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Waterloo, NSW, Heritage building with Victorian architecture and gardens

Heritage building with Victorian architecture and gardens

J Bar · CC BY 3.0

The quick read on

Waterloo

NSW 2017 · Sydney

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,650,000

latest suburb median

Median unit
$900,000

latest suburb median

Population
16,379

ABS 2021

Postcode
2017

Waterloo, New South Wales

Property market insights for Waterloo (NSW)

Median sale price and rental income of properties in Waterloo (NSW) NSW

Median price trend for houses

Based on 16 sales in the preceding 12 months

$1,650,000

$1.75m$1.5m$1.25m20212023202420252026
2 bed
$1.41m
3 bed
$2m
4 bed
$2m

Market data updated October 2026.

The median house price in Waterloo (NSW), NSW is currently $1,650,000, based on the latest 12 months of sales. Waterloo (NSW) has a 12-month growth rate of -3.6% for units.

Two-bedroom houses have a median sale price of $1,410,000, Three-bedroom houses have a median sale price of $2,000,000, Four-bedroom houses have a median sale price of $2,000,000 in Waterloo (NSW).

The median price of apartments and units for sale in Waterloo (NSW) is $900,000, which has decreased 3.6% since the same time last year. One-bedroom apartments and units have a median sale price of $700,000, Two-bedroom apartments and units have a median sale price of $1,020,000, Three-bedroom apartments and units have a median sale price of $1,440,000 in Waterloo (NSW). The median rent for units and apartments in Waterloo (NSW) is $950 per week and has remained unchanged over the last 12 months.

Crime and safety

Is Waterloo safe?

The overall rate for Waterloo is 29,377 offences per 100,000 residents — 755% above the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Waterloo.

Overall crime rate

29,377

offences per 100,000 residents

755% aboveGreater Sydney

WaterlooGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Waterloo?

Waterloo NSW 2017 is in New South Wales, within Greater Sydney.

16,379 people call Waterloo home, with an average of 1.8 people per household and a median household income of $2,028 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
16,379
Median age
33 years
Median mortgage
$2,500 / month
2021 household rent
$530 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 157.8%Below
15–3447.1%Above
35–5427.3%In line
55–7413.3%Below
75 and over4.6%Below

Homes

Share of occupied private dwellings.

Separate houses0.5%Below
Townhouses8.1%Below
Apartments91.1%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright6.4%Below
Paying a mortgage18.4%Below
Renting75.2%Above

Cars at home

Vehicles available to occupied households.

No car38.3%Above
One car49.7%Above
Two cars10.4%Below
Three or more1.7%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home52.0%Above
Drove to work16.0%Below
Train, tram or bus6.5%Above
Walked or cycled7.9%Above

What stands out in Waterloo

52.0% of workers in Waterloo worked from home on Census day — noticeably more common than across Greater Sydney.

11.5% of Waterloo residents were born in China, about twice the rate across Greater Sydney.

50.2% of people in Waterloo described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Waterloo

Open any question for a plain-English reading of the public 2021 Census for Waterloo NSW 2017.

Is Waterloo family-friendly?Age, family structure and household size describe the community families would be joining.

7.8% of Waterloo's residents were children under 15 in the 2021 Census. That is about half the Greater Sydney rate.

3,776 family households lived in Waterloo; 20.0% were couple families and 11.7% were one-parent families.

22.2% of local families included children under 15. That is well below the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Waterloo?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Waterloo had 16,379 residents at the 2021 Census.

54.1% of residents were aged 25 to 44.

17.9% were 55 or older. That is well below the Greater Sydney average.

Age shares use the suburb’s total Census population.

What kind of homes are in Waterloo?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 0.5% of occupied private dwellings in Waterloo.

Townhouses and other attached homes represented 8.1% of occupied private dwellings.

Flats and apartments accounted for 91.1% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Waterloo?Tenure shows how many households own outright, have a mortgage or rent.

6.4% of households with a stated tenure owned their home outright. That is about half the Greater Sydney rate.

18.4% were buying their home with a mortgage.

75.2% rented their home. That is about twice the Greater Sydney rate.

Tenure shares include households that stated one of these three arrangements.

How large are households in Waterloo?Household-size data shows the mix behind the suburb-wide average.

The average household in Waterloo had 1.8 people.

One-person households made up 40.5% of occupied homes. That is well above the Greater Sydney average.

