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Umina Beach, NSW, Residential street with houses and parked cars

Residential street with houses and parked cars

Maksym Kozlenko · CC BY-SA 3.0

The quick read on

Umina Beach

NSW 2257 · Central Coast (NSW)

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,250,000

latest suburb median

Median unit
$930,000

latest suburb median

Population
17,372

ABS 2021

Postcode
2257

Umina Beach, New South Wales

Property market insights for Umina Beach

Median sale price and rental income of properties in Umina Beach NSW

Median price trend for houses

Based on 245 sales in the preceding 12 months

$1,250,000

Up 5.0% over 12 months

$1.4m$1.2m$1m20212023202420252026
2 bed
$1.05m
3 bed
$1.17m
4 bed
$1.4m
5+ bed
$1.4m

Median rent trend for houses

Based on 335 rental listings in the preceding 12 months

$675 per week

Up 3.8% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Umina Beach, NSW is currently $1,250,000, based on the latest 12 months of sales. Umina Beach has a 12-month growth rate of 5.0% for houses and 6.9% for units.

Two-bedroom houses have a median sale price of $1,050,000, Three-bedroom houses have a median sale price of $1,170,000, Four-bedroom houses have a median sale price of $1,400,000, Larger houses have a median sale price of $1,400,000 in Umina Beach.

If you're looking to lease, the median rent for houses in Umina Beach is $675 per week. The median house rent has increased 3.8% over the last 12 months.

The median price of apartments and units for sale in Umina Beach is $930,000, which has increased 6.9% since the same time last year. Two-bedroom apartments and units have a median sale price of $812,000, Three-bedroom apartments and units have a median sale price of $1,030,000, Four-bedroom apartments and units have a median sale price of $1,650,000 in Umina Beach. The median rent for units and apartments in Umina Beach is $575 per week and has increased 4.5% over the last 12 months.

Crime and safety

Is Umina Beach safe?

The overall rate for Umina Beach is 2,342 offences per 100,000 residents — 32% below the Greater Sydney benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Umina Beach.

Overall crime rate

2,342

offences per 100,000 residents

32% belowGreater Sydney

Umina BeachGreater Sydney: 3,437

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Umina Beach?

Umina Beach NSW 2257 is in New South Wales, within Greater Sydney.

17,372 people call Umina Beach home, with an average of 2.4 people per household and a median household income of $1,421 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
17,372
Median age
44 years
Median mortgage
$2,100 / month
2021 household rent
$400 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark

Age profile

Share of residents in each age band.

Under 1518.1%In line
15–3419.3%Below
35–5426.3%Below
55–7425.3%Above
75 and over11.1%Above

Homes

Share of occupied private dwellings.

Separate houses76.7%Above
Townhouses13.6%Above
Apartments7.4%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright34.8%Above
Paying a mortgage31.1%Below
Renting34.1%Below

Cars at home

Vehicles available to occupied households.

No car8.9%Below
One car42.4%Above
Two cars34.1%Above
Three or more14.6%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home29.2%Below
Drove to work43.1%Above
Train, tram or bus2.4%Below
Walked or cycled2.3%In line

What stands out in Umina Beach

29.2% of workers in Umina Beach worked from home on Census day — less common than across Greater Sydney.

5.0% of Umina Beach residents were born in England.

41.9% of people in Umina Beach described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Umina Beach

Open any question for a plain-English reading of the public 2021 Census for Umina Beach NSW 2257.

Is Umina Beach family-friendly?Age, family structure and household size describe the community families would be joining.

18.1% of Umina Beach's residents were children under 15 in the 2021 Census. That is almost exactly typical for Greater Sydney.

4,680 family households lived in Umina Beach; 37.6% were couple families and 22.0% were one-parent families.

37.4% of local families included children under 15. That is close to the Greater Sydney average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Umina Beach?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Umina Beach had 17,372 residents at the 2021 Census.

22.2% of residents were aged 25 to 44.

36.4% were 55 or older. That is well above the Greater Sydney average.

Age shares use the suburb’s total Census population.

What kind of homes are in Umina Beach?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 76.7% of occupied private dwellings in Umina Beach.

Townhouses and other attached homes represented 13.6% of occupied private dwellings.

Flats and apartments accounted for 7.4% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Umina Beach?Tenure shows how many households own outright, have a mortgage or rent.

34.8% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.

31.1% were buying their home with a mortgage.

34.1% rented their home. That is somewhat below the Greater Sydney average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Umina Beach?Household-size data shows the mix behind the suburb-wide average.

The average household in Umina Beach had 2.4 people.

One-person households made up 29.3% of occupied homes. That is well above the Greater Sydney average.

Two-person households represented 34.4%, while 21.3% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Umina Beach?Census-day travel shows the balance between home, road, public transport and active travel.

29.2% of workers worked from home on Census day. That is well below the Greater Sydney average.

43.1% drove a car as their only travel method. That is well above the Greater Sydney average.

2.4% used only a train, tram or bus, while 2.3% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Umina Beach?Vehicle availability helps describe the routines local households can support.

8.9% of occupied households had no motor vehicle available. That is close to the Greater Sydney average.

One-car households formed 42.4% of the total.

48.7% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Umina Beach, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

61.0% were at the same address five years earlier, while 39.0% reported a different address.

16.4% of residents were born outside Australia. That is about half the Greater Sydney rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Umina Beach?Language at home gives a direct view of the community’s everyday linguistic mix.

87.8% of residents used only English at home.

6.6% used a language other than English at home.

0.4% spoke Mandarin at home, 0.2% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Umina Beach residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

16.4% of Umina Beach's population was born outside Australia, while roughly 83.6% was born in Australia.

0.4% of residents were born in China.

