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Charlestown, NSW, Residential rooftops with distant city buildings

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The quick read on

Charlestown

NSW 2290 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,100,000

latest suburb median

Median unit
$740,000

latest suburb median

Population
13,601

ABS 2021

Postcode
2290

Charlestown, New South Wales

Property market insights for Charlestown (NSW)

Median sale price and rental income of properties in Charlestown (NSW) NSW

Median price trend for houses

Based on 189 sales in the preceding 12 months

$1,100,000

Up 12.8% over 12 months

$1.2m$1m$800k20212023202420252026
2 bed
$955k
3 bed
$1.06m
4 bed
$1.3m
5+ bed
$1.4m

Median rent trend for houses

Based on 152 rental listings in the preceding 12 months

$725 per week

Up 3.6% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Charlestown (NSW), NSW is currently $1,100,000, based on the latest 12 months of sales. Charlestown (NSW) has a 12-month growth rate of 12.8% for houses and 8.8% for units.

Two-bedroom houses have a median sale price of $955,000, Three-bedroom houses have a median sale price of $1,060,000, Four-bedroom houses have a median sale price of $1,300,000, Larger houses have a median sale price of $1,400,000 in Charlestown (NSW).

If you're looking to lease, the median rent for houses in Charlestown (NSW) is $725 per week. The median house rent has increased 3.6% over the last 12 months.

The median price of apartments and units for sale in Charlestown (NSW) is $740,000, which has increased 8.8% since the same time last year. One-bedroom apartments and units have a median sale price of $530,000, Two-bedroom apartments and units have a median sale price of $711,000, Three-bedroom apartments and units have a median sale price of $853,000 in Charlestown (NSW). The median rent for units and apartments in Charlestown (NSW) is $650 per week and has increased 13.0% over the last 12 months.

Crime and safety

Is Charlestown safe?

The overall rate for Charlestown is 5,090 offences per 100,000 residents — 54% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Charlestown.

Overall crime rate

5,090

offences per 100,000 residents

54% aboveRest of NSW

CharlestownRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Charlestown?

Charlestown NSW 2290 is in New South Wales, within Rest of NSW.

13,601 people call Charlestown home, with an average of 2.5 people per household and a median household income of $1,839 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
13,601
Median age
38 years
Median mortgage
$2,000 / month
2021 household rent
$400 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1518.6%Above
15–3425.8%Above
35–5426.5%Above
55–7419.7%Below
75 and over9.4%Below

Homes

Share of occupied private dwellings.

Separate houses76.1%Below
Townhouses14.9%Above
Apartments8.9%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright35.2%Below
Paying a mortgage38.1%Above
Renting26.7%Below

Cars at home

Vehicles available to occupied households.

No car6.4%Above
One car35.5%In line
Two cars40.9%Above
Three or more17.3%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home23.0%Above
Drove to work52.1%Below
Train, tram or bus1.0%In line
Walked or cycled2.0%Below

What stands out in Charlestown

23.0% of workers in Charlestown worked from home on Census day — noticeably more common than across Rest of NSW.

2.1% of Charlestown residents were born in England.

44.8% of people in Charlestown described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Charlestown

Open any question for a plain-English reading of the public 2021 Census for Charlestown NSW 2290.

Is Charlestown family-friendly?Age, family structure and household size describe the community families would be joining.

18.6% of Charlestown's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

3,791 family households lived in Charlestown; 42.6% were couple families and 17.6% were one-parent families.

37.9% of local families included children under 15. That is somewhat above the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Charlestown?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Charlestown had 13,601 residents at the 2021 Census.

29.4% of residents were aged 25 to 44.

29.1% were 55 or older. That is well below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Charlestown?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 76.1% of occupied private dwellings in Charlestown.

Townhouses and other attached homes represented 14.9% of occupied private dwellings.

Flats and apartments accounted for 8.9% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Charlestown?Tenure shows how many households own outright, have a mortgage or rent.

