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Aerial view of Speers Point, NSW

Aerial view

Imagery © Esri

The quick read on

Speers Point

NSW 2284 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,210,000

latest suburb median

Median unit
$920,000

latest suburb median

Population
3,400

ABS 2021

Postcode
2284

Speers Point, New South Wales

Property market insights for Speers Point

Median sale price and rental income of properties in Speers Point NSW

Median price trend for houses

Based on 53 sales in the preceding 12 months

$1,210,000

Up 3.6% over 12 months

$1.4m$1.2m$1m20212023202420252026
2 bed
$862k
3 bed
$1.14m
4 bed
$1.66m
5+ bed
$1.48m

Median rent trend for houses

Based on 50 rental listings in the preceding 12 months

$750 per week

Up 3.4% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Speers Point, NSW is currently $1,210,000, based on the latest 12 months of sales. Speers Point has a 12-month growth rate of 3.6% for houses and 4.3% for units.

Two-bedroom houses have a median sale price of $862,000, Three-bedroom houses have a median sale price of $1,140,000, Four-bedroom houses have a median sale price of $1,660,000, Larger houses have a median sale price of $1,480,000 in Speers Point.

If you're looking to lease, the median rent for houses in Speers Point is $750 per week. The median house rent has increased 3.4% over the last 12 months.

The median price of apartments and units for sale in Speers Point is $920,000, which has increased 4.3% since the same time last year. Two-bedroom apartments and units have a median sale price of $875,000, Three-bedroom apartments and units have a median sale price of $925,000 in Speers Point. The median rent for units and apartments in Speers Point is $625 per week and has increased 4.2% over the last 12 months.

Crime and safety

Is Speers Point safe?

The overall rate for Speers Point is 2,226 offences per 100,000 residents — 32% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Speers Point.

Overall crime rate

2,226

offences per 100,000 residents

32% belowRest of NSW

Speers PointRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Speers Point?

Speers Point NSW 2284 is in New South Wales, within Rest of NSW.

3,400 people call Speers Point home, with an average of 2.4 people per household and a median household income of $1,766 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
3,400
Median age
45 years
Median mortgage
$2,167 / month
2021 household rent
$393 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1516.6%Below
15–3420.1%Below
35–5426.3%Above
55–7427.6%Above
75 and over9.5%In line

Homes

Share of occupied private dwellings.

Separate houses80.6%Below
Townhouses16.3%Above
Apartments3.4%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright40.1%Above
Paying a mortgage36.7%Above
Renting23.1%Below

Cars at home

Vehicles available to occupied households.

No car5.1%In line
One car32.6%Below
Two cars40.8%Above
Three or more21.3%In line

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home24.8%Above
Drove to work55.5%Below
Train, tram or bus0.6%In line
Walked or cycled1.1%Below

What stands out in Speers Point

24.8% of workers in Speers Point worked from home on Census day — noticeably more common than across Rest of NSW.

2.6% of Speers Point residents were born in England.

38.1% of people in Speers Point described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Speers Point

Open any question for a plain-English reading of the public 2021 Census for Speers Point NSW 2284.

Is Speers Point family-friendly?Age, family structure and household size describe the community families would be joining.

16.6% of Speers Point's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

970 family households lived in Speers Point; 38.9% were couple families and 17.1% were one-parent families.

33.5% of local families included children under 15. That is close to the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Speers Point?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Speers Point had 3,400 residents at the 2021 Census.

21.4% of residents were aged 25 to 44.

37.1% were 55 or older. That is close to the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Speers Point?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 80.6% of occupied private dwellings in Speers Point.

Townhouses and other attached homes represented 16.3% of occupied private dwellings.

Flats and apartments accounted for 3.4% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Speers Point?Tenure shows how many households own outright, have a mortgage or rent.

40.1% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.

36.7% were buying their home with a mortgage.

23.1% rented their home. That is somewhat below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Speers Point?Household-size data shows the mix behind the suburb-wide average.

The average household in Speers Point had 2.4 people.

One-person households made up 27.9% of occupied homes. That is almost exactly typical for Rest of NSW.

Two-person households represented 35.5%, while 21.8% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Speers Point?Census-day travel shows the balance between home, road, public transport and active travel.

