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Aerial view of North Arm Cove, NSW

Aerial view

Imagery © Esri

The quick read on

North Arm Cove

NSW 2324 · Mid-Coast

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$830,000

latest suburb median

Population
552

ABS 2021

Postcode
2324

North Arm Cove, New South Wales

Property market insights for North Arm Cove

Median sale price and rental income of properties in North Arm Cove NSW

Median price trend for houses

Based on 16 sales in the preceding 12 months

$830,000

Down 17.0% over 12 months

$1.2m$1m$800k20212023202420252026
3 bed
$1.08m
4 bed
$1.02m

Median rent trend for houses

Based on 6 rental listings in the preceding 12 months

$575 per week

Down 11.5% over 12 months

$700$600$500$40020222023202420252026

Market data updated October 2026.

The median house price in North Arm Cove, NSW is currently $830,000, based on the latest 12 months of sales. North Arm Cove has a 12-month growth rate of -17.0% for houses.

Three-bedroom houses have a median sale price of $1,080,000, Four-bedroom houses have a median sale price of $1,020,000 in North Arm Cove.

If you're looking to lease, the median rent for houses in North Arm Cove is $575 per week. The median house rent has decreased 11.5% over the last 12 months.

Crime and safety

Is North Arm Cove safe?

The overall rate for North Arm Cove is 2,818 offences per 100,000 residents — 15% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of North Arm Cove.

Overall crime rate

2,818

offences per 100,000 residents

15% belowRest of NSW

North Arm CoveRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in North Arm Cove?

North Arm Cove NSW 2324 is in New South Wales, within Rest of NSW.

552 people call North Arm Cove home, with an average of 2.3 people per household and a median household income of $1,272 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
552
Median age
56 years
Median mortgage
$1,950 / month
2021 household rent
$340 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1512.3%Below
15–3412.3%Below
35–5421.4%Below
55–7442.9%Above
75 and over10.7%Above

Homes

Share of occupied private dwellings.

Separate houses100.0%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright51.7%Above
Paying a mortgage32.1%In line
Renting16.3%Below

Cars at home

Vehicles available to occupied households.

No car0.0%Below
One car32.5%Below
Two cars42.1%Above
Three or more27.8%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home23.2%Above
Drove to work55.2%Below
Train, tram or bus0.0%Below
Walked or cycled2.1%Below

What stands out in North Arm Cove

23.2% of workers in North Arm Cove worked from home on Census day — noticeably more common than across Rest of NSW.

7.1% of North Arm Cove residents were born in England, about twice the rate across Rest of NSW.

40.6% of people in North Arm Cove described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about North Arm Cove

Open any question for a plain-English reading of the public 2021 Census for North Arm Cove NSW 2324.

Is North Arm Cove family-friendly?Age, family structure and household size describe the community families would be joining.

12.3% of North Arm Cove's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

162 family households lived in North Arm Cove; 29.0% were couple families and 15.4% were one-parent families.

15.4% of local families included children under 15. That is about half the Rest of NSW rate.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of North Arm Cove?The balance between younger adults, families and older residents changes how a suburb feels day to day.

North Arm Cove had 552 residents at the 2021 Census.

14.7% of residents were aged 25 to 44.

53.6% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in North Arm Cove?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 100.0% of occupied private dwellings in North Arm Cove.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in North Arm Cove?Tenure shows how many households own outright, have a mortgage or rent.

51.7% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.

32.1% were buying their home with a mortgage.

16.3% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in North Arm Cove?Household-size data shows the mix behind the suburb-wide average.

The average household in North Arm Cove had 2.3 people.

One-person households made up 22.4% of occupied homes. That is somewhat below the Rest of NSW average.

Two-person households represented 50.0%, while 14.5% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in North Arm Cove?Census-day travel shows the balance between home, road, public transport and active travel.

23.2% of workers worked from home on Census day. That is well above the Rest of NSW average.

55.2% drove a car as their only travel method. That is somewhat below the Rest of NSW average.

0.0% used only a train, tram or bus, while 2.1% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in North Arm Cove?Vehicle availability helps describe the routines local households can support.

0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 32.5% of the total.