35.2% of households with a stated tenure owned their home outright. That is somewhat below the Rest of NSW average.

38.1% were buying their home with a mortgage.

26.7% rented their home. That is close to the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Charlestown?Household-size data shows the mix behind the suburb-wide average.

The average household in Charlestown had 2.5 people.

One-person households made up 26.1% of occupied homes. That is close to the Rest of NSW average.

Two-person households represented 34.8%, while 23.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Charlestown?Census-day travel shows the balance between home, road, public transport and active travel.

23.0% of workers worked from home on Census day. That is well above the Rest of NSW average.

52.1% drove a car as their only travel method. That is well below the Rest of NSW average.

1.0% used only a train, tram or bus, while 2.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Charlestown?Vehicle availability helps describe the routines local households can support.

6.4% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 35.5% of the total.

58.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Charlestown, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

62.0% were at the same address five years earlier, while 38.0% reported a different address.

13.2% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Charlestown?Language at home gives a direct view of the community’s everyday linguistic mix.

88.2% of residents used only English at home.

9.0% used a language other than English at home.

0.9% spoke Mandarin at home, 0.7% spoke Cantonese and 0.2% spoke Hindi.

Home language is separate from English proficiency.

Where were Charlestown residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

13.2% of Charlestown's population was born outside Australia, while roughly 86.8% was born in Australia.

0.9% of residents were born in China.

0.7% were born in India, while Australian citizenship across the whole suburb stood at 92.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Charlestown?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 42.2% of ancestry responses in Charlestown.

Australian ancestry made up 39.9% of responses.

Chinese ancestry represented 2.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Charlestown?Occupation describes a person’s role; industry describes the sector employing them.

26.6% of employed residents worked in professional occupations. That is well above the Rest of NSW average.

Managers accounted for 10.7% of employed residents, while clerical and administrative workers made up 13.8%.

Health care and social assistance employed 20.3% of workers, and education and training employed 10.1%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Charlestown?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 66.1%, compared with 56.4% across Rest of NSW.

36.4% of residents aged 15 and over worked full time, while 22.4% worked part time.

Unemployment was 3.9%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Charlestown show?Selected long-term health conditions help describe community service needs.

58.8% reported no selected long-term health condition.

10.9% reported a long-term mental health condition, including depression or anxiety.

8.7% reported asthma, 9.5% arthritis and 4.2% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Charlestown?Qualifications describe the study pathways represented among local residents.

28.2% of people in the qualifications table held a bachelor degree. That is well above the Rest of NSW average.

Postgraduate degrees accounted for 8.0% of qualification responses.

Diploma-level qualifications represented 15.5%, while certificate-level qualifications represented 37.0%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Charlestown?Census income and household payments give historical context for local living costs.

Median household income was $1,839 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,000.

Occupied renting households reported a median rent of $400 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Charlestown compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 23.0% in Charlestown, compared with 15.7% across Rest of NSW.

Outright ownership was 35.2% locally and 39.6% across Rest of NSW. That is somewhat below the Rest of NSW average.

Renting accounted for 26.7% in Charlestown, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Charlestown (NSW)

Is Charlestown (NSW) expensive?

The median house price is $1,100,000, while units and apartments sit at $740,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Charlestown (NSW) good for families?

The Census counted 3,791 local families, and 18.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Charlestown (NSW)?