24.8% of workers worked from home on Census day. That is well above the Rest of NSW average.

55.5% drove a car as their only travel method. That is somewhat below the Rest of NSW average.

0.6% used only a train, tram or bus, while 1.1% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Speers Point?Vehicle availability helps describe the routines local households can support.

5.1% of occupied households had no motor vehicle available. That is almost exactly typical for Rest of NSW.

One-car households formed 32.6% of the total.

62.0% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Speers Point, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

60.7% were at the same address five years earlier, while 39.3% reported a different address.

12.0% of residents were born outside Australia. That is almost exactly typical for Rest of NSW.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Speers Point?Language at home gives a direct view of the community’s everyday linguistic mix.

90.4% of residents used only English at home.

6.5% used a language other than English at home.

0.5% spoke Mandarin at home, 0.4% spoke Cantonese and 0.9% spoke Hindi.

Home language is separate from English proficiency.

Where were Speers Point residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

12.0% of Speers Point's population was born outside Australia, while roughly 88.0% was born in Australia.

0.4% of residents were born in China.

1.3% were born in India, while Australian citizenship across the whole suburb stood at 93.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Speers Point?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.1% of ancestry responses in Speers Point.

Australian ancestry made up 40.3% of responses.

Chinese ancestry represented 1.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Speers Point?Occupation describes a person’s role; industry describes the sector employing them.

25.6% of employed residents worked in professional occupations. That is well above the Rest of NSW average.

Managers accounted for 13.4% of employed residents, while clerical and administrative workers made up 13.6%.

Health care and social assistance employed 19.4% of workers, and education and training employed 10.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Speers Point?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 60.1%, compared with 56.4% across Rest of NSW.

33.0% of residents aged 15 and over worked full time, while 20.4% worked part time.

Unemployment was 3.7%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Speers Point show?Selected long-term health conditions help describe community service needs.

54.2% reported no selected long-term health condition.

11.6% reported a long-term mental health condition, including depression or anxiety.

10.5% reported asthma, 12.4% arthritis and 5.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Speers Point?Qualifications describe the study pathways represented among local residents.

24.7% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.

Postgraduate degrees accounted for 7.6% of qualification responses.

Diploma-level qualifications represented 17.0%, while certificate-level qualifications represented 37.0%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Speers Point?Census income and household payments give historical context for local living costs.

Median household income was $1,766 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,167.

Occupied renting households reported a median rent of $393 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Speers Point compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 24.8% in Speers Point, compared with 15.7% across Rest of NSW.

Outright ownership was 40.1% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.

Renting accounted for 23.1% in Speers Point, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Speers Point

Is Speers Point expensive?

The median house price is $1,210,000, while units and apartments sit at $920,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Speers Point good for families?

The Census counted 970 local families, and 16.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Speers Point?

Larger houses have a median around $1,480,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Speers Point

56 streets in Speers Point

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Albert St
  • Albion Cl
  • Alley St
  • Ash St
  • Atkin Ave
  • Barford St
  • Bell St
  • Berkeley St
  • Bindalang Circuit
  • Braye St
  • Chippindall St
  • Cohen St
  • Cornish St
  • Council St
  • Curramyah Pl
  • Davis St
  • Daydawn Ave
  • Duwaribari Road
Show all 56 streets
  • Edith St
  • Eighth St
  • Elva Ave
  • Fairfax Rd
  • Farm St
  • Hamilton St
  • Hibiscus Cl
  • Hopkins St
  • Joseph Palmer Cl
  • Karubaaling Way
  • Kirai Drive
  • Lakeview St
  • Leyton St
  • Lynn Pl
  • Macquarie St
  • Main Rd
  • Maran St
  • Mary St
  • Morse St
  • Moulden St
  • Nord St
  • Park Rd
  • Parkstone Cl
  • Quarry Rd
  • Rani Cl
  • Rayford St
  • Raymond St
  • Ryan St
  • Seventh St
  • Short St
  • Sneddon Court
  • Sneddon Ct
  • Speers Street
  • T C Frith Ave
  • The Esplanade
  • Thompson Rd
  • Winakang Street
  • Yaayin Way

Keep exploring

Is Speers Point right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.