Median price trend for houses
Based on 9 sales in the preceding 12 months
$1,120,000
Up 7.3% over 12 months
- 3 bed
- $1.03m
- 4 bed
- $1.12m
Aerial view
Imagery © Esri
The quick read on
Horsfield Bay
NSW 2256 · Central Coast (NSW)
What homes cost, how rents have moved, and a feel for the people who call it home.
- Median house
- $1,120,000
- Population
- 501
- Postcode
- 2256
latest suburb median
ABS 2021
Horsfield Bay, New South Wales
Property market insights for Horsfield Bay
Median sale price and rental income of properties in Horsfield Bay NSW
Median rent trend for houses
Based on 8 rental listings in the preceding 12 months
$900 per week
Up 12.5% over 12 months
Market data updated October 2026.
The median house price in Horsfield Bay, NSW is currently $1,120,000, based on the latest 12 months of sales. Horsfield Bay has a 12-month growth rate of 7.3% for houses.
Three-bedroom houses have a median sale price of $1,030,000, Four-bedroom houses have a median sale price of $1,120,000 in Horsfield Bay.
If you're looking to lease, the median rent for houses in Horsfield Bay is $900 per week. The median house rent has increased 12.5% over the last 12 months.
Crime and safety
Is Horsfield Bay safe?
The overall rate for Horsfield Bay is 664 offences per 100,000 residents — 81% below the Greater Sydney benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Horsfield Bay.
Overall crime rate
664
offences per 100,000 residents
81% belowGreater Sydney
Horsfield BayGreater Sydney: 3,437
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Who lives in Horsfield Bay?
Horsfield Bay NSW 2256 is in New South Wales, within Greater Sydney.
501 people call Horsfield Bay home, with an average of 2.6 people per household and a median household income of $2,083 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
- Population
- 501
- Median age
- 46 years
- Median mortgage
- $2,167 / month
- 2021 household rent
- $490 / week
Above the benchmarkBelow the benchmarkIn lineGreater Sydney benchmark
Age profile
Share of residents in each age band.
Under 1516.2%Below
15–3419.6%Below
35–5428.9%Above
55–7430.9%Above
75 and over3.8%Below
Homes
Share of occupied private dwellings.
Separate houses100.5%Above
Townhouses2.1%Below
Apartments0.0%Below
Ownership
Share of homes with a stated ownership or rental status.
Owned outright40.1%Above
Paying a mortgage49.2%Above
Renting10.7%Below
Cars at home
Vehicles available to occupied households.
No car2.1%Below
One car28.8%Below
Two cars43.5%Above
Three or more24.1%Above
Getting to work
Selected ways residents worked or travelled on Census day.
Worked from home44.6%Above
Drove to work34.9%Above
Train, tram or bus1.6%Below
Walked or cycled1.6%Below
What stands out in Horsfield Bay
44.6% of workers in Horsfield Bay worked from home on Census day — noticeably more common than across Greater Sydney.
7.8% of Horsfield Bay residents were born in England, about twice the rate across Greater Sydney.
49.5% of people in Horsfield Bay described themselves as having no religion in the 2021 Census.
A closer look at the Census
Questions people ask about Horsfield Bay
Open any question for a plain-English reading of the public 2021 Census for Horsfield Bay NSW 2256.
Is Horsfield Bay family-friendly?Age, family structure and household size describe the community families would be joining.
16.2% of Horsfield Bay's residents were children under 15 in the 2021 Census. That is close to the Greater Sydney average.
150 family households lived in Horsfield Bay; 48.0% were couple families and 11.3% were one-parent families.
36.7% of local families included children under 15. That is close to the Greater Sydney average.
These are suburb-wide household figures, not school or childcare ratings.
What is the age profile of Horsfield Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.
Horsfield Bay had 501 residents at the 2021 Census.
21.8% of residents were aged 25 to 44.
34.7% were 55 or older. That is well above the Greater Sydney average.
Age shares use the suburb’s total Census population.
What kind of homes are in Horsfield Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.
Separate houses made up 100.5% of occupied private dwellings in Horsfield Bay.
Townhouses and other attached homes represented 2.1% of occupied private dwellings.
Flats and apartments accounted for 0.0% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
Do people own or rent in Horsfield Bay?Tenure shows how many households own outright, have a mortgage or rent.
40.1% of households with a stated tenure owned their home outright. That is well above the Greater Sydney average.
49.2% were buying their home with a mortgage.
10.7% rented their home. That is about half the Greater Sydney rate.
Tenure shares include households that stated one of these three arrangements.
How large are households in Horsfield Bay?Household-size data shows the mix behind the suburb-wide average.
The average household in Horsfield Bay had 2.6 people.
One-person households made up 21.2% of occupied homes. That is close to the Greater Sydney average.
