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Aerial view of Tarnagulla, VIC

Aerial view

Imagery © Esri

The quick read on

Tarnagulla

VIC 3551 · Loddon

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$390,000

latest suburb median

Population
153

ABS 2021

Postcode
3551

Tarnagulla, Victoria

Property market insights for Tarnagulla

Median sale price and rental income of properties in Tarnagulla VIC

Median price trend for houses

Based on 3 sales in the preceding 12 months

$390,000

Up 18.2% over 12 months

$600k$400k$200k20212023202420252026

Market data updated October 2026.

The median house price in Tarnagulla, VIC is currently $390,000, based on the latest 12 months of sales. Tarnagulla has a 12-month growth rate of 18.2% for houses.

Crime and safety

Is Tarnagulla safe?

The overall rate for Tarnagulla is 3,022 offences per 100,000 residents — 26% below the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Tarnagulla.

Overall crime rate

3,022

offences per 100,000 residents

26% belowRest of Vic.

TarnagullaRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Tarnagulla?

Tarnagulla VIC 3551 is in Victoria, within Rest of Vic..

153 people call Tarnagulla home, with an average of 1.9 people per household and a median household income of $779 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
153
Median age
59 years
Median mortgage
$637 / month
2021 household rent
$155 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 157.8%Below
15–349.8%Below
35–5424.8%Above
55–7445.8%Above
75 and over14.4%Above

Homes

Share of occupied private dwellings.

Separate houses100.0%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright56.3%Above
Paying a mortgage39.4%Above
Renting4.2%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car40.6%Above
Two cars39.1%Above
Three or more30.4%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home15.9%Above
Drove to work72.7%Above
Train, tram or bus0.0%Below
Walked or cycled11.4%Above

What stands out in Tarnagulla

15.9% of workers in Tarnagulla worked from home on Census day.

5.2% of Tarnagulla residents were born in England, about twice the rate across Rest of Vic..

48.4% of people in Tarnagulla described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Tarnagulla

Open any question for a plain-English reading of the public 2021 Census for Tarnagulla VIC 3551.

Is Tarnagulla family-friendly?Age, family structure and household size describe the community families would be joining.

7.8% of Tarnagulla's residents were children under 15 in the 2021 Census. That is about half the Rest of Vic. rate.

41 family households lived in Tarnagulla; 19.5% were couple families and 17.1% were one-parent families.

24.4% of local families included children under 15. That is well below the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Tarnagulla?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Tarnagulla had 153 residents at the 2021 Census.

12.4% of residents were aged 25 to 44.

60.1% were 55 or older. That is well above the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Tarnagulla?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 100.0% of occupied private dwellings in Tarnagulla.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Tarnagulla?Tenure shows how many households own outright, have a mortgage or rent.

56.3% of households with a stated tenure owned their home outright. That is well above the Rest of Vic. average.

39.4% were buying their home with a mortgage.

4.2% rented their home. That is about half the Rest of Vic. rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Tarnagulla?Household-size data shows the mix behind the suburb-wide average.

The average household in Tarnagulla had 1.9 people.

One-person households made up 50.7% of occupied homes. That is well above the Rest of Vic. average.

Two-person households represented 39.1%, while 5.8% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Tarnagulla?Census-day travel shows the balance between home, road, public transport and active travel.

15.9% of workers worked from home on Census day. That is close to the Rest of Vic. average.

72.7% drove a car as their only travel method. That is well above the Rest of Vic. average.

0.0% used only a train, tram or bus, while 11.4% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Tarnagulla?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of Vic. rate.

One-car households formed 40.6% of the total.

69.6% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Tarnagulla, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

56.4% were at the same address five years earlier, while 43.6% reported a different address.

15.0% of residents were born outside Australia. That is somewhat above the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Tarnagulla?Language at home gives a direct view of the community’s everyday linguistic mix.

90.8% of residents used only English at home.

0.0% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Tarnagulla residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

15.0% of Tarnagulla's population was born outside Australia, while roughly 85.0% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 88.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Tarnagulla?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 47.1% of ancestry responses in Tarnagulla.

Australian ancestry made up 33.3% of responses.

Chinese ancestry represented 3.3% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Tarnagulla?Occupation describes a person’s role; industry describes the sector employing them.

18.2% of employed residents worked in professional occupations. That is close to the Rest of Vic. average.

Managers accounted for 11.4% of employed residents, while clerical and administrative workers made up 13.6%.

Health care and social assistance employed 6.8% of workers, and education and training employed 13.6%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Tarnagulla?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 36.7%, compared with 57.4% across Rest of Vic..

14.4% of residents aged 15 and over worked full time, while 19.4% worked part time.

Unemployment was 13.7%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Tarnagulla show?Selected long-term health conditions help describe community service needs.

45.1% reported no selected long-term health condition.

17.0% reported a long-term mental health condition, including depression or anxiety.

9.2% reported asthma, 18.3% arthritis and 7.2% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Tarnagulla?Qualifications describe the study pathways represented among local residents.

11.1% of people in the qualifications table held a bachelor degree. That is about half the Rest of Vic. rate.

Postgraduate degrees accounted for 6.2% of qualification responses.

Diploma-level qualifications represented 17.3%, while certificate-level qualifications represented 45.7%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Tarnagulla?Census income and household payments give historical context for local living costs.

Median household income was $779 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $637.

Occupied renting households reported a median rent of $155 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Tarnagulla compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 15.9% in Tarnagulla, compared with 15.1% across Rest of Vic..

Outright ownership was 56.3% locally and 40.9% across Rest of Vic.. That is well above the Rest of Vic. average.

Renting accounted for 4.2% in Tarnagulla, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Tarnagulla

Is Tarnagulla expensive?

The median house price is $390,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Tarnagulla good for families?

The Census counted 41 local families, and 7.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Tarnagulla?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Tarnagulla

21 streets in Tarnagulla

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Canning St
  • Clyde St
  • Commercial Rd
  • Crystal Hill Rd
  • Douthat Ln
  • Elgin St
  • Gladstone St
  • King St
  • Laurie Trk
  • Lytton St
  • Poseidon Rd
  • Poverty St
  • Sandy Creek Ln
  • Sandy Creek Road
  • Stanley St
  • Tarnagulla Rd
  • Victoria St
  • Wayman St
Show all 21 streets
  • Wesley Street
  • Wimmera Hwy
  • Wood St

Keep exploring

Is Tarnagulla right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.