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Aerial view of Teralba, NSW

Aerial view

Imagery © Esri

The quick read on

Teralba

NSW 2284 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,120,000

latest suburb median

Median unit
$645,000

latest suburb median

Population
2,654

ABS 2021

Postcode
2284

Teralba, New South Wales

Property market insights for Teralba

Median sale price and rental income of properties in Teralba NSW

Median price trend for houses

Based on 52 sales in the preceding 12 months

$1,120,000

Up 23.0% over 12 months

$1.5m$1m$500k20212023202420252026
3 bed
$925k
4 bed
$1.23m
5+ bed
$1.25m

Median rent trend for houses

Based on 36 rental listings in the preceding 12 months

$750 per week

No change over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Teralba, NSW is currently $1,120,000, based on the latest 12 months of sales. Teralba has a 12-month growth rate of 23.0% for houses and 1.6% for units.

Three-bedroom houses have a median sale price of $925,000, Four-bedroom houses have a median sale price of $1,230,000, Larger houses have a median sale price of $1,250,000 in Teralba.

If you're looking to lease, the median rent for houses in Teralba is $750 per week. The median house rent has remained unchanged over the last 12 months.

The median price of apartments and units for sale in Teralba is $645,000, which has increased 1.6% since the same time last year. Two-bedroom apartments and units have a median sale price of $645,000 in Teralba. The median rent for units and apartments in Teralba is $525 per week and has increased 19.9% over the last 12 months.

Crime and safety

Is Teralba safe?

The overall rate for Teralba is 3,399 offences per 100,000 residents — broadly in line with Rest of NSW.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Teralba.

Overall crime rate

3,399

offences per 100,000 residents

In line withRest of NSW

TeralbaRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Teralba?

Teralba NSW 2284 is in New South Wales, within Rest of NSW.

2,654 people call Teralba home, with an average of 2.6 people per household and a median household income of $2,060 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
2,654
Median age
37 years
Median mortgage
$2,167 / month
2021 household rent
$363 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1520.2%Above
15–3426.0%Above
35–5424.9%Above
55–7420.2%Below
75 and over9.4%Below

Homes

Share of occupied private dwellings.

Separate houses87.2%Above
Townhouses7.2%Below
Apartments0.8%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright27.8%Below
Paying a mortgage49.5%Above
Renting22.7%Below

Cars at home

Vehicles available to occupied households.

No car3.9%Below
One car30.4%Below
Two cars41.2%Above
Three or more24.3%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home19.7%Above
Drove to work58.0%Below
Train, tram or bus0.9%In line
Walked or cycled0.4%Below

What stands out in Teralba

19.7% of workers in Teralba worked from home on Census day — noticeably more common than across Rest of NSW.

2.7% of Teralba residents were born in England.

43.6% of people in Teralba described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Teralba

Open any question for a plain-English reading of the public 2021 Census for Teralba NSW 2284.

Is Teralba family-friendly?Age, family structure and household size describe the community families would be joining.

20.2% of Teralba's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

728 family households lived in Teralba; 47.1% were couple families and 15.5% were one-parent families.

40.5% of local families included children under 15. That is somewhat above the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Teralba?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Teralba had 2,654 residents at the 2021 Census.

30.0% of residents were aged 25 to 44.

29.5% were 55 or older. That is well below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Teralba?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 87.2% of occupied private dwellings in Teralba.

Townhouses and other attached homes represented 7.2% of occupied private dwellings.

Flats and apartments accounted for 0.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Teralba?Tenure shows how many households own outright, have a mortgage or rent.

27.8% of households with a stated tenure owned their home outright. That is well below the Rest of NSW average.

49.5% were buying their home with a mortgage.

22.7% rented their home. That is somewhat below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Teralba?Household-size data shows the mix behind the suburb-wide average.

The average household in Teralba had 2.6 people.

One-person households made up 22.7% of occupied homes. That is somewhat below the Rest of NSW average.

Two-person households represented 32.9%, while 27.3% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Teralba?Census-day travel shows the balance between home, road, public transport and active travel.