0.2% were born in India, while Australian citizenship across the whole suburb stood at 89.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Umina Beach?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.8% of ancestry responses in Umina Beach.

Australian ancestry made up 39.3% of responses.

Chinese ancestry represented 1.1% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Umina Beach?Occupation describes a person’s role; industry describes the sector employing them.

19.6% of employed residents worked in professional occupations. That is well below the Greater Sydney average.

Managers accounted for 13.3% of employed residents, while clerical and administrative workers made up 13.7%.

Health care and social assistance employed 16.5% of workers, and education and training employed 7.6%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Umina Beach?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 53.3%, compared with 60.0% across Greater Sydney.

26.5% of residents aged 15 and over worked full time, while 17.8% worked part time.

Unemployment was 5.3%, compared with 5.1% across Greater Sydney.

Labour-force figures come from the 2021 Census.

What does the health profile of Umina Beach show?Selected long-term health conditions help describe community service needs.

53.5% reported no selected long-term health condition.

10.9% reported a long-term mental health condition, including depression or anxiety.

9.7% reported asthma, 11.4% arthritis and 5.4% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Umina Beach?Qualifications describe the study pathways represented among local residents.

19.3% of people in the qualifications table held a bachelor degree. That is well below the Greater Sydney average.

Postgraduate degrees accounted for 5.6% of qualification responses.

Diploma-level qualifications represented 15.3%, while certificate-level qualifications represented 40.9%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Umina Beach?Census income and household payments give historical context for local living costs.

Median household income was $1,421 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,100.

Occupied renting households reported a median rent of $400 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Umina Beach compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 29.2% in Umina Beach, compared with 38.9% across Greater Sydney.

Outright ownership was 34.8% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.

Renting accounted for 34.1% in Umina Beach, against 37.1% across Greater Sydney.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Umina Beach

Is Umina Beach expensive?

The median house price is $1,250,000, while units and apartments sit at $930,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Umina Beach good for families?

The Census counted 4,680 local families, and 18.1% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Umina Beach?

4-bedroom houses have a median around $1,400,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Umina Beach

152 streets in Umina Beach

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Abelia Pl
  • Adelaide Ave
  • Admiralty Pl
  • Airly Rd
  • Albany Rd
  • Albany Sq
  • Albion St
  • Alexandra St
  • Alfred St
  • Arras Ave
  • Augusta St
  • Australia Ave
  • Barrenjoey Rd
  • Bathurst St
  • Bena Road
  • Berith St
  • Berrima Cr
  • Birdwood Ave
Show all 152 streets
  • Bourke Rd
  • Breeze St
  • Brisbane Ave
  • Britannia St
  • Bullion St
  • Burdett Pl
  • Burilla Cl
  • Burrawang St
  • Calypta Rd
  • Cambridge St
  • Carawa St
  • Carpenter St
  • Castle Cct
  • Casuarina Cl
  • Clifford St
  • Connex Rd
  • Corrong Cl
  • County Cl
  • Cowper Rd
  • Crown Rd
  • Darley Rd
  • Donald Ave
  • Dora Rd
  • Edgecliff Rd
  • Elanora Rd
  • Ena Pl
  • Etta Rd
  • Farleigh Ave
  • Fitzroy St
  • Fleet St
  • Forest Rd
  • Gallipoli Ave
  • Glenhaven Cl
  • Glenn St
  • Greenhaven Dr
  • Gross Ave
  • Gwendolen Ave
  • Harold St
  • Haynes Ave
  • Hector St
  • Heritage Cl
  • Hobart Ave
  • Homan Cl
  • Honeysuckle St
  • Iluka Rd
  • Janelle Cl
  • Janet Ave
  • Jasmine Pl
  • Jopson Cl
  • Kahibah Rd
  • Kallaroo Rd
  • Karingi St
  • Karloo Rd
  • King St
  • Kingsview Dr
  • Knights Cl
  • Korina Ave
  • Lace Ave
  • Lake View Pde
  • Lalla Pl
  • Laurel Pl
  • Lens Ave
  • Lentara Rd
  • Leslie St
  • Lone Pine Ave
  • Lovell Rd
  • Macquarie Pl
  • Mcevoy Ave
  • Mclaurin Rd
  • Mcmanus Cl
  • Melbourne Ave
  • Monash Rd
  • Morris St
  • Mountain Ash
  • Mount Ettalong Rd
  • Myola Rd
  • Naroo Rd
  • Neera Rd
  • Nelson St
  • Neptune Street
  • Nerium Pl
  • Norman St
  • Northumberland Cl
  • Nowack Ave
  • Numby Cl
  • Ocean Beach Rd
  • Onthonna Tce
  • Osborne Ave
  • Oscar St
  • Oxford St
  • Palm St
  • Palmtree Gr
  • Paraka Cl
  • Paul St
  • Perth St
  • Peta Cl
  • Pioneer Rd
  • Pozieres Ave
  • Priestman Ave
  • Rabaul Ave
  • Rickard St
  • Rosewood Dr
  • Ryans Rd
  • Sea St
  • Shepard St
  • South St
  • Springwood St
  • Stella Rd
  • Sydney Ave
  • Sylvan Cl
  • Sylvania Rd
  • Tapestry
  • The Bartizan
  • The Bastion
  • The Bulwark
  • The Citadel
  • The Close
  • The Esplanade
  • The Palisade
  • The Postern
  • The Rampart
  • The Sanctuary
  • Timbertop Dr
  • Tor Cl
  • Trafalgar Ave
  • Tulama Rd
  • Turana Cl
  • Veron Rd
  • Wellington St
  • West St
  • Wilks Ave
  • Winifred Ave
  • Yarrabin Rd
  • York Rd

Keep exploring

Is Umina Beach right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.