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The quick read on

Warners Bay

NSW 2282 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,220,000

latest suburb median

Median unit
$921,000

latest suburb median

Population
8,237

ABS 2021

Postcode
2282

Warners Bay, New South Wales

Property market insights for Warners Bay

Median sale price and rental income of properties in Warners Bay NSW

Median price trend for houses

Based on 90 sales in the preceding 12 months

$1,220,000

Up 15.6% over 12 months

$1.4m$1.2m$1m20212023202420252026
3 bed
$1.09m
4 bed
$1.28m
5+ bed
$1.82m

Median rent trend for houses

Based on 87 rental listings in the preceding 12 months

$725 per week

Up 7.4% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Warners Bay, NSW is currently $1,220,000, based on the latest 12 months of sales. Warners Bay has a 12-month growth rate of 15.6% for houses and 15.1% for units.

Three-bedroom houses have a median sale price of $1,090,000, Four-bedroom houses have a median sale price of $1,280,000, Larger houses have a median sale price of $1,820,000 in Warners Bay.

If you're looking to lease, the median rent for houses in Warners Bay is $725 per week. The median house rent has increased 7.4% over the last 12 months.

The median price of apartments and units for sale in Warners Bay is $921,000, which has increased 15.1% since the same time last year. One-bedroom apartments and units have a median sale price of $666,000, Two-bedroom apartments and units have a median sale price of $810,000, Three-bedroom apartments and units have a median sale price of $1,040,000, Four-bedroom apartments and units have a median sale price of $1,220,000 in Warners Bay. The median rent for units and apartments in Warners Bay is $688 per week and has increased 10.1% over the last 12 months.

Crime and safety

Is Warners Bay safe?

The overall rate for Warners Bay is 3,514 offences per 100,000 residents — 7% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Warners Bay.

Overall crime rate

3,514

offences per 100,000 residents

7% aboveRest of NSW

Warners BayRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Warners Bay?

Warners Bay NSW 2282 is in New South Wales, within Rest of NSW.

8,237 people call Warners Bay home, with an average of 2.3 people per household and a median household income of $1,494 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
8,237
Median age
46 years
Median mortgage
$2,058 / month
2021 household rent
$420 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1516.0%Below
15–3420.5%Below
35–5425.5%Above
55–7425.8%In line
75 and over12.4%Above

Homes

Share of occupied private dwellings.

Separate houses67.6%Below
Townhouses23.1%Above
Apartments8.9%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright45.3%Above
Paying a mortgage30.8%Below
Renting23.9%Below

Cars at home

Vehicles available to occupied households.

No car5.0%Below
One car39.4%Above
Two cars38.0%In line
Three or more17.5%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home22.4%Above
Drove to work53.8%Below
Train, tram or bus0.5%In line
Walked or cycled1.6%Below

What stands out in Warners Bay

22.4% of workers in Warners Bay worked from home on Census day — noticeably more common than across Rest of NSW.

3.1% of Warners Bay residents were born in England.

39.8% of people in Warners Bay described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Warners Bay

Open any question for a plain-English reading of the public 2021 Census for Warners Bay NSW 2282.

Is Warners Bay family-friendly?Age, family structure and household size describe the community families would be joining.

16.0% of Warners Bay's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

2,386 family households lived in Warners Bay; 36.5% were couple families and 17.9% were one-parent families.

31.9% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Warners Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Warners Bay had 8,237 residents at the 2021 Census.

20.9% of residents were aged 25 to 44.

38.2% were 55 or older. That is somewhat above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Warners Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 67.6% of occupied private dwellings in Warners Bay.

Townhouses and other attached homes represented 23.1% of occupied private dwellings.

Flats and apartments accounted for 8.9% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Warners Bay?Tenure shows how many households own outright, have a mortgage or rent.

45.3% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

30.8% were buying their home with a mortgage.

23.9% rented their home. That is somewhat below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Warners Bay?Household-size data shows the mix behind the suburb-wide average.

The average household in Warners Bay had 2.3 people.

One-person households made up 29.1% of occupied homes. That is close to the Rest of NSW average.

Two-person households represented 37.3%, while 20.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Warners Bay?Census-day travel shows the balance between home, road, public transport and active travel.

22.4% of workers worked from home on Census day. That is well above the Rest of NSW average.

53.8% drove a car as their only travel method. That is well below the Rest of NSW average.

0.5% used only a train, tram or bus, while 1.6% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Warners Bay?Vehicle availability helps describe the routines local households can support.

5.0% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 39.4% of the total.

55.5% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Warners Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

59.9% were at the same address five years earlier, while 40.1% reported a different address.

12.2% of residents were born outside Australia. That is almost exactly typical for Rest of NSW.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Warners Bay?Language at home gives a direct view of the community’s everyday linguistic mix.

