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Freshwater, NSW, Surf beach backed by cliffs and houses

Surf beach backed by cliffs and houses

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The quick read on

Freshwater

NSW 2096 · Northern Beaches

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$3,920,000

latest suburb median

Median unit
$1,200,000

latest suburb median

Population
9,186

ABS 2021

Postcode
2096

Freshwater, New South Wales

Property market insights for Freshwater (NSW)

Median sale price and rental income of properties in Freshwater (NSW) NSW

Median price trend for houses

Based on 47 sales in the preceding 12 months

$3,920,000

Down 2.9% over 12 months

$4.5m$4m$3.5m20212023202420252026
3 bed
$3.43m
4 bed
$4.36m
5+ bed
$4.53m

Median rent trend for houses

Based on 74 rental listings in the preceding 12 months

$1,800 per week

Up 5.9% over 12 months

$1.8k$1.6k$1.4k$1.2k20212023202420252026

Market data updated October 2026.

The median house price in Freshwater (NSW), NSW is currently $3,920,000, based on the latest 12 months of sales. Freshwater (NSW) has a 12-month growth rate of -2.9% for houses and -7.3% for units.

Three-bedroom houses have a median sale price of $3,430,000, Four-bedroom houses have a median sale price of $4,360,000, Larger houses have a median sale price of $4,530,000 in Freshwater (NSW).

If you're looking to lease, the median rent for houses in Freshwater (NSW) is $1,800 per week. The median house rent has increased 5.9% over the last 12 months.

The median price of apartments and units for sale in Freshwater (NSW) is $1,200,000, which has decreased 7.3% since the same time last year. One-bedroom apartments and units have a median sale price of $855,000, Two-bedroom apartments and units have a median sale price of $1,220,000, Three-bedroom apartments and units have a median sale price of $2,680,000 in Freshwater (NSW). The median rent for units and apartments in Freshwater (NSW) is $800 per week and has increased 6.7% over the last 12 months.

Crime and safety

Is Freshwater safe?

The overall rate for Freshwater is 4,363 offences per 100,000 residents — 27% above the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Freshwater.

Overall crime rate

4,363

offences per 100,000 residents

27% aboveGreater Sydney

FreshwaterGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Freshwater?

Freshwater NSW 2096 is in New South Wales, within Greater Sydney.

9,186 people call Freshwater home, with an average of 2.5 people per household and a median household income of $2,726 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
9,186
Median age
37 years
Median mortgage
$3,055 / month
2021 household rent
$600 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 1518.8%In line
15–3427.1%Below
35–5431.0%Above
55–7417.9%Below
75 and over5.2%Below

Homes

Share of occupied private dwellings.

Separate houses41.7%Below
Townhouses4.7%Below
Apartments53.1%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright28.3%In line
Paying a mortgage34.0%In line
Renting37.6%Above

Cars at home

Vehicles available to occupied households.

No car5.6%Below
One car44.0%Above
Two cars37.8%Above
Three or more12.5%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home48.7%Above
Drove to work30.2%Below
Train, tram or bus1.8%Below
Walked or cycled3.0%In line

What stands out in Freshwater

48.7% of workers in Freshwater worked from home on Census day — noticeably more common than across Greater Sydney.

9.1% of Freshwater residents were born in England, about twice the rate across Greater Sydney.

50.3% of people in Freshwater described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Freshwater

Open any question for a plain-English reading of the public 2021 Census for Freshwater NSW 2096.

Is Freshwater family-friendly?Age, family structure and household size describe the community families would be joining.

18.8% of Freshwater's residents were children under 15 in the 2021 Census. That is almost exactly typical for Greater Sydney.

2,543 family households lived in Freshwater; 46.2% were couple families and 11.6% were one-parent families.

40.6% of local families included children under 15. That is close to the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Freshwater?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Freshwater had 9,186 residents at the 2021 Census.

33.4% of residents were aged 25 to 44.

23.1% were 55 or older. That is somewhat below the Greater Sydney average.

Age shares use the suburb’s total Census population.

What kind of homes are in Freshwater?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 41.7% of occupied private dwellings in Freshwater.

Townhouses and other attached homes represented 4.7% of occupied private dwellings.

Flats and apartments accounted for 53.1% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Freshwater?Tenure shows how many households own outright, have a mortgage or rent.

28.3% of households with a stated tenure owned their home outright. That is almost exactly typical for Greater Sydney.

34.0% were buying their home with a mortgage.

37.6% rented their home. That is close to the Greater Sydney average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Freshwater?Household-size data shows the mix behind the suburb-wide average.

