Median price trend for houses
Based on 1 sales in the preceding 12 months
$635,000
Up 0.4% over 12 months
Aerial view
Imagery © Esri
The quick read on
Paynes Crossing
NSW 2325 · Cessnock
What homes cost, how rents have moved, and a feel for the people who call it home.
- Median house
- $635,000
- Population
- 50
- Postcode
- 2325
latest suburb median
ABS 2021
Paynes Crossing, New South Wales
Property market insights for Paynes Crossing
Median sale price and rental income of properties in Paynes Crossing NSW
Market data updated July 2026.
The median house price in Paynes Crossing, NSW is currently $635,000, based on the latest 12 months of sales. Paynes Crossing has a 12-month growth rate of 0.4% for houses.
Crime and safety
Is Paynes Crossing safe?
The overall rate for Paynes Crossing is 4,159 offences per 100,000 residents — 26% above the Rest of NSW benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Paynes Crossing.
Overall crime rate
4,159
offences per 100,000 residents
26% aboveRest of NSW
Paynes CrossingRest of NSW: 3,298
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Who lives in Paynes Crossing?
Paynes Crossing NSW 2325 is in New South Wales, within Rest of NSW.
50 people call Paynes Crossing home, with an average of 2.3 people per household and a median household income of $1,374 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
- Population
- 50
- Median age
- 61 years
- Median mortgage
- $1,992 / month
- 2021 household rent
- $330 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark
Age profile
Share of residents in each age band.
Under 1510.0%Below
15–3426.0%Above
35–5414.0%Below
55–7432.0%Above
75 and over18.0%Above
Homes
Share of occupied private dwellings.
Separate houses100.0%Above
Townhouses0.0%Below
Apartments0.0%Below
Ownership
Share of homes with a stated ownership or rental status.
Owned outright100.0%Above
Paying a mortgage0.0%Below
Renting0.0%Below
Cars at home
Vehicles available to occupied households.
No car0.0%Below
One car36.8%Above
Two cars26.3%Below
Three or more52.6%Above
Getting to work
Selected ways residents worked or travelled on Census day.
Worked from home19.0%Above
Drove to work33.3%Below
Train, tram or bus0.0%Below
Walked or cycled0.0%Below
What stands out in Paynes Crossing
19.0% of workers in Paynes Crossing worked from home on Census day — noticeably more common than across Rest of NSW.
14.0% of Paynes Crossing residents were born in England, about twice the rate across Rest of NSW.
60.0% of people in Paynes Crossing described themselves as having no religion in the 2021 Census.
A closer look at the Census
Questions people ask about Paynes Crossing
Open any question for a plain-English reading of the public 2021 Census for Paynes Crossing NSW 2325.
Is Paynes Crossing family-friendly?Age, family structure and household size describe the community families would be joining.
10.0% of Paynes Crossing's residents were children under 15 in the 2021 Census. That is well below the Rest of NSW average.
14 family households lived in Paynes Crossing; 0.0% were couple families and 0.0% were one-parent families.
0.0% of local families included children under 15. That is about half the Rest of NSW rate.
These are suburb-wide household figures, not school or childcare ratings.
What is the age profile of Paynes Crossing?The balance between younger adults, families and older residents changes how a suburb feels day to day.
Paynes Crossing had 50 residents at the 2021 Census.
16.0% of residents were aged 25 to 44.
50.0% were 55 or older. That is well above the Rest of NSW average.
Age shares use the suburb’s total Census population.
What kind of homes are in Paynes Crossing?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.
Separate houses made up 100.0% of occupied private dwellings in Paynes Crossing.
Townhouses and other attached homes represented 0.0% of occupied private dwellings.
Flats and apartments accounted for 0.0% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
Do people own or rent in Paynes Crossing?Tenure shows how many households own outright, have a mortgage or rent.
100.0% of households with a stated tenure owned their home outright. That is about twice the Rest of NSW rate.
0.0% were buying their home with a mortgage.
0.0% rented their home. That is about half the Rest of NSW rate.
Tenure shares include households that stated one of these three arrangements.
How large are households in Paynes Crossing?Household-size data shows the mix behind the suburb-wide average.
The average household in Paynes Crossing had 2.3 people.
One-person households made up 36.8% of occupied homes. That is well above the Rest of NSW average.
Two-person households represented 42.1%, while 0.0% had four or more usual residents.
Household size counts usual residents in occupied homes.
