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Aerial view of Cottage Point, NSW

Aerial view

Imagery © Esri

The quick read on

Cottage Point

NSW 2084 · Northern Beaches

What homes cost, how rents have moved, and a feel for the people who call it home.

Population
96

ABS 2021

Postcode
2084

Cottage Point, New South Wales

Property market insights for Cottage Point

Median sale price and rental income of properties in Cottage Point NSW

Median price trend for houses

Down 34.4% over 12 months

$6m$4m$2m20212022202320242025

Median rent trend for houses

Based on 2 rental listings in the preceding 12 months

$1,590 per week

Down 3.6% over 12 months

$1.7k$1.6k$1.5k$1.4k20232024202520252026

Market data updated October 2025.

Cottage Point has a 12-month growth rate of -34.4% for houses.

If you're looking to lease, the median rent for houses in Cottage Point is $1,590 per week. The median house rent has decreased 3.6% over the last 12 months.

Crime and safety

Is Cottage Point safe?

The overall rate for Cottage Point is 560 offences per 100,000 residents — 84% below the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Cottage Point.

Overall crime rate

560

offences per 100,000 residents

84% belowGreater Sydney

Cottage PointGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Cottage Point?

Cottage Point NSW 2084 is in New South Wales, within Greater Sydney.

96 people call Cottage Point home, with an average of 1.9 people per household and a median household income of $2,750 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
96
Median age
60 years
Median mortgage
$4,300 / month
2021 household rent
$607 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 150.0%Below
15–3422.9%Below
35–5420.8%Below
55–7452.1%Above
75 and over11.5%Above

Homes

Share of occupied private dwellings.

Separate houses89.1%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright45.9%Above
Paying a mortgage29.7%Below
Renting24.3%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car18.6%Below
Two cars48.8%Above
Three or more32.6%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home42.9%Above
Drove to work23.8%Below
Train, tram or bus0.0%Below
Walked or cycled0.0%Below

What stands out in Cottage Point

42.9% of workers in Cottage Point worked from home on Census day — noticeably more common than across Greater Sydney.

8.3% of Cottage Point residents were born in England, about twice the rate across Greater Sydney.

44.8% of people in Cottage Point described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Cottage Point

Open any question for a plain-English reading of the public 2021 Census for Cottage Point NSW 2084.

Is Cottage Point family-friendly?Age, family structure and household size describe the community families would be joining.

0.0% of Cottage Point's residents were children under 15 in the 2021 Census. That is about half the Greater Sydney rate.

28 family households lived in Cottage Point; 14.3% were couple families and 0.0% were one-parent families.

0.0% of local families included children under 15. That is about half the Greater Sydney rate.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Cottage Point?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Cottage Point had 96 residents at the 2021 Census.

18.8% of residents were aged 25 to 44.

63.5% were 55 or older. That is about twice the Greater Sydney rate.

Age shares use the suburb’s total Census population.

What kind of homes are in Cottage Point?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 89.1% of occupied private dwellings in Cottage Point.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Cottage Point?Tenure shows how many households own outright, have a mortgage or rent.

45.9% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.

29.7% were buying their home with a mortgage.

24.3% rented their home. That is well below the Greater Sydney average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Cottage Point?Household-size data shows the mix behind the suburb-wide average.

The average household in Cottage Point had 1.9 people.

One-person households made up 27.9% of occupied homes. That is somewhat above the Greater Sydney average.

Two-person households represented 55.8%, while 0.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Cottage Point?Census-day travel shows the balance between home, road, public transport and active travel.

42.9% of workers worked from home on Census day. That is somewhat above the Greater Sydney average.

23.8% drove a car as their only travel method. That is well below the Greater Sydney average.

0.0% used only a train, tram or bus, while 0.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Cottage Point?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.

One-car households formed 18.6% of the total.

81.4% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Cottage Point, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

70.8% were at the same address five years earlier, while 29.2% reported a different address.

24.0% of residents were born outside Australia. That is well below the Greater Sydney average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Cottage Point?Language at home gives a direct view of the community’s everyday linguistic mix.

69.8% of residents used only English at home.

11.5% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Cottage Point residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

24.0% of Cottage Point's population was born outside Australia, while roughly 76.0% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 68.8%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Cottage Point?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 34.4% of ancestry responses in Cottage Point.

Australian ancestry made up 31.3% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Cottage Point?Occupation describes a person’s role; industry describes the sector employing them.

19.0% of employed residents worked in professional occupations. That is well below the Greater Sydney average.

Managers accounted for 31.0% of employed residents, while clerical and administrative workers made up 0.0%.

Health care and social assistance employed 0.0% of workers, and education and training employed 0.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Cottage Point?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 43.2%, compared with 60.0% across Greater Sydney.

21.6% of residents aged 15 and over worked full time, while 16.5% worked part time.

Unemployment was 0.0%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Cottage Point show?Selected long-term health conditions help describe community service needs.

46.9% reported no selected long-term health condition.

9.4% reported a long-term mental health condition, including depression or anxiety.

6.3% reported asthma, 7.3% arthritis and 3.1% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Cottage Point?Qualifications describe the study pathways represented among local residents.

35.4% of people in the qualifications table held a bachelor degree. That is close to the Greater Sydney average.

Postgraduate degrees accounted for 13.4% of qualification responses.

Diploma-level qualifications represented 8.5%, while certificate-level qualifications represented 20.7%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Cottage Point?Census income and household payments give historical context for local living costs.

Median household income was $2,750 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $4,300.

Occupied renting households reported a median rent of $607 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Cottage Point compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 42.9% in Cottage Point, compared with 38.9% across Greater Sydney.

Outright ownership was 45.9% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.

Renting accounted for 24.3% in Cottage Point, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Cottage Point

Is Cottage Point expensive?

There is not yet enough consistent market data for a dependable house median. The nearby suburb links make it easier to compare the wider market while local observations build.

Is Cottage Point good for families?

The Census counted 28 local families. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Cottage Point?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Cottage Point

4 streets in Cottage Point

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Anderson Pl
  • Cottage Point Rd
  • Cowan Dr
  • Notting Ln

Keep exploring

Is Cottage Point right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.