Microburbs
Aerial view of Underbank, NSW

Aerial view

Imagery © Esri

The quick read on

Underbank

NSW 2420 · Dungog

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$580,000

latest suburb median

Population
16

ABS 2021

Postcode
2420

Underbank, New South Wales

Property market insights for Underbank

Median sale price and rental income of properties in Underbank NSW

Median price trend for houses

$580,000

$580k$580k$580k20262026202620262026

The median house price in Underbank, NSW is currently $580,000, based on the latest 12 months of sales.

Crime and safety

Is Underbank safe?

The overall rate for Underbank is 1,254 offences per 100,000 residents — 62% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Underbank.

Overall crime rate

1,254

offences per 100,000 residents

62% belowRest of NSW

UnderbankRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Underbank?

Underbank NSW 2420 is in New South Wales, within Rest of NSW.

16 people call Underbank home, with an average of 2.1 people per household and a median household income of $1,999 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
16
Median age
51 years
Median mortgage
$0 / month
2021 household rent
$268 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 150.0%Below
15–340.0%Below
35–5418.8%Below
55–7456.3%Above
75 and over0.0%Below

Homes

Share of occupied private dwellings.

Separate houses100.0%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright0.0%Below
Paying a mortgage0.0%Below
Renting100.0%Above

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car0.0%Below
Two cars100.0%Above
Three or more75.0%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home21.4%Above
Drove to work28.6%Below
Train, tram or bus0.0%Below
Walked or cycled42.9%Above

What stands out in Underbank

21.4% of workers in Underbank worked from home on Census day — noticeably more common than across Rest of NSW.

18.8% of people in Underbank described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Underbank

Open any question for a plain-English reading of the public 2021 Census for Underbank NSW 2420.

Is Underbank family-friendly?Age, family structure and household size describe the community families would be joining.

0.0% of Underbank's residents were children under 15 in the 2021 Census. That is about half the Rest of NSW rate.

6 family households lived in Underbank; 0.0% were couple families and 0.0% were one-parent families.

0.0% of local families included children under 15. That is about half the Rest of NSW rate.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Underbank?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Underbank had 16 residents at the 2021 Census.

0.0% of residents were aged 25 to 44.

56.3% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Underbank?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 100.0% of occupied private dwellings in Underbank.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Underbank?Tenure shows how many households own outright, have a mortgage or rent.

0.0% of households with a stated tenure owned their home outright. That is about half the Rest of NSW rate.

0.0% were buying their home with a mortgage.

100.0% rented their home. That is about twice the Rest of NSW rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Underbank?Household-size data shows the mix behind the suburb-wide average.

The average household in Underbank had 2.1 people.

One-person households made up 0.0% of occupied homes. That is about half the Rest of NSW rate.

Two-person households represented 100.0%, while 0.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Underbank?Census-day travel shows the balance between home, road, public transport and active travel.

21.4% of workers worked from home on Census day. That is somewhat above the Rest of NSW average.

28.6% drove a car as their only travel method. That is about half the Rest of NSW rate.

0.0% used only a train, tram or bus, while 42.9% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Underbank?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 0.0% of the total.

175.0% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Underbank, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

100.0% were at the same address five years earlier, while 0.0% reported a different address.

0.0% of residents were born outside Australia. That is about half the Rest of NSW rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Underbank?Language at home gives a direct view of the community’s everyday linguistic mix.

100.0% of residents used only English at home.

0.0% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Underbank residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

0.0% of Underbank's population was born outside Australia, while roughly 100.0% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 100.0%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Underbank?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 37.5% of ancestry responses in Underbank.

Australian ancestry made up 81.3% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Underbank?Occupation describes a person’s role; industry describes the sector employing them.

0.0% of employed residents worked in professional occupations. That is about half the Rest of NSW rate.

Managers accounted for 42.9% of employed residents, while clerical and administrative workers made up 0.0%.

Health care and social assistance employed 0.0% of workers, and education and training employed 0.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Underbank?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 72.2%, compared with 56.4% across Rest of NSW.

68.8% of residents aged 15 and over worked full time, while 18.8% worked part time.

Unemployment was 0.0%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Underbank show?Selected long-term health conditions help describe community service needs.

75.0% reported no selected long-term health condition.

0.0% reported a long-term mental health condition, including depression or anxiety.

0.0% reported asthma, 31.3% arthritis and 0.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Underbank?Qualifications describe the study pathways represented among local residents.

0.0% of people in the qualifications table held a bachelor degree. That is about half the Rest of NSW rate.

Postgraduate degrees accounted for 0.0% of qualification responses.

Diploma-level qualifications represented 0.0%, while certificate-level qualifications represented 62.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Underbank?Census income and household payments give historical context for local living costs.

Median household income was $1,999 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $0.

Occupied renting households reported a median rent of $268 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Underbank compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 21.4% in Underbank, compared with 15.7% across Rest of NSW.

Outright ownership was 0.0% locally and 39.6% across Rest of NSW. That is about half the Rest of NSW rate.

Renting accounted for 100.0% in Underbank, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Underbank

Is Underbank expensive?

The median house price is $580,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Underbank good for families?

The Census counted 6 local families. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Underbank?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Underbank

3 streets in Underbank

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Chichester Rd
  • Quartpot Creek Rd
  • Salisbury Rd

Keep exploring

Is Underbank right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.