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Aerial view of Caves Beach, NSW

Aerial view

Imagery © Esri

The quick read on

Caves Beach

NSW 2281 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,330,000

latest suburb median

Median unit
$1,300,000

latest suburb median

Population
4,016

ABS 2021

Postcode
2281

Caves Beach, New South Wales

Property market insights for Caves Beach

Median sale price and rental income of properties in Caves Beach NSW

Median price trend for houses

Based on 56 sales in the preceding 12 months

$1,330,000

Down 3.4% over 12 months

$1.6m$1.4m$1.2m20212023202420252026
2 bed
$875k
3 bed
$1.19m
4 bed
$1.62m
5+ bed
$1.85m

Median rent trend for houses

Based on 39 rental listings in the preceding 12 months

$850 per week

Up 6.3% over 12 months

$900$800$700$60020212023202420252026

Market data updated October 2026.

The median house price in Caves Beach, NSW is currently $1,330,000, based on the latest 12 months of sales. Caves Beach has a 12-month growth rate of -3.4% for houses and 47.7% for units.

Two-bedroom houses have a median sale price of $875,000, Three-bedroom houses have a median sale price of $1,190,000, Four-bedroom houses have a median sale price of $1,620,000, Larger houses have a median sale price of $1,850,000 in Caves Beach.

If you're looking to lease, the median rent for houses in Caves Beach is $850 per week. The median house rent has increased 6.3% over the last 12 months.

The median price of apartments and units for sale in Caves Beach is $1,300,000, which has increased 47.7% since the same time last year. Two-bedroom apartments and units have a median sale price of $1,320,000, Three-bedroom apartments and units have a median sale price of $1,200,000 in Caves Beach. The median rent for units and apartments in Caves Beach is $638 per week and has increased 6.3% over the last 12 months.

Crime and safety

Is Caves Beach safe?

The overall rate for Caves Beach is 2,536 offences per 100,000 residents — 23% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Caves Beach.

Overall crime rate

2,536

offences per 100,000 residents

23% belowRest of NSW

Caves BeachRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Caves Beach?

Caves Beach NSW 2281 is in New South Wales, within Rest of NSW.

4,016 people call Caves Beach home, with an average of 2.6 people per household and a median household income of $1,628 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
4,016
Median age
49 years
Median mortgage
$2,090 / month
2021 household rent
$420 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1516.3%Below
15–3418.4%Below
35–5423.1%Below
55–7430.5%Above
75 and over11.9%Above

Homes

Share of occupied private dwellings.

Separate houses85.2%Above
Townhouses10.3%In line
Apartments4.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright50.5%Above
Paying a mortgage31.1%Below
Renting18.4%Below

Cars at home

Vehicles available to occupied households.

No car3.5%Below
One car31.5%Below
Two cars43.2%Above
Three or more21.6%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home24.7%Above
Drove to work52.3%Below
Train, tram or bus0.5%In line
Walked or cycled2.1%Below

What stands out in Caves Beach

24.7% of workers in Caves Beach worked from home on Census day — noticeably more common than across Rest of NSW.

3.5% of Caves Beach residents were born in England.

40.2% of people in Caves Beach described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Caves Beach

Open any question for a plain-English reading of the public 2021 Census for Caves Beach NSW 2281.

Is Caves Beach family-friendly?Age, family structure and household size describe the community families would be joining.

16.3% of Caves Beach's residents were children under 15 in the 2021 Census. That is close to the Rest of NSW average.

1,187 family households lived in Caves Beach; 38.6% were couple families and 16.2% were one-parent families.

30.2% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Caves Beach?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Caves Beach had 4,016 residents at the 2021 Census.

17.3% of residents were aged 25 to 44.

42.4% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Caves Beach?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 85.2% of occupied private dwellings in Caves Beach.

Townhouses and other attached homes represented 10.3% of occupied private dwellings.

Flats and apartments accounted for 4.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Caves Beach?Tenure shows how many households own outright, have a mortgage or rent.

50.5% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.

31.1% were buying their home with a mortgage.

18.4% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Caves Beach?Household-size data shows the mix behind the suburb-wide average.

The average household in Caves Beach had 2.6 people.

One-person households made up 21.1% of occupied homes. That is well below the Rest of NSW average.

Two-person households represented 39.7%, while 24.6% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Caves Beach?Census-day travel shows the balance between home, road, public transport and active travel.

24.7% of workers worked from home on Census day. That is well above the Rest of NSW average.

