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Aerial view of Swansea (NSW), NSW

Aerial view

Imagery © Esri

The quick read on

Swansea

NSW 2281 · Lake Macquarie

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,100,000

latest suburb median

Median unit
$794,000

latest suburb median

Population
5,044

ABS 2021

Postcode
2281

Swansea, New South Wales

Property market insights for Swansea (NSW)

Median sale price and rental income of properties in Swansea (NSW) NSW

Median price trend for houses

Based on 88 sales in the preceding 12 months

$1,100,000

Up 8.4% over 12 months

$1.2m$1m$800k20212023202420252026
2 bed
$850k
3 bed
$1.08m
4 bed
$1.3m
5+ bed
$1.15m

Median rent trend for houses

Based on 72 rental listings in the preceding 12 months

$675 per week

Up 8.0% over 12 months

$700$650$600$55020212023202420252026

Market data updated October 2026.

The median house price in Swansea (NSW), NSW is currently $1,100,000, based on the latest 12 months of sales. Swansea (NSW) has a 12-month growth rate of 8.4% for houses and 3.2% for units.

Two-bedroom houses have a median sale price of $850,000, Three-bedroom houses have a median sale price of $1,080,000, Four-bedroom houses have a median sale price of $1,300,000, Larger houses have a median sale price of $1,150,000 in Swansea (NSW).

If you're looking to lease, the median rent for houses in Swansea (NSW) is $675 per week. The median house rent has increased 8.0% over the last 12 months.

The median price of apartments and units for sale in Swansea (NSW) is $794,000, which has increased 3.2% since the same time last year. Two-bedroom apartments and units have a median sale price of $789,000, Three-bedroom apartments and units have a median sale price of $884,000 in Swansea (NSW). The median rent for units and apartments in Swansea (NSW) is $550 per week and has increased 4.8% over the last 12 months.

Crime and safety

Is Swansea safe?

The overall rate for Swansea is 26,414 offences per 100,000 residents — 701% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Swansea.

Overall crime rate

26,414

offences per 100,000 residents

701% aboveRest of NSW

SwanseaRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Swansea?

Swansea NSW 2281 is in New South Wales, within Rest of NSW.

5,044 people call Swansea home, with an average of 2.2 people per household and a median household income of $1,037 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
5,044
Median age
53 years
Median mortgage
$1,908 / month
2021 household rent
$330 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1513.5%Below
15–3417.1%Below
35–5422.1%Below
55–7430.7%Above
75 and over16.6%Above

Homes

Share of occupied private dwellings.

Separate houses68.1%Below
Townhouses8.8%Below
Apartments21.8%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright44.5%Above
Paying a mortgage26.0%Below
Renting29.5%Above

Cars at home

Vehicles available to occupied households.

No car10.5%Above
One car41.6%Above
Two cars32.4%Below
Three or more15.6%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home16.0%In line
Drove to work58.3%Below
Train, tram or bus0.7%In line
Walked or cycled2.2%Below

What stands out in Swansea

16.0% of workers in Swansea worked from home on Census day.

3.2% of Swansea residents were born in England.

40.4% of people in Swansea described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Swansea

Open any question for a plain-English reading of the public 2021 Census for Swansea NSW 2281.

Is Swansea family-friendly?Age, family structure and household size describe the community families would be joining.

13.5% of Swansea's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

1,406 family households lived in Swansea; 28.9% were couple families and 21.3% were one-parent families.

26.2% of local families included children under 15. That is well below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Swansea?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Swansea had 5,044 residents at the 2021 Census.

17.1% of residents were aged 25 to 44.

47.3% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Swansea?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 68.1% of occupied private dwellings in Swansea.

Townhouses and other attached homes represented 8.8% of occupied private dwellings.

Flats and apartments accounted for 21.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Swansea?Tenure shows how many households own outright, have a mortgage or rent.

44.5% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

26.0% were buying their home with a mortgage.

29.5% rented their home. That is close to the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Swansea?Household-size data shows the mix behind the suburb-wide average.

The average household in Swansea had 2.2 people.

One-person households made up 35.4% of occupied homes. That is well above the Rest of NSW average.

Two-person households represented 36.5%, while 15.1% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Swansea?Census-day travel shows the balance between home, road, public transport and active travel.

