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The quick read on

Toowoon Bay

NSW 2261 · Central Coast (NSW)

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house: $2,200,000
Median unit: $1,100,000
Population: 543
Postcode: 2261

Property market insights for Toowoon Bay

Median sale price and rental income of properties in Toowoon Bay NSW

Median price trend for houses

Based on 9 sales in the preceding 12 months

$2,200,000

Up 46.7% over 12 months

Median rent trend for houses

Based on 4 rental listings in the preceding 12 months

$1,000 per week

Down 9.1% over 12 months

Market data updated October 2026.

The median house price in Toowoon Bay, NSW is currently $2,200,000, based on the latest 12 months of sales. Toowoon Bay has a 12-month growth rate of 46.7% for houses and 14.6% for units.

If you're looking to lease, the median rent for houses in Toowoon Bay is $1,000 per week. The median house rent has decreased 9.1% over the last 12 months.

The median price of apartments and units for sale in Toowoon Bay is $1,100,000, which has increased 14.6% since the same time last year. Three-bedroom apartments and units have a median sale price of $1,250,000 in Toowoon Bay. The median rent for units and apartments in Toowoon Bay is $675 per week and has increased 20.1% over the last 12 months.

Crime and safety

Is Toowoon Bay safe?

The overall rate for Toowoon Bay is 8,481 offences per 100,000 residents — 147% above the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Toowoon Bay.

See the detailed Toowoon Bay crime profile →How to read crime data

Overall crime rate

8,481

offences per 100,000 residents

147% aboveGreater Sydney

Toowoon BayGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Toowoon Bay?

Toowoon Bay NSW 2261 is in New South Wales, within Greater Sydney.

543 people call Toowoon Bay home, with an average of 2 people per household and a median household income of $1,168 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population: 543
Median age: 58 years
Median mortgage: $2,080 / month
2021 household rent: $380 / week

Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 1510.5%Below

15–3414.7%Below

35–5421.9%Below

55–7435.9%Above

75 and over17.3%Above

Homes

Share of occupied private dwellings.

Separate houses41.6%Below

Townhouses35.6%Above

Apartments10.4%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright45.9%Above

Paying a mortgage20.3%Below

Renting33.7%Below

Cars at home

Vehicles available to occupied households.

No car6.1%Below

One car46.7%Above

Two cars36.1%Above

Three or more10.2%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home26.5%Below

Drove to work41.4%Above

Train, tram or bus0.0%Below

Walked or cycled3.7%Above

What stands out in Toowoon Bay

26.5% of workers in Toowoon Bay worked from home on Census day — less common than across Greater Sydney.

3.7% of Toowoon Bay residents were born in England.

29.3% of people in Toowoon Bay described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Toowoon Bay

Open any question for a plain-English reading of the public 2021 Census for Toowoon Bay NSW 2261.

Is Toowoon Bay family-friendly?Age, family structure and household size describe the community families would be joining.

10.5% of Toowoon Bay's residents were children under 15 in the 2021 Census. That is well below the Greater Sydney average.

158 family households lived in Toowoon Bay; 22.2% were couple families and 17.7% were one-parent families.

21.5% of local families included children under 15. That is well below the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Toowoon Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Toowoon Bay had 543 residents at the 2021 Census.

14.5% of residents were aged 25 to 44.

53.2% were 55 or older. That is about twice the Greater Sydney rate.

Age shares use the suburb’s total Census population.

What kind of homes are in Toowoon Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 41.6% of occupied private dwellings in Toowoon Bay.

Townhouses and other attached homes represented 35.6% of occupied private dwellings.

Flats and apartments accounted for 10.4% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Toowoon Bay?Tenure shows how many households own outright, have a mortgage or rent.

45.9% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.

20.3% were buying their home with a mortgage.

33.7% rented their home. That is somewhat below the Greater Sydney average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Toowoon Bay?Household-size data shows the mix behind the suburb-wide average.

The average household in Toowoon Bay had 2.0 people.

One-person households made up 37.7% of occupied homes. That is well above the Greater Sydney average.

Two-person households represented 45.2%, while 9.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Toowoon Bay?Census-day travel shows the balance between home, road, public transport and active travel.

26.5% of workers worked from home on Census day. That is well below the Greater Sydney average.

41.4% drove a car as their only travel method. That is well above the Greater Sydney average.

0.0% used only a train, tram or bus, while 3.7% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Toowoon Bay?Vehicle availability helps describe the routines local households can support.

6.1% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.

One-car households formed 46.7% of the total.

46.3% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Toowoon Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

60.6% were at the same address five years earlier, while 39.4% reported a different address.

14.9% of residents were born outside Australia. That is about half the Greater Sydney rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Toowoon Bay?Language at home gives a direct view of the community’s everyday linguistic mix.

90.6% of residents used only English at home.

4.6% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Toowoon Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

14.9% of Toowoon Bay's population was born outside Australia, while roughly 85.1% was born in Australia.

0.6% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 92.8%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Toowoon Bay?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 47.1% of ancestry responses in Toowoon Bay.

Australian ancestry made up 36.3% of responses.

Chinese ancestry represented 1.1% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Toowoon Bay?Occupation describes a person’s role; industry describes the sector employing them.

22.3% of employed residents worked in professional occupations. That is well below the Greater Sydney average.

Managers accounted for 13.0% of employed residents, while clerical and administrative workers made up 12.6%.

Health care and social assistance employed 12.1% of workers, and education and training employed 13.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Toowoon Bay?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 45.0%, compared with 60.0% across Greater Sydney.

18.1% of residents aged 15 and over worked full time, while 17.5% worked part time.

Unemployment was 2.3%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Toowoon Bay show?Selected long-term health conditions help describe community service needs.

55.1% reported no selected long-term health condition.

9.6% reported a long-term mental health condition, including depression or anxiety.

7.6% reported asthma, 14.0% arthritis and 6.4% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Toowoon Bay?Qualifications describe the study pathways represented among local residents.

19.9% of people in the qualifications table held a bachelor degree. That is well below the Greater Sydney average.

Postgraduate degrees accounted for 3.8% of qualification responses.

Diploma-level qualifications represented 19.6%, while certificate-level qualifications represented 38.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Toowoon Bay?Census income and household payments give historical context for local living costs.

Median household income was $1,168 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,080.

Occupied renting households reported a median rent of $380 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Toowoon Bay compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 26.5% in Toowoon Bay, compared with 38.9% across Greater Sydney.

Outright ownership was 45.9% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.

Renting accounted for 33.7% in Toowoon Bay, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Toowoon Bay

Is Toowoon Bay expensive?

The median house price is $2,200,000, while units and apartments sit at $1,100,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Toowoon Bay good for families?

The Census counted 158 local families, and 10.5% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Toowoon Bay?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Toowoon Bay

34 streets in Toowoon Bay

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

Bay Rd
Binburra Ave
Charlton St
Eighteenth Ave
Eighth Ave
Eleventh Ave
Eloora Rd
Elsiemer St
Fifteenth Ave
Fifth Ave
First Ave
Fourteenth Ave
Fourth Ave
Koongara St
Main St
Ninth Ave
Pacific St
Rolls Ave

Show all 34 streets

Second Ave
Seventeenth Ave
Seventh Ave
Sixteenth Ave
Sixth Ave
Stella St
Surf Rider Ave
Swadling St
Tenth Ave
Thelma St
The Parade
Third Ave
Thirteenth Ave
Toowoon Bay Rd
Toowoon Bay Road
Twelfth Ave

12 suburbs surrounding Toowoon Bay

Compare nearby suburb prices, rents and five-year market trends.

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Read the thinking

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.