Microburbs
Swan Hill, VIC, Tree-lined street with benches and parked cars

Tree-lined street with benches and parked cars

Mattinbgn · CC BY-SA 3.0

The quick read on

Swan Hill

VIC 3585 · Swan Hill

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$526,000

latest suburb median

Median unit
$422,000

latest suburb median

Population
11,186

ABS 2021

Postcode
3585

Swan Hill, Victoria

Property market insights for Swan Hill

Median sale price and rental income of properties in Swan Hill VIC

Median price trend for houses

Based on 204 sales in the preceding 12 months

$526,000

Up 7.8% over 12 months

$600k$500k$400k20212023202420252026
2 bed
$380k
3 bed
$480k
4 bed
$640k
5+ bed
$645k

Median rent trend for houses

Based on 108 rental listings in the preceding 12 months

$525 per week

Up 10.5% over 12 months

$600$500$400$30020212023202420252026

Market data updated October 2026.

The median house price in Swan Hill, VIC is currently $526,000, based on the latest 12 months of sales. Swan Hill has a 12-month growth rate of 7.8% for houses and 12.2% for units.

Two-bedroom houses have a median sale price of $380,000, Three-bedroom houses have a median sale price of $480,000, Four-bedroom houses have a median sale price of $640,000, Larger houses have a median sale price of $645,000 in Swan Hill.

If you're looking to lease, the median rent for houses in Swan Hill is $525 per week. The median house rent has increased 10.5% over the last 12 months.

The median price of apartments and units for sale in Swan Hill is $422,000, which has increased 12.2% since the same time last year. Two-bedroom apartments and units have a median sale price of $400,000, Three-bedroom apartments and units have a median sale price of $495,000 in Swan Hill. The median rent for units and apartments in Swan Hill is $375 per week and has increased 15.4% over the last 12 months.

Crime and safety

Is Swan Hill safe?

The overall rate for Swan Hill is 3,106 offences per 100,000 residents — 24% below the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Swan Hill.

Overall crime rate

3,106

offences per 100,000 residents

24% belowRest of Vic.

Swan HillRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Swan Hill?

Swan Hill VIC 3585 is in Victoria, within Rest of Vic..

11,186 people call Swan Hill home, with an average of 2.3 people per household and a median household income of $1,390 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
11,186
Median age
38 years
Median mortgage
$1,300 / month
2021 household rent
$235 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 1519.2%Above
15–3425.9%Above
35–5422.1%Below
55–7421.8%Below
75 and over11.0%Above

Homes

Share of occupied private dwellings.

Separate houses83.1%Below
Townhouses8.5%Above
Apartments7.8%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright36.1%Below
Paying a mortgage31.0%Below
Renting32.8%Above

Cars at home

Vehicles available to occupied households.

No car7.5%Above
One car35.2%Above
Two cars39.2%Above
Three or more18.4%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home6.3%Below
Drove to work70.2%Above
Train, tram or bus0.2%In line
Walked or cycled5.9%Above

What stands out in Swan Hill

6.3% of workers in Swan Hill worked from home on Census day — about half the rate across Rest of Vic..

39.0% of people in Swan Hill described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Swan Hill

Open any question for a plain-English reading of the public 2021 Census for Swan Hill VIC 3585.

Is Swan Hill family-friendly?Age, family structure and household size describe the community families would be joining.

19.2% of Swan Hill's residents were children under 15 in the 2021 Census. That is close to the Rest of Vic. average.

2,904 family households lived in Swan Hill; 37.8% were couple families and 17.2% were one-parent families.

37.8% of local families included children under 15. That is somewhat above the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Swan Hill?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Swan Hill had 11,186 residents at the 2021 Census.

26.6% of residents were aged 25 to 44.

32.8% were 55 or older. That is somewhat below the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Swan Hill?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 83.1% of occupied private dwellings in Swan Hill.

Townhouses and other attached homes represented 8.5% of occupied private dwellings.

Flats and apartments accounted for 7.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Swan Hill?Tenure shows how many households own outright, have a mortgage or rent.

36.1% of households with a stated tenure owned their home outright. That is somewhat below the Rest of Vic. average.

31.0% were buying their home with a mortgage.

32.8% rented their home. That is well above the Rest of Vic. average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Swan Hill?Household-size data shows the mix behind the suburb-wide average.

The average household in Swan Hill had 2.3 people.

One-person households made up 30.6% of occupied homes. That is close to the Rest of Vic. average.

Two-person households represented 35.4%, while 19.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Swan Hill?Census-day travel shows the balance between home, road, public transport and active travel.

6.3% of workers worked from home on Census day. That is about half the Rest of Vic. rate.