Two-person households represented 33.9%, while 20.6% had four or more usual residents.
Household size counts usual residents in occupied homes.
How do people get to work in Horsfield Bay?Census-day travel shows the balance between home, road, public transport and active travel.
44.6% of workers worked from home on Census day. That is somewhat above the Greater Sydney average.
34.9% drove a car as their only travel method. That is close to the Greater Sydney average.
1.6% used only a train, tram or bus, while 1.6% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
How many cars do households have in Horsfield Bay?Vehicle availability helps describe the routines local households can support.
2.1% of occupied households had no motor vehicle available. That is about half the Greater Sydney rate.
One-car households formed 28.8% of the total.
67.5% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
Who's moving to Horsfield Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.
68.6% were at the same address five years earlier, while 31.4% reported a different address.
21.6% of residents were born outside Australia. That is well below the Greater Sydney average.
Mobility figures cover residents who answered the relevant Census question.
What languages are spoken in Horsfield Bay?Language at home gives a direct view of the community’s everyday linguistic mix.
86.4% of residents used only English at home.
9.8% used a language other than English at home.
0.8% spoke Mandarin at home, 0.8% spoke Cantonese and 0.0% spoke Hindi.
Home language is separate from English proficiency.
Where were Horsfield Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.
21.6% of Horsfield Bay's population was born outside Australia, while roughly 78.4% was born in Australia.
1.0% of residents were born in China.
0.8% were born in India, while Australian citizenship across the whole suburb stood at 92.6%.
Birthplace, citizenship and ancestry describe different parts of identity.
What ancestries shape Horsfield Bay?Ancestry responses show how residents describe family and cultural background.
English ancestry accounted for 46.7% of ancestry responses in Horsfield Bay.
Australian ancestry made up 33.1% of responses.
Chinese ancestry represented 3.4% of responses.
People may nominate more than one ancestry, so these are shares of responses.
What work do people do in Horsfield Bay?Occupation describes a person’s role; industry describes the sector employing them.
31.8% of employed residents worked in professional occupations. That is somewhat above the Greater Sydney average.
Managers accounted for 15.5% of employed residents, while clerical and administrative workers made up 12.4%.
Health care and social assistance employed 12.4% of workers, and education and training employed 11.2%.
Occupation and industry figures describe employed residents of the suburb.
How active is the workforce in Horsfield Bay?Participation, employment pattern and unemployment describe the resident labour force.
The labour-force participation rate was 64.6%, compared with 60.0% across Greater Sydney.
34.5% of residents aged 15 and over worked full time, while 23.1% worked part time.
Unemployment was 5.1%, compared with 5.1% across Greater Sydney.
Labour-force figures come from the 2021 Census.
What does the health profile of Horsfield Bay show?Selected long-term health conditions help describe community service needs.
59.3% reported no selected long-term health condition.
10.4% reported a long-term mental health condition, including depression or anxiety.
8.4% reported asthma, 7.4% arthritis and 5.0% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
How educated is Horsfield Bay?Qualifications describe the study pathways represented among local residents.
26.8% of people in the qualifications table held a bachelor degree. That is well below the Greater Sydney average.
Postgraduate degrees accounted for 10.9% of qualification responses.
Diploma-level qualifications represented 20.2%, while certificate-level qualifications represented 31.1%.
Qualification categories are reported separately and are not school ratings.
What do incomes and housing costs look like in Horsfield Bay?Census income and household payments give historical context for local living costs.
Median household income was $2,083 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $2,167.
Occupied renting households reported a median rent of $490 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
How does Horsfield Bay compare with Greater Sydney?A few clear differences place the suburb in its wider metropolitan context.
Working from home was 44.6% in Horsfield Bay, compared with 38.9% across Greater Sydney.
Outright ownership was 40.1% locally and 28.6% across Greater Sydney. That is well above the Greater Sydney average.
Renting accounted for 10.7% in Horsfield Bay, against 37.1% across Greater Sydney.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
A buyer’s quick guide to Horsfield Bay
Is Horsfield Bay expensive?
The median house price is $1,120,000. Bedroom count, land and condition still create a wide range around those suburb medians.
Is Horsfield Bay good for families?
The Census counted 150 local families, and 16.2% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
What can I get for $1.5m in Horsfield Bay?
4-bedroom houses have a median around $1,120,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Streets and suburbs around Horsfield Bay
7 streets in Horsfield Bay
Street-by-street reports are not published yet. The streets below are the ones this suburb covers.
- Banyo Cl
- Culgoa Rd
- Gabagong Rd
- Goondi Cl
- Horsfield Rd
- Kunala Ln
- Woy Woy Rd
12 suburbs surrounding Horsfield Bay
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Is Horsfield Bay right for your search?
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Read the thinking
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.