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Aerial view of Swan Bay (Vic.), VIC

Aerial view

Imagery © Esri

The quick read on

Swan Bay

VIC 3225 · Greater Geelong

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$2,850,000

latest suburb median

Population
103

ABS 2021

Postcode
3225

Swan Bay, Victoria

Property market insights for Swan Bay (Vic.)

Median sale price and rental income of properties in Swan Bay (Vic.) VIC

Median price trend for houses

Based on 2 sales in the preceding 12 months

$2,850,000

$2.85m$2.85m$2.85m20262026202620262026

The median house price in Swan Bay (Vic.), VIC is currently $2,850,000, based on the latest 12 months of sales.

Crime and safety

Is Swan Bay safe?

The overall rate for Swan Bay is 7,213 offences per 100,000 residents — 77% above the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Swan Bay.

Overall crime rate

7,213

offences per 100,000 residents

77% aboveRest of Vic.

Swan BayRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Swan Bay?

Swan Bay VIC 3225 is in Victoria, within Rest of Vic..

103 people call Swan Bay home, with an average of 2 people per household and a median household income of $784 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
103
Median age
61 years
Median mortgage
$2,296 / month
2021 household rent
$250 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 1514.6%Below
15–3415.5%Below
35–5419.4%Below
55–7445.6%Above
75 and over7.8%Below

Homes

Share of occupied private dwellings.

Separate houses39.6%Below
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright66.7%Above
Paying a mortgage11.1%Below
Renting22.2%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car50.0%Above
Two cars19.6%Below
Three or more28.3%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home34.7%Above
Drove to work40.8%Below
Train, tram or bus0.0%Below
Walked or cycled10.2%Above

What stands out in Swan Bay

34.7% of workers in Swan Bay worked from home on Census day — about twice the rate across Rest of Vic..

3.9% of Swan Bay residents were born in England.

53.4% of people in Swan Bay described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Swan Bay

Open any question for a plain-English reading of the public 2021 Census for Swan Bay VIC 3225.

Is Swan Bay family-friendly?Age, family structure and household size describe the community families would be joining.

14.6% of Swan Bay's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of Vic. average.

25 family households lived in Swan Bay; 36.0% were couple families and 16.0% were one-parent families.

40.0% of local families included children under 15. That is somewhat above the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Swan Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Swan Bay had 103 residents at the 2021 Census.

10.7% of residents were aged 25 to 44.

53.4% were 55 or older. That is well above the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Swan Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 39.6% of occupied private dwellings in Swan Bay.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Swan Bay?Tenure shows how many households own outright, have a mortgage or rent.

66.7% of households with a stated tenure owned their home outright. That is well above the Rest of Vic. average.

11.1% were buying their home with a mortgage.

22.2% rented their home. That is close to the Rest of Vic. average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Swan Bay?Household-size data shows the mix behind the suburb-wide average.

The average household in Swan Bay had 2.0 people.

One-person households made up 49.0% of occupied homes. That is well above the Rest of Vic. average.

Two-person households represented 22.4%, while 24.5% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Swan Bay?Census-day travel shows the balance between home, road, public transport and active travel.

34.7% of workers worked from home on Census day. That is about twice the Rest of Vic. rate.

40.8% drove a car as their only travel method. That is well below the Rest of Vic. average.

0.0% used only a train, tram or bus, while 10.2% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Swan Bay?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of Vic. rate.

One-car households formed 50.0% of the total.

47.8% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Swan Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

59.0% were at the same address five years earlier, while 41.0% reported a different address.

10.7% of residents were born outside Australia. That is close to the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Swan Bay?Language at home gives a direct view of the community’s everyday linguistic mix.

95.1% of residents used only English at home.

5.8% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Swan Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

10.7% of Swan Bay's population was born outside Australia, while roughly 89.3% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 90.3%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Swan Bay?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 52.4% of ancestry responses in Swan Bay.

Australian ancestry made up 39.8% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Swan Bay?Occupation describes a person’s role; industry describes the sector employing them.

10.2% of employed residents worked in professional occupations. That is about half the Rest of Vic. rate.

Managers accounted for 28.6% of employed residents, while clerical and administrative workers made up 22.4%.

Health care and social assistance employed 14.3% of workers, and education and training employed 0.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Swan Bay?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 55.6%, compared with 57.4% across Rest of Vic..

28.1% of residents aged 15 and over worked full time, while 21.3% worked part time.

Unemployment was 4.0%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Swan Bay show?Selected long-term health conditions help describe community service needs.

48.5% reported no selected long-term health condition.

10.7% reported a long-term mental health condition, including depression or anxiety.

10.7% reported asthma, 16.5% arthritis and 8.7% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Swan Bay?Qualifications describe the study pathways represented among local residents.

54.2% of people in the qualifications table held a bachelor degree. That is about twice the Rest of Vic. rate.

Postgraduate degrees accounted for 0.0% of qualification responses.

Diploma-level qualifications represented 18.8%, while certificate-level qualifications represented 25.0%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Swan Bay?Census income and household payments give historical context for local living costs.

Median household income was $784 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,296.

Occupied renting households reported a median rent of $250 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Swan Bay compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 34.7% in Swan Bay, compared with 15.1% across Rest of Vic..

Outright ownership was 66.7% locally and 40.9% across Rest of Vic.. That is well above the Rest of Vic. average.

Renting accounted for 22.2% in Swan Bay, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Swan Bay (Vic.)

Is Swan Bay (Vic.) expensive?

The median house price is $2,850,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Swan Bay (Vic.) good for families?

The Census counted 25 local families, and 14.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Swan Bay (Vic.)?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Swan Bay (Vic.)

10 streets in Swan Bay (Vic.)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Andersons Rd
  • Bellarine Highway
  • Bridge St
  • Burrows Rd
  • Fellows Rd
  • Nye Rd
  • Queenscliff Rd
  • Sheppards Rd
  • Swan Bay Rd
  • Yarram Creek Ln

Keep exploring

Is Swan Bay (Vic.) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.