70.2% drove a car as their only travel method. That is well above the Rest of Vic. average.

0.2% used only a train, tram or bus, while 5.9% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Swan Hill?Vehicle availability helps describe the routines local households can support.

7.5% of occupied households had no motor vehicle available. That is somewhat above the Rest of Vic. average.

One-car households formed 35.2% of the total.

57.6% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Swan Hill, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

60.6% were at the same address five years earlier, while 39.4% reported a different address.

13.2% of residents were born outside Australia. That is close to the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Swan Hill?Language at home gives a direct view of the community’s everyday linguistic mix.

81.0% of residents used only English at home.

12.4% used a language other than English at home.

1.0% spoke Mandarin at home, 0.1% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Swan Hill residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

13.2% of Swan Hill's population was born outside Australia, while roughly 86.8% was born in Australia.

0.8% of residents were born in China.

1.9% were born in India, while Australian citizenship across the whole suburb stood at 85.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Swan Hill?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 37.3% of ancestry responses in Swan Hill.

Australian ancestry made up 38.7% of responses.

Chinese ancestry represented 1.8% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Swan Hill?Occupation describes a person’s role; industry describes the sector employing them.

17.2% of employed residents worked in professional occupations. That is close to the Rest of Vic. average.

Managers accounted for 13.7% of employed residents, while clerical and administrative workers made up 11.2%.

Health care and social assistance employed 15.7% of workers, and education and training employed 9.3%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Swan Hill?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 59.8%, compared with 57.4% across Rest of Vic..

34.8% of residents aged 15 and over worked full time, while 19.4% worked part time.

Unemployment was 3.0%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Swan Hill show?Selected long-term health conditions help describe community service needs.

56.1% reported no selected long-term health condition.

8.6% reported a long-term mental health condition, including depression or anxiety.

10.8% reported asthma, 10.8% arthritis and 5.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Swan Hill?Qualifications describe the study pathways represented among local residents.

17.8% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of Vic. average.

Postgraduate degrees accounted for 3.6% of qualification responses.

Diploma-level qualifications represented 15.8%, while certificate-level qualifications represented 40.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Swan Hill?Census income and household payments give historical context for local living costs.

Median household income was $1,390 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,300.

Occupied renting households reported a median rent of $235 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Swan Hill compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 6.3% in Swan Hill, compared with 15.1% across Rest of Vic..

Outright ownership was 36.1% locally and 40.9% across Rest of Vic.. That is somewhat below the Rest of Vic. average.

Renting accounted for 32.8% in Swan Hill, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Swan Hill

Is Swan Hill expensive?

The median house price is $526,000, while units and apartments sit at $422,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Swan Hill good for families?

The Census counted 2,904 local families, and 19.2% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Swan Hill?

Larger houses have a median around $645,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Swan Hill