Larger houses have a median around $1,400,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Charlestown (NSW)

182 streets in Charlestown (NSW)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Aberfeldy Cl
  • Abrahams Ln
  • Aintree Cl
  • Aldrin Ave
  • Alexander Pde
  • Algona Rd
  • Alisha Cl
  • Alvestor Cl
  • Anjon St
  • Apollo Dr
  • Armstrong Rd
  • Arnold St
  • Attunga Cl
  • Baikie Cr
  • Baloo Cl
  • Bati St
  • Benaud St
  • Bianca Cl
Show all 182 streets
  • Biraban St
  • Birkwood Cl
  • Birrong Pl
  • Boldon Cl
  • Bradman St
  • Brett St
  • Bula St
  • Buller St
  • Bulls Garden Rd
  • Buwa St
  • Camrose St
  • Canberra St
  • Carl Cl
  • Castle Cl
  • Chapman St
  • Charles St
  • Charlestown Rd
  • Chelston Cl
  • Chester Cl
  • Conifer Cl
  • Conrad Ave
  • Coolac Cl
  • Courtney Cl
  • Cowper Ave
  • Crescent Rd
  • Creswell Ave
  • Daisley Cr
  • Damian Cl
  • Dea Pl
  • Dickinson St
  • Downing St
  • Dudley Road
  • Ede Cl
  • Edward St
  • E K Ave
  • Elizabeth Pde
  • Elmore St
  • Emslie St
  • Fairview Ave
  • Felton St
  • Ferris St
  • Fraser Pde
  • Frederick St
  • Gari St
  • Garvey Gr
  • Gemini Cl
  • Glenview Cl
  • Glider Ct
  • Goola Ave
  • Green Valley Rd
  • Griffiths St
  • Guna St
  • Gurra Pl
  • Hallam St
  • Hallvert Cr
  • Hampshire Place
  • Hartley St
  • Hazleton Gr
  • Highland Cl
  • Hillhouse Street
  • Hillsborough Rd
  • Hooper St
  • Hopetoun St
  • Hutton St
  • Ida St
  • Illawong Pl
  • James St
  • Jarrod Cl
  • Jennifer St
  • Jenny Cl
  • Jergi Cl
  • Jill Pde
  • Joanna Cl
  • Jordan St
  • Juliet St
  • Juncea Cl
  • Kahibah Rd
  • Kaleen St
  • Kalinda Pde
  • Kalora Cr
  • Katrina Cl
  • Keal St
  • Kendall St
  • Kerri Cl
  • Kerr St
  • Kirika St
  • Kirkdale Dr
  • Kulai St
  • Kullaroo Rd
  • Kurra St
  • Lara Cl
  • Lees St
  • Leisa Cl
  • Library Ln
  • Lincoln St
  • Lindyn St
  • Lorraine St
  • Luprena Cl
  • Madeleine Ave
  • Maltarra Pl
  • Mara St
  • Marie St
  • Maurene Cr
  • Mcdonald Cr
  • Melissa Cl
  • Merran Ave
  • Milson St
  • Mimosa Ave
  • Moonah Ave
  • Moto St
  • Mulbinga St
  • Murrakin St
  • Nalya Cl
  • Naroo Ave
  • Nioke Pl
  • Ocean View Pde
  • Oxford St
  • Pacific Hwy
  • Park St
  • Patricia Ave
  • Pearson St
  • Pillapai St
  • Powell St
  • Princes Ave
  • Princeton Ave
  • Redbud Cl
  • Repton St
  • Retreat Ln
  • Ridley St
  • Roberts St
  • Roslyn Ave
  • Sabine Cl
  • Shelton St
  • Sherburn Pl
  • Simpson Cl
  • Smart St
  • Smith St
  • Stafford Cl
  • St Albans Cl
  • Stuart St
  • Tallowood Cct
  • Targo St
  • Teal Ct
  • Thompson St
  • Timbercrest Ch
  • Tingara St
  • Tiral St
  • Tirriki St
  • Trent St
  • Ulaka St
  • Vicki Street
  • Villa Pl
  • Voyager Cl
  • Wakal St
  • Wales St
  • Wall Cl
  • Waran Rd
  • Waratah Ave
  • Warners Bay Rd
  • Whitburn Cl
  • Willis St
  • Willoughby St
  • Yarrabee Cl
  • Yurig St

Keep exploring

Is Charlestown (NSW) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.