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Aerial view of Cardiff Heights, NSW

Aerial view

Imagery © Esri

The quick read on

Cardiff Heights

NSW 2285 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,070,000

latest suburb median

Median unit
$520,000

latest suburb median

Population
1,384

ABS 2021

Postcode
2285

Cardiff Heights, New South Wales

Property market insights for Cardiff Heights

Median sale price and rental income of properties in Cardiff Heights NSW

Median price trend for houses

Based on 14 sales in the preceding 12 months

$1,070,000

Up 22.7% over 12 months

$1.2m$1m$800k20212023202420252026
3 bed
$910k
4 bed
$1.07m

Median rent trend for houses

Based on 13 rental listings in the preceding 12 months

$675 per week

Up 10.3% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Cardiff Heights, NSW is currently $1,070,000, based on the latest 12 months of sales. Cardiff Heights has a 12-month growth rate of 22.7% for houses and 5.3% for units.

Three-bedroom houses have a median sale price of $910,000, Four-bedroom houses have a median sale price of $1,070,000 in Cardiff Heights.

If you're looking to lease, the median rent for houses in Cardiff Heights is $675 per week. The median house rent has increased 10.3% over the last 12 months.

The median price of apartments and units for sale in Cardiff Heights is $520,000, which has increased 5.3% since the same time last year. Two-bedroom apartments and units have a median sale price of $450,000, Three-bedroom apartments and units have a median sale price of $535,000 in Cardiff Heights.

Crime and safety

Is Cardiff Heights safe?

The overall rate for Cardiff Heights is 1,684 offences per 100,000 residents — 49% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Cardiff Heights.

Overall crime rate

1,684

offences per 100,000 residents

49% belowRest of NSW

Cardiff HeightsRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Cardiff Heights?

Cardiff Heights NSW 2285 is in New South Wales, within Rest of NSW.

1,384 people call Cardiff Heights home, with an average of 2.4 people per household and a median household income of $1,850 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
1,384
Median age
44 years
Median mortgage
$2,050 / month
2021 household rent
$380 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1516.9%Below
15–3421.9%Below
35–5424.6%Above
55–7423.1%Below
75 and over13.7%Above

Homes

Share of occupied private dwellings.

Separate houses80.8%Below
Townhouses17.3%Above
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright41.4%Above
Paying a mortgage42.1%Above
Renting16.5%Below

Cars at home

Vehicles available to occupied households.

No car8.9%Above
One car30.8%Below
Two cars39.9%Above
Three or more20.3%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home25.4%Above
Drove to work49.6%Below
Train, tram or bus0.4%In line
Walked or cycled1.2%Below

What stands out in Cardiff Heights

25.4% of workers in Cardiff Heights worked from home on Census day — noticeably more common than across Rest of NSW.

3.7% of Cardiff Heights residents were born in England.

42.4% of people in Cardiff Heights described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Cardiff Heights

Open any question for a plain-English reading of the public 2021 Census for Cardiff Heights NSW 2285.

Is Cardiff Heights family-friendly?Age, family structure and household size describe the community families would be joining.

16.9% of Cardiff Heights's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

377 family households lived in Cardiff Heights; 44.0% were couple families and 13.5% were one-parent families.

35.8% of local families included children under 15. That is close to the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Cardiff Heights?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Cardiff Heights had 1,384 residents at the 2021 Census.

23.0% of residents were aged 25 to 44.

36.8% were 55 or older. That is close to the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Cardiff Heights?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 80.8% of occupied private dwellings in Cardiff Heights.

Townhouses and other attached homes represented 17.3% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Cardiff Heights?Tenure shows how many households own outright, have a mortgage or rent.

41.4% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.

42.1% were buying their home with a mortgage.

16.5% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Cardiff Heights?Household-size data shows the mix behind the suburb-wide average.

The average household in Cardiff Heights had 2.4 people.