How do people get to work in Paynes Crossing?Census-day travel shows the balance between home, road, public transport and active travel.
19.0% of workers worked from home on Census day. That is somewhat above the Rest of NSW average.
33.3% drove a car as their only travel method. That is well below the Rest of NSW average.
0.0% used only a train, tram or bus, while 0.0% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
How many cars do households have in Paynes Crossing?Vehicle availability helps describe the routines local households can support.
0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.
One-car households formed 36.8% of the total.
78.9% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
Who's moving to Paynes Crossing, and who stays?Address history shows how settled or recently mobile residents were at the Census date.
53.1% were at the same address five years earlier, while 46.9% reported a different address.
20.0% of residents were born outside Australia. That is well above the Rest of NSW average.
Mobility figures cover residents who answered the relevant Census question.
What languages are spoken in Paynes Crossing?Language at home gives a direct view of the community’s everyday linguistic mix.
100.0% of residents used only English at home.
0.0% used a language other than English at home.
0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.
Home language is separate from English proficiency.
Where were Paynes Crossing residents born?Birthplace adds another layer to the local story, separate from ancestry and language.
20.0% of Paynes Crossing's population was born outside Australia, while roughly 80.0% was born in Australia.
0.0% of residents were born in China.
0.0% were born in India, while Australian citizenship across the whole suburb stood at 96.0%.
Birthplace, citizenship and ancestry describe different parts of identity.
What ancestries shape Paynes Crossing?Ancestry responses show how residents describe family and cultural background.
English ancestry accounted for 64.0% of ancestry responses in Paynes Crossing.
Australian ancestry made up 46.0% of responses.
Chinese ancestry represented 0.0% of responses.
People may nominate more than one ancestry, so these are shares of responses.
What work do people do in Paynes Crossing?Occupation describes a person’s role; industry describes the sector employing them.
0.0% of employed residents worked in professional occupations. That is about half the Rest of NSW rate.
Managers accounted for 38.1% of employed residents, while clerical and administrative workers made up 0.0%.
Health care and social assistance employed 19.0% of workers, and education and training employed 0.0%.
Occupation and industry figures describe employed residents of the suburb.
How active is the workforce in Paynes Crossing?Participation, employment pattern and unemployment describe the resident labour force.
The labour-force participation rate was 43.5%, compared with 56.4% across Rest of NSW.
22.2% of residents aged 15 and over worked full time, while 22.2% worked part time.
Unemployment was 15.0%, compared with 4.6% across Rest of NSW.
Labour-force figures come from the 2021 Census.
What does the health profile of Paynes Crossing show?Selected long-term health conditions help describe community service needs.
62.0% reported no selected long-term health condition.
6.0% reported a long-term mental health condition, including depression or anxiety.
0.0% reported asthma, 10.0% arthritis and 6.0% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
How educated is Paynes Crossing?Qualifications describe the study pathways represented among local residents.
22.6% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.
Postgraduate degrees accounted for 12.9% of qualification responses.
Diploma-level qualifications represented 9.7%, while certificate-level qualifications represented 32.3%.
Qualification categories are reported separately and are not school ratings.
What do incomes and housing costs look like in Paynes Crossing?Census income and household payments give historical context for local living costs.
Median household income was $1,374 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $1,992.
Occupied renting households reported a median rent of $330 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
How does Paynes Crossing compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.
Working from home was 19.0% in Paynes Crossing, compared with 15.7% across Rest of NSW.
Outright ownership was 100.0% locally and 39.6% across Rest of NSW. That is about twice the Rest of NSW rate.
Renting accounted for 0.0% in Paynes Crossing, against 27.9% across Rest of NSW.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
A buyer’s quick guide to Paynes Crossing
Is Paynes Crossing expensive?
The median house price is $635,000. Bedroom count, land and condition still create a wide range around those suburb medians.
Is Paynes Crossing good for families?
The Census counted 14 local families, and 10.0% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
What can I get for $1.5m in Paynes Crossing?
The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Streets and suburbs around Paynes Crossing
7 streets in Paynes Crossing
Street-by-street reports are not published yet. The streets below are the ones this suburb covers.
- Bagnalls Creek Rd
- Finchley Trk
- Old Convict Rd
- Paynes Crossing Rd
- Stockyard Creek Rd
- Warrawalong Rd
- Wollombi Rd
12 suburbs surrounding Paynes Crossing
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Is Paynes Crossing right for your search?
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Read the thinking
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.