The average household in Freshwater had 2.5 people.

One-person households made up 24.9% of occupied homes. That is close to the Greater Sydney average.

Two-person households represented 36.5%, while 23.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Freshwater?Census-day travel shows the balance between home, road, public transport and active travel.

48.7% of workers worked from home on Census day. That is well above the Greater Sydney average.

30.2% drove a car as their only travel method. That is somewhat below the Greater Sydney average.

1.8% used only a train, tram or bus, while 3.0% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Freshwater?Vehicle availability helps describe the routines local households can support.

5.6% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.

One-car households formed 44.0% of the total.

50.3% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Freshwater, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

52.9% were at the same address five years earlier, while 47.1% reported a different address.

29.6% of residents were born outside Australia. That is well below the Greater Sydney average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Freshwater?Language at home gives a direct view of the community’s everyday linguistic mix.

84.5% of residents used only English at home.

12.4% used a language other than English at home.

0.5% spoke Mandarin at home, 0.2% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Freshwater residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

29.6% of Freshwater's population was born outside Australia, while roughly 70.4% was born in Australia.

0.4% of residents were born in China.

0.3% were born in India, while Australian citizenship across the whole suburb stood at 85.3%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Freshwater?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.8% of ancestry responses in Freshwater.

Australian ancestry made up 33.3% of responses.

Chinese ancestry represented 1.6% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Freshwater?Occupation describes a person’s role; industry describes the sector employing them.

34.6% of employed residents worked in professional occupations. That is somewhat above the Greater Sydney average.

Managers accounted for 21.6% of employed residents, while clerical and administrative workers made up 10.4%.

Health care and social assistance employed 10.2% of workers, and education and training employed 8.9%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Freshwater?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 72.6%, compared with 60.0% across Greater Sydney.

44.3% of residents aged 15 and over worked full time, while 19.9% worked part time.

Unemployment was 2.6%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Freshwater show?Selected long-term health conditions help describe community service needs.

71.6% reported no selected long-term health condition.

5.4% reported a long-term mental health condition, including depression or anxiety.

6.2% reported asthma, 5.6% arthritis and 2.1% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Freshwater?Qualifications describe the study pathways represented among local residents.

41.5% of people in the qualifications table held a bachelor degree. That is well above the Greater Sydney average.

Postgraduate degrees accounted for 13.6% of qualification responses.

Diploma-level qualifications represented 14.8%, while certificate-level qualifications represented 19.3%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Freshwater?Census income and household payments give historical context for local living costs.

Median household income was $2,726 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $3,055.

Occupied renting households reported a median rent of $600 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Freshwater compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 48.7% in Freshwater, compared with 38.9% across Greater Sydney.

Outright ownership was 28.3% locally and 28.6% across Greater Sydney. That is almost exactly typical for Greater Sydney.

Renting accounted for 37.6% in Freshwater, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Freshwater (NSW)

Is Freshwater (NSW) expensive?

The median house price is $3,920,000, while units and apartments sit at $1,200,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Freshwater (NSW) good for families?

The Census counted 2,543 local families, and 18.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Freshwater (NSW)?

3-bedroom houses have a median around $3,430,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Freshwater (NSW)

56 streets in Freshwater (NSW)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Albert St
  • Brighton St
  • Carlton St
  • Carrington Pde
  • Cavill St
  • Charles St
  • Coastview Pl
  • Cobbadah Pl
  • Coles Rd
  • Cooksey Ave
  • Corella St
  • Dick St
  • Eric St
  • Evans St
  • Foam St
  • Gardere Ave
  • Glen St
  • Gore St
Show all 56 streets
  • Graham Ave
  • Greenwood Pl
  • Harbord Rd
  • Hubert St
  • Johnson St
  • Kooloora Ave
  • Lawrence St
  • Loch St
  • Lodge Ln
  • Lumsdaine Dr
  • Marlborough Ave
  • Marmora St
  • Martin St
  • Mcdonald St
  • Moore Ln
  • Moore Road
  • Murray Rd
  • Ocean View Rd
  • Oliver St
  • Omdurman St
  • Ozone St
  • Palomar Pde
  • Pittwater Rd
  • Robert St
  • Ronald Ave
  • Rowe St
  • Seddon Hill Rd
  • Soldiers Ave
  • Surfers Pde
  • The Drive
  • Undercliff Rd
  • Waine St
  • Waratah St
  • Western Ave
  • Wilson St
  • Wyadra Ave
  • Wyndora Ave
  • Wyuna Ave

Keep exploring

Is Freshwater (NSW) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.