69.9% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to North Arm Cove, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

55.8% were at the same address five years earlier, while 44.2% reported a different address.

18.5% of residents were born outside Australia. That is well above the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in North Arm Cove?Language at home gives a direct view of the community’s everyday linguistic mix.

85.7% of residents used only English at home.

4.9% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were North Arm Cove residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

18.5% of North Arm Cove's population was born outside Australia, while roughly 81.5% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 86.8%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape North Arm Cove?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.8% of ancestry responses in North Arm Cove.

Australian ancestry made up 35.9% of responses.

Chinese ancestry represented 0.7% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in North Arm Cove?Occupation describes a person’s role; industry describes the sector employing them.

15.5% of employed residents worked in professional occupations. That is somewhat below the Rest of NSW average.

Managers accounted for 18.0% of employed residents, while clerical and administrative workers made up 18.0%.

Health care and social assistance employed 18.6% of workers, and education and training employed 6.2%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in North Arm Cove?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 42.7%, compared with 56.4% across Rest of NSW.

21.0% of residents aged 15 and over worked full time, while 15.9% worked part time.

Unemployment was 6.3%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of North Arm Cove show?Selected long-term health conditions help describe community service needs.

50.9% reported no selected long-term health condition.

9.2% reported a long-term mental health condition, including depression or anxiety.

7.6% reported asthma, 12.3% arthritis and 6.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is North Arm Cove?Qualifications describe the study pathways represented among local residents.

16.5% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of NSW average.

Postgraduate degrees accounted for 7.0% of qualification responses.

Diploma-level qualifications represented 15.5%, while certificate-level qualifications represented 36.0%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in North Arm Cove?Census income and household payments give historical context for local living costs.

Median household income was $1,272 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,950.

Occupied renting households reported a median rent of $340 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does North Arm Cove compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 23.2% in North Arm Cove, compared with 15.7% across Rest of NSW.

Outright ownership was 51.7% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.

Renting accounted for 16.3% in North Arm Cove, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to North Arm Cove

Is North Arm Cove expensive?

The median house price is $830,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is North Arm Cove good for families?

The Census counted 162 local families, and 12.3% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in North Arm Cove?

3-bedroom houses have a median around $1,080,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around North Arm Cove

73 streets in North Arm Cove

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Aberdeen Street
  • Allandale Cr
  • Armidale Ave
  • Ballina Cr
  • Barromee
  • Beechwood Cr
  • Bendemeer Cr
  • Burren Street
  • Carinda Ave
  • Carrington Rd
  • Chapman St
  • City Cr
  • Comboyne Ave
  • Commerce Way
  • Coonamble Cr
  • Cove Bvd
  • Crest Road
  • Deepwater Drive
Show all 73 streets
  • Deepwater Road
  • Dorrigo Avenue
  • Dundee Place
  • Dungog Avenue
  • Dunn St
  • Eastslope
  • Emmett Street
  • Estuary
  • Euroka Ave
  • Flannery St
  • Gladstone Cr
  • Glencoe St
  • Glen Innes Road
  • Gloucester St
  • Gooreengi Rd
  • Grafton Parade
  • Gresford Cr
  • Greta St
  • Gunnedah St
  • Halloran Rd
  • Hamilton St
  • Hunterview Rd
  • Kempsey Ave
  • Kendall St
  • Lansdowne Gr
  • Lismore Rd
  • Maitland St
  • Market
  • Merriwa Bvd
  • Muswellbrook Ave
  • Nambucca St
  • Nemingha Pde
  • Outlook Dr
  • Oversea
  • Pacific Hwy
  • Paterson Place
  • Pilliga Pl
  • Point Cct
  • Promontory
  • Quirindi Pde
  • Scone St
  • Singleton Ramp
  • Somerset Ave
  • Station
  • Tamworth St
  • Taree Avenue
  • Tea Gardens Rd
  • Tenterfield Rd
  • The Branch Lane
  • The Esplanade
  • The Ridgeway
  • Tingha Street
  • Waratah Dr
  • Warren Pl
  • Woolbrook Ave

Keep exploring

Is North Arm Cove right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.