91.2% of residents used only English at home.

5.4% used a language other than English at home.

0.3% spoke Mandarin at home, 0.2% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Warners Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

12.2% of Warners Bay's population was born outside Australia, while roughly 87.8% was born in Australia.

0.3% of residents were born in China.

0.6% were born in India, while Australian citizenship across the whole suburb stood at 93.0%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Warners Bay?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 45.7% of ancestry responses in Warners Bay.

Australian ancestry made up 41.4% of responses.

Chinese ancestry represented 0.9% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Warners Bay?Occupation describes a person’s role; industry describes the sector employing them.

24.9% of employed residents worked in professional occupations. That is somewhat above the Rest of NSW average.

Managers accounted for 11.1% of employed residents, while clerical and administrative workers made up 14.7%.

Health care and social assistance employed 19.7% of workers, and education and training employed 10.4%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Warners Bay?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 57.8%, compared with 56.4% across Rest of NSW.

31.5% of residents aged 15 and over worked full time, while 20.3% worked part time.

Unemployment was 3.7%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Warners Bay show?Selected long-term health conditions help describe community service needs.

53.2% reported no selected long-term health condition.

11.7% reported a long-term mental health condition, including depression or anxiety.

9.9% reported asthma, 12.8% arthritis and 5.5% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Warners Bay?Qualifications describe the study pathways represented among local residents.

24.3% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.

Postgraduate degrees accounted for 7.0% of qualification responses.

Diploma-level qualifications represented 16.9%, while certificate-level qualifications represented 38.2%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Warners Bay?Census income and household payments give historical context for local living costs.

Median household income was $1,494 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,058.

Occupied renting households reported a median rent of $420 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Warners Bay compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 22.4% in Warners Bay, compared with 15.7% across Rest of NSW.

Outright ownership was 45.3% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 23.9% in Warners Bay, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Warners Bay

Is Warners Bay expensive?

The median house price is $1,220,000, while units and apartments sit at $921,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Warners Bay good for families?

The Census counted 2,386 local families, and 16.0% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Warners Bay?

4-bedroom houses have a median around $1,280,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Warners Bay

111 streets in Warners Bay

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Alam St
  • Albert Street
  • Andrew St
  • Ashton Cl
  • Augusta St
  • Aurora Ct
  • Barbara St
  • Bayview St
  • Beecroft St
  • Beryl St
  • Biddabah Ave
  • Bonarius St
  • Bucklee Cr
  • Burgin
  • Butler Cr
  • Campbell St
  • Carwood Cl
  • Charles St
Show all 111 streets
  • Chartley St
  • Chelston St
  • Cleverton Cl
  • Coane St
  • Colby Cl
  • Colorado Cl
  • Coronation St
  • Cotter Ln
  • Crestwood Pl
  • Croydon Pl
  • Daraya Cl
  • Daydawn Ave
  • Delma Pde
  • East St
  • Eaton Cl
  • Elron Ct
  • Enterprise Dr
  • Fairfax Rd
  • Forrester Cl
  • Gayton Cl
  • Grasmere
  • Gregory Pde
  • Harrison St
  • Hillsborough Rd
  • Hindmarsh St
  • Holt St
  • Howard St
  • Hughes Ave
  • Indiana Cl
  • James St
  • Janice St
  • Jesson Pde
  • John St
  • Jonathan St
  • Jones Ave
  • Julie Ave
  • Kanangra St
  • King St
  • Lake St
  • Lawford Cl
  • Lisa Ave
  • Macquarie Rd
  • Margaret St
  • Martin St
  • Maurie Ave
  • Medcalf St
  • Milloba Cl
  • Mills St
  • Minnesota
  • Myles Ave
  • Nebraska Cl
  • New Rd
  • New York Ave
  • Nott St
  • Olsen Cr
  • Palm Ct
  • Panorama Pde
  • Peachwood Cl
  • Phoenix Dr
  • Plumridge Cl
  • Pring St
  • Pryors Ln
  • Punt Rd
  • Queen St
  • Ramsbury Cl
  • Rayford St
  • Robert Ave
  • Royal St
  • Ruswell Ave
  • Sadlier Cl
  • Seaman Ave
  • Spencer St
  • Starling St
  • Sweet St
  • Taylor Cr
  • Terone Cl
  • The Esplanade
  • Vennard St
  • Vermont Pl
  • Vincent St
  • Virginia St
  • Walker Street
  • Warners Bay Rd
  • Warner St
  • Wellham Cl
  • Wellings St
  • Whitby St
  • Whyte St
  • Wilton Cl
  • Windross Dr
  • Winterlake Rd
  • Yorston St
  • Yuruga St

Keep exploring

Is Warners Bay right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.