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Cowes, VIC, Tree-lined street with parked cars

Tree-lined street with parked cars

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The quick read on

Cowes

VIC 3922 · Bass Coast

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$699,000

latest suburb median

Median unit
$500,000

latest suburb median

Population
6,593

ABS 2021

Postcode
3922

Cowes, Victoria

Property market insights for Cowes

Median sale price and rental income of properties in Cowes VIC

Median price trend for houses

Based on 230 sales in the preceding 12 months

$699,000

Down 0.1% over 12 months

$900k$800k$700k20212023202420252026
1 bed
$320k
2 bed
$545k
3 bed
$640k
4 bed
$775k
5+ bed
$900k

Median rent trend for houses

Based on 128 rental listings in the preceding 12 months

$500 per week

Up 5.3% over 12 months

$550$500$450$40020212023202420252026

Market data updated October 2026.

The median house price in Cowes, VIC is currently $699,000, based on the latest 12 months of sales. Cowes has a 12-month growth rate of -0.1% for houses and -12.9% for units.

One-bedroom houses have a median sale price of $320,000, Two-bedroom houses have a median sale price of $545,000, Three-bedroom houses have a median sale price of $640,000, Four-bedroom houses have a median sale price of $775,000, Larger houses have a median sale price of $900,000 in Cowes.

If you're looking to lease, the median rent for houses in Cowes is $500 per week. The median house rent has increased 5.3% over the last 12 months.

The median price of apartments and units for sale in Cowes is $500,000, which has decreased 12.9% since the same time last year. One-bedroom apartments and units have a median sale price of $325,000, Two-bedroom apartments and units have a median sale price of $459,000, Three-bedroom apartments and units have a median sale price of $628,000 in Cowes. The median rent for units and apartments in Cowes is $475 per week and has increased 18.8% over the last 12 months.

Crime and safety

Is Cowes safe?

The overall rate for Cowes is 3,112 offences per 100,000 residents — 24% below the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Cowes.

Overall crime rate

3,112

offences per 100,000 residents

24% belowRest of Vic.

CowesRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Cowes?

Cowes VIC 3922 is in Victoria, within Rest of Vic..

6,593 people call Cowes home, with an average of 2.1 people per household and a median household income of $1,026 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
6,593
Median age
55 years
Median mortgage
$1,550 / month
2021 household rent
$331 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 1514.2%Below
15–3414.4%Below
35–5420.7%Below
55–7435.5%Above
75 and over15.1%Above

Homes

Share of occupied private dwellings.

Separate houses83.3%Below
Townhouses11.8%Above
Apartments4.0%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright48.8%Above
Paying a mortgage23.3%Below
Renting27.9%Above

Cars at home

Vehicles available to occupied households.

No car5.8%Above
One car44.9%Above
Two cars36.5%Below
Three or more12.8%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home18.0%Above
Drove to work54.1%Below
Train, tram or bus0.2%In line
Walked or cycled6.1%Above

What stands out in Cowes

18.0% of workers in Cowes worked from home on Census day.

6.4% of Cowes residents were born in England, about twice the rate across Rest of Vic..

46.3% of people in Cowes described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Cowes

Open any question for a plain-English reading of the public 2021 Census for Cowes VIC 3922.

Is Cowes family-friendly?Age, family structure and household size describe the community families would be joining.

14.2% of Cowes's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of Vic. average.

1,765 family households lived in Cowes; 27.7% were couple families and 15.8% were one-parent families.

28.8% of local families included children under 15. That is somewhat below the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Cowes?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Cowes had 6,593 residents at the 2021 Census.

17.6% of residents were aged 25 to 44.

50.6% were 55 or older. That is well above the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Cowes?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 83.3% of occupied private dwellings in Cowes.

Townhouses and other attached homes represented 11.8% of occupied private dwellings.

Flats and apartments accounted for 4.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Cowes?Tenure shows how many households own outright, have a mortgage or rent.

48.8% of households with a stated tenure owned their home outright. That is well above the Rest of Vic. average.

23.3% were buying their home with a mortgage.

27.9% rented their home. That is somewhat above the Rest of Vic. average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Cowes?Household-size data shows the mix behind the suburb-wide average.

The average household in Cowes had 2.1 people.

One-person households made up 34.8% of occupied homes. That is somewhat above the Rest of Vic. average.

Two-person households represented 40.8%, while 14.0% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Cowes?Census-day travel shows the balance between home, road, public transport and active travel.

18.0% of workers worked from home on Census day. That is somewhat above the Rest of Vic. average.

54.1% drove a car as their only travel method. That is well below the Rest of Vic. average.

0.2% used only a train, tram or bus, while 6.1% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Cowes?Vehicle availability helps describe the routines local households can support.

5.8% of occupied households had no motor vehicle available. That is close to the Rest of Vic. average.