275 streets in Swan Hill

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Abbey Avenue
  • Acacia St
  • Adams Rd
  • Aerodrome Extension Rd
  • Aerodrome Rd
  • Albert St
  • Annear Ct
  • Arnoldt St
  • Arthur Ct
  • Ashton St
  • Back Boga Rd
  • Bambrick Ct
  • Barnett St
  • Barwick Ct
  • Bath St
  • Belah
  • Berrigan Street
  • Berrybank Dr
Show all 275 streets
  • Betts Ct
  • Beveridge St
  • Bish Rd
  • Blake Ct
  • Bolden Ct
  • Boldrewood Dr
  • Bombardieri Ln
  • Boobialla Dr
  • Boree Dr
  • Boscobel Drive
  • Boys St
  • Bramble Dr
  • Bronte Court
  • Brown St
  • Bruton Gr
  • Bryan Rd
  • Bryan St
  • Buchan St
  • Burke St
  • Burton St
  • Butterworth St
  • Byrnes St
  • Cadell St
  • Campbell St
  • Cassia
  • Cato Ct
  • Cedar Ct
  • Chaplin Street
  • Chapman St
  • Charlie Gray Cl
  • Chenille Drive
  • Chisholm St
  • Clark St
  • Cleeland Dr
  • Cobb Ct
  • Cobham Ave
  • Cockerell Ct
  • Cohn St
  • Cole Ct
  • Comb St
  • Connell St
  • Coobah St
  • Cornell Ln
  • Coronation Ave
  • Curlewis St
  • Currie St
  • Cutri Dr
  • Dead Horse Ln
  • Dellar St
  • Derham Dr
  • Domaille Cr
  • Donald-Swan Hill Rd
  • Donnington St
  • Douglas Ave
  • Douglas Rd
  • Dowling Ct
  • Drummond St
  • Dumosa Dr
  • Dundas Ln
  • Dunstone St
  • Dwyer Ct
  • El Alamein Ave
  • Elizabeth St
  • Ellwood Ct
  • Emma Ct
  • Everingham St
  • Eyre Ct
  • Feldtmann Ln
  • Ferguson Ct
  • Ford St
  • Foster St
  • Fountain Ct
  • Frazer St
  • Freeman Ct
  • Fuchsia Dr
  • Fulford Ct
  • Gaethan Dr
  • Garden Ct
  • Garden Rd
  • George St
  • Gerrand St
  • Gillespie St
  • Gordon Ct
  • Goyne Cr
  • Graemar Dr
  • Gray St
  • Green Ct
  • Gregg St
  • Guardian Ct
  • Gummow St
  • Haig Ct
  • Hakea St
  • Harrison Cr
  • Harrods Ln
  • Hastings St
  • Hawdon Ct
  • Hazel Ct
  • Heath Ln
  • Heirloom Way
  • High St
  • Hoare St
  • Hocking Dr
  • Holland Ct
  • Holloway Gr
  • Jager St
  • Jennings Rd
  • Jessie Dunstone Rd
  • Karinie St
  • Kennon Ct
  • Kent
  • Kima St
  • Kimberley Ave
  • King St
  • Kurrle Ct
  • Landy Cr
  • Ledwidge Ct
  • Legge St
  • Lehan Ct
  • Lehmann Ln
  • Lena Cl
  • Lisa Ct
  • Livingston Ct
  • Lock Dr
  • Logan St
  • Long St
  • Lynden St
  • Maddern Ct
  • Maher Rd
  • Makepeace St
  • Manna St
  • Marchelle Ct
  • Marks Ct
  • Marraboor St
  • Mary St
  • Mcadam Ct
  • Mcallister Rd
  • Mcbain St
  • Mccallum St
  • Mccrae St
  • Mcdonald Ct
  • Mcfarlane Rd
  • Mcneill Ct
  • Mcpherson St
  • Melis Ct
  • Mellor Gr
  • Memorial Dr
  • Merit Cr
  • Miles Ct
  • Milky Rd
  • Milloo Cr
  • Milloo St
  • Mitchell St
  • Moar Rd
  • Monash Dr
  • Moonah Ct
  • Mortoo St
  • Mulbar St
  • Mundara St
  • Mundle Ave
  • Murlong St
  • Murrawee Rd
  • Murray Ct
  • Murraydale Rd
  • Murray Valley Hwy
  • Murrull Ave
  • Myrtle Drive
  • Nalder Dr
  • Naretha St
  • Niemann Rd
  • Notting Rd
  • Nowie St
  • Nyah Rd
  • Old St
  • Palaroo St
  • Parkside Ave
  • Parkview Dr
  • Parnee St
  • Parsons Rd
  • Pascoe St
  • Pental Island Rd
  • Peppercorn
  • Phyland Ct
  • Poole Bvd
  • Prince Rd
  • Pritchard St
  • Purtons Ln
  • Pye St
  • Queen St
  • Quin Dr
  • Railway Ave
  • Ramsay Ct
  • Randell St
  • Rankin St
  • Redgum St
  • Richards Rd
  • Ritani Ct
  • River Oaks Dr
  • River Rd
  • Roma Drive
  • Rutherford St
  • Saleyards Rd
  • Saltbush Dr
  • Samphire Dr
  • Sandalwood Ave
  • Scarlet St
  • Sea Lake-Swan Hill Rd
  • Sebastian Cl
  • Sellick St
  • Settlers Ct
  • Shepherd Rd
  • Silk Place
  • Smith Ct
  • Splatt St
  • Squire Gr
  • Staley Ct
  • Standen St
  • Stewart St
  • Storer Ct
  • Stradbroke Ave
  • Stringybark Drive
  • Sugarwood Ave
  • Sunrise Boulevard
  • Suttie Dr
  • Swan Hill Shopping Plza
  • Sweet Ln
  • Swinton Ct
  • Tallerack Drive
  • Tea Tree Dr
  • Thurla St
  • Tobruk St
  • Totem
  • Tower Ave
  • Tuff St
  • Village
  • Wallace St
  • Wallowa Dr
  • Wanera St
  • Wattie St
  • Weaver Dr
  • Webster Dr
  • Werril St
  • Westbrook Rd
  • White St
  • Whittaker St
  • Wilkins Gr
  • Williams Rd
  • Willick St
  • Willox Rd
  • Wilson St
  • Wonnon Ct
  • Wood St
  • Woolstons Ln
  • Woorinen-Goschen Rd
  • Woorinen Rd
  • Yana St
  • Yorrell Cl
  • Yvonne Cl

Keep exploring

Is Swan Hill right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.