16.0% of workers worked from home on Census day. That is almost exactly typical for Rest of NSW.

58.3% drove a car as their only travel method. That is close to the Rest of NSW average.

0.7% used only a train, tram or bus, while 2.2% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Swansea?Vehicle availability helps describe the routines local households can support.

10.5% of occupied households had no motor vehicle available. That is about twice the Rest of NSW rate.

One-car households formed 41.6% of the total.

48.0% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Swansea, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

66.7% were at the same address five years earlier, while 33.3% reported a different address.

9.1% of residents were born outside Australia. That is somewhat below the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Swansea?Language at home gives a direct view of the community’s everyday linguistic mix.

92.6% of residents used only English at home.

2.8% used a language other than English at home.

0.1% spoke Mandarin at home, 0.1% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Swansea residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

9.1% of Swansea's population was born outside Australia, while roughly 90.9% was born in Australia.

0.1% of residents were born in China.

0.1% were born in India, while Australian citizenship across the whole suburb stood at 92.4%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Swansea?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 47.5% of ancestry responses in Swansea.

Australian ancestry made up 40.6% of responses.

Chinese ancestry represented 0.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Swansea?Occupation describes a person’s role; industry describes the sector employing them.

13.5% of employed residents worked in professional occupations. That is somewhat below the Rest of NSW average.

Managers accounted for 9.3% of employed residents, while clerical and administrative workers made up 12.8%.

Health care and social assistance employed 19.3% of workers, and education and training employed 7.3%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Swansea?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 44.3%, compared with 56.4% across Rest of NSW.

22.8% of residents aged 15 and over worked full time, while 15.0% worked part time.

Unemployment was 6.3%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Swansea show?Selected long-term health conditions help describe community service needs.

46.8% reported no selected long-term health condition.

12.2% reported a long-term mental health condition, including depression or anxiety.

10.2% reported asthma, 18.2% arthritis and 7.6% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Swansea?Qualifications describe the study pathways represented among local residents.

12.6% of people in the qualifications table held a bachelor degree. That is well below the Rest of NSW average.

Postgraduate degrees accounted for 1.8% of qualification responses.

Diploma-level qualifications represented 12.9%, while certificate-level qualifications represented 52.4%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Swansea?Census income and household payments give historical context for local living costs.

Median household income was $1,037 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,908.

Occupied renting households reported a median rent of $330 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Swansea compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 16.0% in Swansea, compared with 15.7% across Rest of NSW.

Outright ownership was 44.5% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 29.5% in Swansea, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Swansea (NSW)

Is Swansea (NSW) expensive?

The median house price is $1,100,000, while units and apartments sit at $794,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Swansea (NSW) good for families?

The Census counted 1,406 local families, and 13.5% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Swansea (NSW)?

4-bedroom houses have a median around $1,300,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Swansea (NSW)

63 streets in Swansea (NSW)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Albert St
  • Alexander Pl
  • Bay St
  • Beach St
  • Belmont St
  • Bowman St
  • Boyd St
  • Braemar Rd
  • Braemar Road
  • Bridge St
  • Burke St
  • Caldwell St
  • Catherine St
  • Chalmers St
  • Channel St
  • Charles St
  • Cork Pl
  • Dobinson Dr
Show all 63 streets
  • Elizabeth Pl
  • Forbes St
  • Francis St
  • Galgabba St
  • George St
  • Gray St
  • Hardy St
  • Jack High Cl
  • Josephson St
  • Kahibah St
  • Kennedy St
  • Kenny Cl
  • Lake Rd
  • Lakeside Dr
  • Lambton Parade
  • Macquarie St
  • Marks St
  • Milray Street
  • Moxey St
  • Murray St
  • Nash St
  • Nioka Pl
  • Northcote Ave
  • Old Pacific Highway
  • Oxley St
  • Pacific Hwy
  • Parbury Pl
  • Parbury Rd
  • Park Ave
  • Park St
  • Peel St
  • Peggy St
  • Pelican St
  • Rawson St
  • Richards Rd
  • Ross St
  • Sandford Ln
  • Sturt St
  • Swansea St
  • The Esplanade
  • Tomlin Pl
  • Wallace St
  • Wallarah St
  • Wills St
  • Wood St

Keep exploring

Is Swansea (NSW) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.