One-car households formed 44.9% of the total.

49.4% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Cowes, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

44.7% were at the same address five years earlier, while 55.3% reported a different address.

19.9% of residents were born outside Australia. That is well above the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Cowes?Language at home gives a direct view of the community’s everyday linguistic mix.

85.5% of residents used only English at home.

8.0% used a language other than English at home.

0.6% spoke Mandarin at home, 0.4% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Cowes residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

19.9% of Cowes's population was born outside Australia, while roughly 80.1% was born in Australia.

0.4% of residents were born in China.

1.2% were born in India, while Australian citizenship across the whole suburb stood at 87.1%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Cowes?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 43.5% of ancestry responses in Cowes.

Australian ancestry made up 35.6% of responses.

Chinese ancestry represented 1.3% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Cowes?Occupation describes a person’s role; industry describes the sector employing them.

16.4% of employed residents worked in professional occupations. That is close to the Rest of Vic. average.

Managers accounted for 13.3% of employed residents, while clerical and administrative workers made up 10.2%.

Health care and social assistance employed 13.6% of workers, and education and training employed 6.7%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Cowes?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 43.8%, compared with 57.4% across Rest of Vic..

19.3% of residents aged 15 and over worked full time, while 17.8% worked part time.

Unemployment was 4.4%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Cowes show?Selected long-term health conditions help describe community service needs.

49.1% reported no selected long-term health condition.

11.5% reported a long-term mental health condition, including depression or anxiety.

9.0% reported asthma, 14.8% arthritis and 6.4% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Cowes?Qualifications describe the study pathways represented among local residents.

17.5% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of Vic. average.

Postgraduate degrees accounted for 4.3% of qualification responses.

Diploma-level qualifications represented 18.8%, while certificate-level qualifications represented 37.0%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Cowes?Census income and household payments give historical context for local living costs.

Median household income was $1,026 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,550.

Occupied renting households reported a median rent of $331 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Cowes compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 18.0% in Cowes, compared with 15.1% across Rest of Vic..

Outright ownership was 48.8% locally and 40.9% across Rest of Vic.. That is well above the Rest of Vic. average.

Renting accounted for 27.9% in Cowes, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Cowes

Is Cowes expensive?

The median house price is $699,000, while units and apartments sit at $500,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Cowes good for families?

The Census counted 1,765 local families, and 14.2% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Cowes?

Larger houses have a median around $900,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Cowes