One-person households made up 27.5% of occupied homes. That is almost exactly typical for Rest of NSW.

Two-person households represented 35.1%, while 24.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Cardiff Heights?Census-day travel shows the balance between home, road, public transport and active travel.

25.4% of workers worked from home on Census day. That is well above the Rest of NSW average.

49.6% drove a car as their only travel method. That is well below the Rest of NSW average.

0.4% used only a train, tram or bus, while 1.2% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Cardiff Heights?Vehicle availability helps describe the routines local households can support.

8.9% of occupied households had no motor vehicle available. That is somewhat above the Rest of NSW average.

One-car households formed 30.8% of the total.

60.3% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Cardiff Heights, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.5% were at the same address five years earlier, while 34.5% reported a different address.

13.3% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Cardiff Heights?Language at home gives a direct view of the community’s everyday linguistic mix.

89.2% of residents used only English at home.

6.2% used a language other than English at home.

0.6% spoke Mandarin at home, 0.4% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Cardiff Heights residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

13.3% of Cardiff Heights's population was born outside Australia, while roughly 86.7% was born in Australia.

0.4% of residents were born in China.

0.6% were born in India, while Australian citizenship across the whole suburb stood at 92.4%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Cardiff Heights?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 44.3% of ancestry responses in Cardiff Heights.

Australian ancestry made up 40.1% of responses.

Chinese ancestry represented 1.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Cardiff Heights?Occupation describes a person’s role; industry describes the sector employing them.

30.1% of employed residents worked in professional occupations. That is well above the Rest of NSW average.

Managers accounted for 12.7% of employed residents, while clerical and administrative workers made up 14.1%.

Health care and social assistance employed 21.9% of workers, and education and training employed 11.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Cardiff Heights?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 59.4%, compared with 56.4% across Rest of NSW.

32.9% of residents aged 15 and over worked full time, while 21.5% worked part time.

Unemployment was 2.6%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Cardiff Heights show?Selected long-term health conditions help describe community service needs.

53.2% reported no selected long-term health condition.

11.6% reported a long-term mental health condition, including depression or anxiety.

8.4% reported asthma, 13.4% arthritis and 6.4% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Cardiff Heights?Qualifications describe the study pathways represented among local residents.

27.7% of people in the qualifications table held a bachelor degree. That is well above the Rest of NSW average.

Postgraduate degrees accounted for 9.4% of qualification responses.

Diploma-level qualifications represented 14.6%, while certificate-level qualifications represented 33.7%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Cardiff Heights?Census income and household payments give historical context for local living costs.

Median household income was $1,850 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,050.

Occupied renting households reported a median rent of $380 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Cardiff Heights compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 25.4% in Cardiff Heights, compared with 15.7% across Rest of NSW.

Outright ownership was 41.4% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.

Renting accounted for 16.5% in Cardiff Heights, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Cardiff Heights

Is Cardiff Heights expensive?

The median house price is $1,070,000, while units and apartments sit at $520,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Cardiff Heights good for families?

The Census counted 377 local families, and 16.9% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Cardiff Heights?

4-bedroom houses have a median around $1,070,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Cardiff Heights

26 streets in Cardiff Heights

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Afton Cl
  • Christina St
  • Cockburns Ln
  • Currawong Rd
  • Daintree Cl
  • Davenport St
  • Dewrang St
  • Harrisons Ln
  • Highfield Tce
  • Kookaburra Cl
  • Kristen Cl
  • Longworth Ave
  • Luton Cl
  • Main Rd
  • Nadrian Cl
  • Nedlands St
  • Palmer Pde
  • Peatties Rd
Show all 26 streets
  • Rainbow Cl
  • Reservoir Rd
  • Rowes Ln
  • Sandor Cl
  • Serbin Cl
  • Tranquil Pl
  • Wallsend Rd
  • Wimbledon Gr

Keep exploring

Is Cardiff Heights right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.