage25.0%Below
Renting0.0%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car0.0%Below
Two cars60.0%Above
Three or more30.0%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home23.1%Above
Drove to work23.1%Below
Train, tram or bus0.0%Below
Walked or cycled0.0%Below

What stands out in Steeple Flat

23.1% of workers in Steeple Flat worked from home on Census day — noticeably more common than across Rest of NSW.

20.0% of people in Steeple Flat described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Steeple Flat

Open any question for a plain-English reading of the public 2021 Census for Steeple Flat NSW 2631.

Is Steeple Flat family-friendly?Age, family structure and household size describe the community families would be joining.

0.0% of Steeple Flat's residents were children under 15 in the 2021 Census. That is about half the Rest of NSW rate.

9 family households lived in Steeple Flat; 66.7% were couple families and 33.3% were one-parent families.

0.0% of local families included children under 15. That is about half the Rest of NSW rate.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Steeple Flat?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Steeple Flat had 25 residents at the 2021 Census.

0.0% of residents were aged 25 to 44.

32.0% were 55 or older. That is somewhat below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Steeple Flat?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 100.0% of occupied private dwellings in Steeple Flat.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Steeple Flat?Tenure shows how many households own outright, have a mortgage or rent.

75.0% of households with a stated tenure owned their home outright. That is about twice the Rest of NSW rate.

25.0% were buying their home with a mortgage.

0.0% rented their home. That is about half the Rest of NSW rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Steeple Flat?Household-size data shows the mix behind the suburb-wide average.

The average household in Steeple Flat had 2.4 people.

One-person households made up 0.0% of occupied homes. That is about half the Rest of NSW rate.

Two-person households represented 60.0%, while 30.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Steeple Flat?Census-day travel shows the balance between home, road, public transport and active travel.

23.1% of workers worked from home on Census day. That is well above the Rest of NSW average.

23.1% drove a car as their only travel method. That is about half the Rest of NSW rate.

0.0% used only a train, tram or bus, while 0.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Steeple Flat?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 0.0% of the total.

90.0% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Steeple Flat, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

100.0% were at the same address five years earlier, while 0.0% reported a different address.

0.0% of residents were born outside Australia. That is about half the Rest of NSW rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Steeple Flat?Language at home gives a direct view of the community’s everyday linguistic mix.

96.0% of residents used only English at home.

0.0% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Steeple Flat residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

0.0% of Steeple Flat's population was born outside Australia, while roughly 100.0% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 100.0%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Steeple Flat?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 16.0% of ancestry responses in Steeple Flat.

Australian ancestry made up 72.0% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Steeple Flat?Occupation describes a person’s role; industry describes the sector employing them.

0.0% of employed residents worked in professional occupations. That is about half the Rest of NSW rate.

Managers accounted for 53.8% of employed residents, while clerical and administrative workers made up 0.0%.

Health care and social assistance employed 0.0% of workers, and education and training employed 0.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Steeple Flat?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 54.2%, compared with 56.4% across Rest of NSW.

30.4% of residents aged 15 and over worked full time, while 13.0% worked part time.

Unemployment was 0.0%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Steeple Flat show?Selected long-term health conditions help describe community service needs.

80.0% reported no selected long-term health condition.

0.0% reported a long-term mental health condition, including depression or anxiety.

0.0% reported asthma, 12.0% arthritis and 0.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Steeple Flat?Qualifications describe the study pathways represented among local residents.

41.7% of people in the qualifications table held a bachelor degree. That is about twice the Rest of NSW rate.

Postgraduate degrees accounted for 0.0% of qualification responses.

Diploma-level qualifications represented 0.0%, while certificate-level qualifications represented 41.7%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Steeple Flat?Census income and household payments give historical context for local living costs.

Median household income was $1,312 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,550.

Occupied renting households reported a median rent of $0 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Steeple Flat compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 23.1% in Steeple Flat, compared with 15.7% across Rest of NSW.

Outright ownership was 75.0% locally and 39.6% across Rest of NSW. That is about twice the Rest of NSW rate.

Renting accounted for 0.0% in Steeple Flat, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Steeple Flat

Is Steeple Flat expensive?

The median house price is $1,200,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Steeple Flat good for families?

The Census counted 9 local families. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Steeple Flat?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Steeple Flat

7 streets in Steeple Flat

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Monaro Hwy
  • Newline Rd
  • Old Bega Rd
  • Old Bombala Rd
  • Old Steeple Flat Rd
  • Snowy Mountains Hwy
  • Warregal Corner Rd

Keep exploring

Is Steeple Flat right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.