282 streets in Cowes

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Abingdon Ave
  • Acacia Cl
  • Admiral Cl
  • Albany Rd
  • Albert St
  • Alexander Ave
  • Alpha Ct
  • Amanda Cl
  • Anderson Rd
  • Angus Loop
  • Anthony Ct
  • Appley Ave
  • Atlantis St
  • Austin Ave
  • Back Beach Rd
  • Baker St
  • Bass Ave
  • Bay Ct
Show all 282 streets
  • Bayliss Ct
  • Bayview Dr
  • Beach St
  • Bellavista Rd
  • Benambra Ct
  • Big Grey Mews
  • Birch Cr
  • Birdwood Ave
  • Blossom Rd
  • Blue Gum Ct
  • Blue Wren Pl
  • Boardwalk Bvd
  • Boobook Gr
  • Boonderabbi
  • Boronia Ct
  • Bowerbird Crescent
  • Bradley Ct
  • Broadwater Ct
  • Bronzewing Dr
  • Broughton Ave
  • Cadwell St
  • Cape Barren Cl
  • Carapooka
  • Carisbrooke Ct
  • Caroline Ave
  • Castle Combe Cct
  • Casuarina Ct
  • Chapel Street
  • Charissa Cl
  • Charles Ct
  • Charmandene Ct
  • Chicory Ave
  • Chillingworth Rd
  • Chloe Cl
  • Churchill Dr
  • Church St
  • Clifton Cr
  • Coastal
  • Cockatoo Crescent
  • Coghlan Rd
  • Coolalinga Ct
  • Coramba Ct
  • Cormorant Circuit
  • Cornwall Ave
  • Cove Pl
  • Cowes-Rhyll Rd
  • Crammond Rd
  • Croft Cl
  • Curlew
  • Currawong Cl
  • Cuttlefish Pl
  • Cypress Ct
  • Dafydd St
  • Darryl Ct
  • Devon Ave
  • Dianella
  • Dogwood Ln
  • Donington
  • Douglas Rd
  • Driftwood Dr
  • Dunes Rd
  • Dunsmore Rd
  • Eagle Ave
  • Echidna Gr
  • Egret
  • Elsford Cl
  • Elvington Ave
  • Emu Road
  • Endeavour Ct
  • Eucalypt Cl
  • Eva Ln
  • Everton Dr
  • Fairway
  • Fields Ct
  • Findlay St
  • Firetail Gr
  • French Ct
  • Gahnia Gr
  • Galah Street
  • Gap Rd
  • Genesta St
  • Glen Isla Ct
  • Goodenia Pl
  • Goodwood Dr
  • Goondiwindi Dr
  • Gordon St
  • Grampian Bvd
  • Grandview Gr
  • Grevilia Cl
  • Hakea Ct
  • Hanna Ct
  • Hartley St
  • Harvey Dr
  • Helen St
  • Hereward Cl
  • Highland Ave
  • Hill Ct
  • Hobsons Pde
  • Holiday Ct
  • Hollydene Ct
  • Homer St
  • Hope
  • Hotham Cl
  • Ibis Ct
  • Ibsley Pl
  • Industrial
  • Iona Ct
  • Irving Rd
  • Island Cr
  • Ivy Leaf Close
  • James St
  • Jenner Ave
  • Jeury Ct
  • Justice Rd
  • Kangaroo Circuit
  • Kate Ct
  • Katherine Cct
  • Kauri Cl
  • Kedah Rd
  • Kembla Rd
  • Kennon Ct
  • Kenwyn Ct
  • Kestrel Ct
  • Killara Cl
  • Kingfisher
  • Kirsten Cl
  • Koala St
  • Kookaburra Cct
  • Koonwarra Ct
  • Langard Rd
  • Lansell Rd
  • Lapwing Street
  • Lawrence Avenue
  • Leeson St
  • Leslie Ave
  • Lions Ct
  • Little Penguin Ct
  • Lobelia Ln
  • Lomandra Dr
  • Longridge St
  • Lorikeet Ln
  • Lynton Ct
  • Malabar Ct
  • Malay St
  • Mallory
  • Manna Gum Dr
  • Market Cl
  • Matthew Ct
  • Maxwell St
  • Mchaffie Dr
  • Mckenzie Rd
  • Mclardy Ct
  • Mcrae Ave
  • Medina Rd
  • Meldrum Ct
  • Melissa Ct
  • Millennium
  • Mitre Ct
  • Monash Ave
  • Monterey Ave
  • Morgan St
  • Nankeen Street
  • Norman Dr
  • Osbourne Ave
  • Outlook Dr
  • Pardalote Pl
  • Paringi Ct
  • Parkridge Cl
  • Park St
  • Parrakoola
  • Parrot Street
  • Pasadena Dr
  • Pearl Ct
  • Pembrey Loop
  • Penguin Ave
  • Peninsula
  • Perlis Ave
  • Perry Ave
  • Phillip Island Rd
  • Phillip St
  • Pine Ave
  • Pinnacle
  • Platypus Crescent
  • Pleasant Road
  • Plover St
  • Poa Pl
  • Pobblebonk Pl
  • Possum Pl
  • Pyramid Rock Rd
  • Raywood Ave
  • Red Rocks Rd
  • Redwood Dr
  • Rita Ave
  • Robert Dr
  • Rockingham Cl
  • Roderick Cl
  • Rogan Cl
  • Rose Ave
  • Rosella Gr
  • Roy Ct
  • Roydon Road
  • Rushmore Ave
  • Ryan Ct
  • Rylstone Rd
  • Sanctuary Dr
  • Sandgate
  • Sandpiper Cct
  • Saraghi Pl
  • Scenic Dr
  • Seacrest Dr
  • Seagrass Ave
  • Seagrove
  • Seal Ct
  • Seascape Ave
  • Settlement Rd
  • Seymour Pl
  • Shamrock Ave
  • Shelly Ct
  • Shirley Ct
  • Shoalhaven Rd
  • Shorland
  • Signature Cl
  • Silverstone Dr
  • Smiths Beach Rd
  • Spaven Ct
  • Spithead St
  • Steele St
  • St Georges Rd
  • Stradbroke Ave
  • Sunseeker Ct
  • Sweet Bursaria Pl
  • Talofa Ave
  • Teddy Bear Ln
  • The Concourse
  • The Esplanade
  • Thompson Ave
  • Thruxton St
  • Ti Tree Dr
  • Toscana
  • Turnstone Pl
  • Uringah Ct
  • Vaughan St
  • Ventnor Beach Rd
  • Ventnor Rd
  • Victoria Ct
  • Von Mueller
  • Wagtail
  • Waldorf Rd
  • Wallaby Gr
  • Walpole St
  • Walton St
  • Waratah Cl
  • Warley Ave
  • Watchorn Rd
  • Waterford Dr
  • Water View
  • Wattle Cl
  • West Ct
  • Whimbrel
  • Wolfenden Street
  • Wonga Ln
  • Wren Loop
  • Wyndham Ave
  • Yarramundi

Keep exploring

Is Cowes right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.