52.3% drove a car as their only travel method. That is well below the Rest of NSW average.

0.5% used only a train, tram or bus, while 2.1% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Caves Beach?Vehicle availability helps describe the routines local households can support.

3.5% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 31.5% of the total.

64.7% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Caves Beach, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

69.4% were at the same address five years earlier, while 30.6% reported a different address.

11.5% of residents were born outside Australia. That is close to the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Caves Beach?Language at home gives a direct view of the community’s everyday linguistic mix.

93.3% of residents used only English at home.

4.0% used a language other than English at home.

0.4% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Caves Beach residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

11.5% of Caves Beach's population was born outside Australia, while roughly 88.5% was born in Australia.

0.3% of residents were born in China.

0.2% were born in India, while Australian citizenship across the whole suburb stood at 94.3%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Caves Beach?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.0% of ancestry responses in Caves Beach.

Australian ancestry made up 44.2% of responses.

Chinese ancestry represented 1.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Caves Beach?Occupation describes a person’s role; industry describes the sector employing them.

23.2% of employed residents worked in professional occupations. That is somewhat above the Rest of NSW average.

Managers accounted for 12.8% of employed residents, while clerical and administrative workers made up 12.0%.

Health care and social assistance employed 16.2% of workers, and education and training employed 12.3%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Caves Beach?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 53.7%, compared with 56.4% across Rest of NSW.

26.7% of residents aged 15 and over worked full time, while 20.4% worked part time.

Unemployment was 4.8%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Caves Beach show?Selected long-term health conditions help describe community service needs.

53.2% reported no selected long-term health condition.

9.8% reported a long-term mental health condition, including depression or anxiety.

9.7% reported asthma, 14.1% arthritis and 5.6% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Caves Beach?Qualifications describe the study pathways represented among local residents.

23.5% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.

Postgraduate degrees accounted for 5.8% of qualification responses.

Diploma-level qualifications represented 16.5%, while certificate-level qualifications represented 40.3%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Caves Beach?Census income and household payments give historical context for local living costs.

Median household income was $1,628 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,090.

Occupied renting households reported a median rent of $420 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Caves Beach compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 24.7% in Caves Beach, compared with 15.7% across Rest of NSW.

Outright ownership was 50.5% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.

Renting accounted for 18.4% in Caves Beach, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Caves Beach

Is Caves Beach expensive?

The median house price is $1,330,000, while units and apartments sit at $1,300,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Caves Beach good for families?

The Census counted 1,187 local families, and 16.3% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Caves Beach?

4-bedroom houses have a median around $1,620,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Caves Beach

67 streets in Caves Beach

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Alexander Ave
  • Aquamarine Cl
  • Barellan St
  • Beachside Dr
  • Bligh Ave
  • Bloodwood Cl
  • Bottlebrush Gr
  • Braemar Rd
  • Brigantine Pl
  • Caldwell St
  • Callistemon Cl
  • Caves Beach Rd
  • Caves Ct
  • Cinnabar Cl
  • Civic Ave
  • Clipper Cl
  • Collins Cl
  • Copper Valley Cl
Show all 67 streets
  • Dolphin Ct
  • Driftwood Cl
  • Ebbtide Ave
  • Emerald Cl
  • Farrington Cl
  • Forest Oak Pl
  • Frenchmans
  • Galleon Gr
  • Gem Cl
  • Ironwood Cl
  • Island
  • Jan Cl
  • Kayuga Cl
  • Macquarie Gr
  • Martha St
  • Mawson Cl
  • Melaleuca Cl
  • Middle St
  • New St
  • North Cl
  • Northcote Ave
  • Oceanside Dr
  • Ocean View Pde
  • Pacific St
  • Palm Tree Cr
  • Park Ave
  • Phillip St
  • Rea St
  • Reid Cl
  • Rose Cl
  • Ruby Cl
  • Sapphire Cl
  • Satinwood Ct
  • Scenic Dr
  • Seacliff Pl
  • Sea Eagle Cr
  • Seahorse Pl
  • Seaside Cct
  • Seaspray Cl
  • Silky Oak Dr
  • Silver Birch Cl
  • South Cl
  • Spoon Rocks Rd
  • Strathmore Rd
  • Tasman Ct
  • The Esplanade
  • Village Gr
  • Yachtsman Ave
  • Yellowbox Cl

Keep exploring

Is Caves Beach right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.