Two-person households represented 41.8%, while 5.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Waterloo?Census-day travel shows the balance between home, road, public transport and active travel.

52.0% of workers worked from home on Census day. That is well above the Greater Sydney average.

16.0% drove a car as their only travel method. That is about half the Greater Sydney rate.

6.5% used only a train, tram or bus, while 7.9% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Waterloo?Vehicle availability helps describe the routines local households can support.

38.3% of occupied households had no motor vehicle available. That is about twice the Greater Sydney rate.

One-car households formed 49.7% of the total.

12.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Waterloo, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

30.9% were at the same address five years earlier, while 69.1% reported a different address.

54.2% of residents were born outside Australia. That is well above the Greater Sydney average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Waterloo?Language at home gives a direct view of the community’s everyday linguistic mix.

51.8% of residents used only English at home.

39.5% used a language other than English at home.

12.0% spoke Mandarin at home, 3.0% spoke Cantonese and 0.6% spoke Hindi.

Home language is separate from English proficiency.

Where were Waterloo residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

54.2% of Waterloo's population was born outside Australia, while roughly 45.8% was born in Australia.

11.5% of residents were born in China.

1.6% were born in India, while Australian citizenship across the whole suburb stood at 59.0%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Waterloo?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 21.6% of ancestry responses in Waterloo.

Australian ancestry made up 13.5% of responses.

Chinese ancestry represented 19.1% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Waterloo?Occupation describes a person’s role; industry describes the sector employing them.

41.2% of employed residents worked in professional occupations. That is well above the Greater Sydney average.

Managers accounted for 17.8% of employed residents, while clerical and administrative workers made up 10.6%.

Health care and social assistance employed 9.2% of workers, and education and training employed 6.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Waterloo?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 64.2%, compared with 60.0% across Greater Sydney.

40.8% of residents aged 15 and over worked full time, while 13.6% worked part time.

Unemployment was 6.2%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Waterloo show?Selected long-term health conditions help describe community service needs.

64.5% reported no selected long-term health condition.

8.7% reported a long-term mental health condition, including depression or anxiety.

6.8% reported asthma, 4.9% arthritis and 3.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Waterloo?Qualifications describe the study pathways represented among local residents.

40.0% of people in the qualifications table held a bachelor degree. That is well above the Greater Sydney average.

Postgraduate degrees accounted for 18.3% of qualification responses.

Diploma-level qualifications represented 11.5%, while certificate-level qualifications represented 11.8%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Waterloo?Census income and household payments give historical context for local living costs.

Median household income was $2,028 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,500.

Occupied renting households reported a median rent of $530 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Waterloo compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 52.0% in Waterloo, compared with 38.9% across Greater Sydney.

Outright ownership was 6.4% locally and 28.6% across Greater Sydney. That is about half the Greater Sydney rate.

Renting accounted for 75.2% in Waterloo, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Waterloo (NSW)

Is Waterloo (NSW) expensive?

The median house price is $1,650,000, while units and apartments sit at $900,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Waterloo (NSW) good for families?

The Census counted 3,776 local families, and 7.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Waterloo (NSW)?

2-bedroom houses have a median around $1,410,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Waterloo (NSW)

55 streets in Waterloo (NSW)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Allen St
  • Amelia St
  • Archibald Ave
  • Beaumont St
  • Botany Rd
  • Bourke St
  • Brisbane Ln
  • Broome St
  • Bruce St
  • Brunswick St
  • Cains Pl
  • Clarendon St
  • Cooper St
  • Cope St
  • Crescent St
  • Crystal St
  • Danks St
  • Douglas St
Show all 55 streets
  • Dunkerley Pl
  • Elizabeth St
  • Gadigal Ave
  • George St
  • Hatbox Pl
  • Hawksley St
  • Hunter St
  • James St
  • John St
  • Kellick St
  • Kensington
  • Kensington St
  • Lachlan St
  • Lenton Pde
  • Mcevoy St
  • Morehead St
  • Murray St
  • O'Dea Ave
  • Phillip St
  • Pitt St
  • Potter St
  • Powell St
  • Raglan St
  • Reeve St
  • Sam Sing St
  • Samuel Terry Avenue
  • Short St
  • South Dowling St
  • Surry Lane
  • Taylor St
  • Thread Ln
  • Tung Hop St
  • Union St
  • Vescey St
  • Walker St
  • Wellington St
  • Young St

Keep exploring

Is Waterloo (NSW) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.