Microburbs
Aerial view of Fennell Bay, NSW

Aerial view

Imagery © Esri

The quick read on

Fennell Bay

NSW 2283 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$830,000

latest suburb median

Population
1,780

ABS 2021

Postcode
2283

Fennell Bay, New South Wales

Property market insights for Fennell Bay

Median sale price and rental income of properties in Fennell Bay NSW

Median price trend for houses

Based on 34 sales in the preceding 12 months

$830,000

Up 1.2% over 12 months

$1m$800k$600k20212023202420252026
2 bed
$730k
3 bed
$825k
4 bed
$1.05m

Median rent trend for houses

Based on 21 rental listings in the preceding 12 months

$675 per week

Up 17.4% over 12 months

$700$600$500$40020212023202420252026

Market data updated October 2026.

The median house price in Fennell Bay, NSW is currently $830,000, based on the latest 12 months of sales. Fennell Bay has a 12-month growth rate of 1.2% for houses and -13.4% for units.

Two-bedroom houses have a median sale price of $730,000, Three-bedroom houses have a median sale price of $825,000, Four-bedroom houses have a median sale price of $1,050,000 in Fennell Bay.

If you're looking to lease, the median rent for houses in Fennell Bay is $675 per week. The median house rent has increased 17.4% over the last 12 months.

The median rent for units and apartments in Fennell Bay is $512 per week and has increased 2.4% over the last 12 months.

Crime and safety

Is Fennell Bay safe?

The overall rate for Fennell Bay is 2,622 offences per 100,000 residents — 21% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Fennell Bay.

Overall crime rate

2,622

offences per 100,000 residents

21% belowRest of NSW

Fennell BayRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Fennell Bay?

Fennell Bay NSW 2283 is in New South Wales, within Rest of NSW.

1,780 people call Fennell Bay home, with an average of 2.4 people per household and a median household income of $1,375 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
1,780
Median age
45 years
Median mortgage
$1,734 / month
2021 household rent
$368 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1514.6%Below
15–3424.3%Above
35–5422.9%Below
55–7427.3%Above
75 and over10.6%Above

Homes

Share of occupied private dwellings.

Separate houses88.1%Above
Townhouses6.0%Below
Apartments5.9%In line

Ownership

Share of homes with a stated ownership or rental status.

Owned outright40.6%Above
Paying a mortgage35.1%Above
Renting24.3%Below

Cars at home

Vehicles available to occupied households.

No car5.1%In line
One car31.7%Below
Two cars42.1%Above
Three or more22.1%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home15.3%In line
Drove to work61.8%Above
Train, tram or bus0.9%In line
Walked or cycled0.9%Below

What stands out in Fennell Bay

15.3% of workers in Fennell Bay worked from home on Census day.

2.1% of Fennell Bay residents were born in England.

41.2% of people in Fennell Bay described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Fennell Bay

Open any question for a plain-English reading of the public 2021 Census for Fennell Bay NSW 2283.

Is Fennell Bay family-friendly?Age, family structure and household size describe the community families would be joining.

14.6% of Fennell Bay's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

504 family households lived in Fennell Bay; 35.1% were couple families and 17.9% were one-parent families.

30.4% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Fennell Bay?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Fennell Bay had 1,780 residents at the 2021 Census.

22.9% of residents were aged 25 to 44.

37.9% were 55 or older. That is close to the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Fennell Bay?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 88.1% of occupied private dwellings in Fennell Bay.

Townhouses and other attached homes represented 6.0% of occupied private dwellings.

Flats and apartments accounted for 5.9% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Fennell Bay?Tenure shows how many households own outright, have a mortgage or rent.

40.6% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.

35.1% were buying their home with a mortgage.

24.3% rented their home. That is somewhat below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Fennell Bay?Household-size data shows the mix behind the suburb-wide average.

The average household in Fennell Bay had 2.4 people.

One-person households made up 27.4% of occupied homes. That is close to the Rest of NSW average.

Two-person households represented 38.1%, while 20.6% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Fennell Bay?Census-day travel shows the balance between home, road, public transport and active travel.

15.3% of workers worked from home on Census day. That is almost exactly typical for Rest of NSW.

61.8% drove a car as their only travel method. That is close to the Rest of NSW average.

0.9% used only a train, tram or bus, while 0.9% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Fennell Bay?Vehicle availability helps describe the routines local households can support.

5.1% of occupied households had no motor vehicle available. That is almost exactly typical for Rest of NSW.

One-car households formed 31.7% of the total.

64.2% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Fennell Bay, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

63.4% were at the same address five years earlier, while 36.6% reported a different address.

10.1% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Fennell Bay?Language at home gives a direct view of the community’s everyday linguistic mix.

90.0% of residents used only English at home.

4.4% used a language other than English at home.

0.7% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Fennell Bay residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

10.1% of Fennell Bay's population was born outside Australia, while roughly 89.9% was born in Australia.

0.2% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 90.2%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Fennell Bay?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.8% of ancestry responses in Fennell Bay.

Australian ancestry made up 42.5% of responses.

Chinese ancestry represented 1.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Fennell Bay?Occupation describes a person’s role; industry describes the sector employing them.

17.6% of employed residents worked in professional occupations. That is close to the Rest of NSW average.

Managers accounted for 8.0% of employed residents, while clerical and administrative workers made up 12.0%.

Health care and social assistance employed 15.3% of workers, and education and training employed 8.0%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Fennell Bay?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 53.5%, compared with 56.4% across Rest of NSW.

27.4% of residents aged 15 and over worked full time, while 19.4% worked part time.

Unemployment was 5.2%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Fennell Bay show?Selected long-term health conditions help describe community service needs.

49.3% reported no selected long-term health condition.

13.2% reported a long-term mental health condition, including depression or anxiety.

10.8% reported asthma, 13.8% arthritis and 7.0% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Fennell Bay?Qualifications describe the study pathways represented among local residents.

17.5% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of NSW average.

Postgraduate degrees accounted for 4.4% of qualification responses.

Diploma-level qualifications represented 13.8%, while certificate-level qualifications represented 45.9%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Fennell Bay?Census income and household payments give historical context for local living costs.

Median household income was $1,375 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,734.

Occupied renting households reported a median rent of $368 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Fennell Bay compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 15.3% in Fennell Bay, compared with 15.7% across Rest of NSW.

Outright ownership was 40.6% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.

Renting accounted for 24.3% in Fennell Bay, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Fennell Bay

Is Fennell Bay expensive?

The median house price is $830,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Fennell Bay good for families?

The Census counted 504 local families, and 14.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Fennell Bay?

4-bedroom houses have a median around $1,050,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Fennell Bay

31 streets in Fennell Bay

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Bay Rd
  • Bellevue Ln
  • Blandford St
  • Bluerock Cl
  • Boat Ally
  • Brighton St
  • Brougham Ave
  • Cartwright St
  • Corella Cl
  • Edward St
  • Elizabeth St
  • Fig Tree Ln
  • Gilwell Cl
  • Goldsmith Ave
  • Greystone Cl
  • Harrington St
  • Hely Ave
  • Jamboree Cl
Show all 31 streets
  • Lake Macquarie Cl
  • Lake Rd
  • Macquarie Road
  • Mahogany Pl
  • Main Rd
  • Margaret St
  • Old Main Rd
  • Ottys Ln
  • Potter Cl
  • Prince St
  • Sandra St
  • Toronto Rd
  • Turnbull St

Keep exploring

Is Fennell Bay right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.