19.7% of workers worked from home on Census day. That is somewhat above the Rest of NSW average.

58.0% drove a car as their only travel method. That is close to the Rest of NSW average.

0.9% used only a train, tram or bus, while 0.4% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Teralba?Vehicle availability helps describe the routines local households can support.

3.9% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 30.4% of the total.

65.5% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Teralba, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

39.8% were at the same address five years earlier, while 60.2% reported a different address.

8.9% of residents were born outside Australia. That is somewhat below the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Teralba?Language at home gives a direct view of the community’s everyday linguistic mix.

91.1% of residents used only English at home.

4.6% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.2% spoke Hindi.

Home language is separate from English proficiency.

Where were Teralba residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

8.9% of Teralba's population was born outside Australia, while roughly 91.1% was born in Australia.

0.2% of residents were born in China.

0.7% were born in India, while Australian citizenship across the whole suburb stood at 92.7%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Teralba?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 46.1% of ancestry responses in Teralba.

Australian ancestry made up 44.6% of responses.

Chinese ancestry represented 0.8% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Teralba?Occupation describes a person’s role; industry describes the sector employing them.

22.0% of employed residents worked in professional occupations. That is somewhat above the Rest of NSW average.

Managers accounted for 10.6% of employed residents, while clerical and administrative workers made up 11.5%.

Health care and social assistance employed 19.2% of workers, and education and training employed 8.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Teralba?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 62.4%, compared with 56.4% across Rest of NSW.

35.9% of residents aged 15 and over worked full time, while 18.3% worked part time.

Unemployment was 4.3%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Teralba show?Selected long-term health conditions help describe community service needs.

54.9% reported no selected long-term health condition.

12.5% reported a long-term mental health condition, including depression or anxiety.

10.9% reported asthma, 11.6% arthritis and 5.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Teralba?Qualifications describe the study pathways represented among local residents.

18.4% of people in the qualifications table held a bachelor degree. That is close to the Rest of NSW average.

Postgraduate degrees accounted for 4.8% of qualification responses.

Diploma-level qualifications represented 15.4%, while certificate-level qualifications represented 46.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Teralba?Census income and household payments give historical context for local living costs.

Median household income was $2,060 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,167.

Occupied renting households reported a median rent of $363 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Teralba compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 19.7% in Teralba, compared with 15.7% across Rest of NSW.

Outright ownership was 27.8% locally and 39.6% across Rest of NSW. That is well below the Rest of NSW average.

Renting accounted for 22.7% in Teralba, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Teralba

Is Teralba expensive?

The median house price is $1,120,000, while units and apartments sit at $645,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Teralba good for families?

The Census counted 728 local families, and 20.2% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Teralba?

Larger houses have a median around $1,250,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Teralba

55 streets in Teralba

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Anchorage Pl
  • Anzac Pde
  • Awaba St
  • Banyan St
  • Bath St
  • Blair St
  • Bliss St
  • Bowline St
  • Bream Rd
  • Caravel St
  • Castaway Cr
  • Cliffbrook St
  • Cockle Cr
  • Cordage Way
  • Cumberland St
  • Current Ave
  • Diesel Cl
  • Fin St
Show all 55 streets
  • Fishermans Dr
  • Five Islands Rd
  • Flybridge Cl
  • Griffen Rd
  • Hillside Cr
  • James St
  • Lake Cr
  • Margaret St
  • Maverick Ln
  • Myrtle St
  • North St
  • Northville Dr
  • Outrigger Drive
  • Park St
  • Pelican Street
  • Pitt St
  • Powerhouse Road
  • Quarry Rd
  • Racecourse Rd
  • Railway St
  • Read Pl
  • Regatta Cl
  • Rhondda Rd
  • Rodgers St
  • Sail St
  • Short St
  • Sidelight Street
  • Snapper Cl
  • The Weir Road
  • Tristania Cl
  • Victoria St
  • Wakefield Rd
  • Watkins Ln
  • Wheelhouse Rd
  • William St
  • York St
  • Zephyr Ave

Keep exploring

Is Teralba right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.