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Aerial view of Surf Beach (Vic.), VIC

Aerial view

Imagery © Esri

The quick read on

Surf Beach

VIC 3922 · Bass Coast

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$635,000

latest suburb median

Median unit
$640,000

latest suburb median

Population
670

ABS 2021

Postcode
3922

Surf Beach, Victoria

Property market insights for Surf Beach (Vic.)

Median sale price and rental income of properties in Surf Beach (Vic.) VIC

Median price trend for houses

Based on 15 sales in the preceding 12 months

$635,000

Down 9.3% over 12 months

$1m$800k$600k20212023202420252026
3 bed
$560k
4 bed
$635k

Median rent trend for houses

Based on 14 rental listings in the preceding 12 months

$488 per week

Up 8.4% over 12 months

$500$450$400$35020212023202420252026

Market data updated October 2026.

The median house price in Surf Beach (Vic.), VIC is currently $635,000, based on the latest 12 months of sales. Surf Beach (Vic.) has a 12-month growth rate of -9.3% for houses.

Three-bedroom houses have a median sale price of $560,000, Four-bedroom houses have a median sale price of $635,000 in Surf Beach (Vic.).

If you're looking to lease, the median rent for houses in Surf Beach (Vic.) is $488 per week. The median house rent has increased 8.4% over the last 12 months.

The median price of apartments and units for sale in Surf Beach (Vic.) is $640,000.

Crime and safety

Is Surf Beach safe?

The overall rate for Surf Beach is 5,772 offences per 100,000 residents — 42% above the Rest of Vic. benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Surf Beach.

Overall crime rate

5,772

offences per 100,000 residents

42% aboveRest of Vic.

Surf BeachRest of Vic.: 4,070

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Surf Beach?

Surf Beach VIC 3922 is in Victoria, within Rest of Vic..

670 people call Surf Beach home, with an average of 2.3 people per household and a median household income of $1,414 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
670
Median age
46 years
Median mortgage
$1,433 / month
2021 household rent
$316 / week
Above the benchmarkBelow the benchmarkIn lineRest of Vic. benchmark

Age profile

Share of residents in each age band.

Under 1517.5%In line
15–3419.3%Below
35–5425.5%Above
55–7432.5%Above
75 and over4.9%Below

Homes

Share of occupied private dwellings.

Separate houses95.6%Above
Townhouses1.8%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright44.0%Above
Paying a mortgage38.7%Above
Renting17.3%Below

Cars at home

Vehicles available to occupied households.

No car1.1%Below
One car36.4%Above
Two cars46.7%Above
Three or more15.3%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home20.4%Above
Drove to work53.2%Below
Train, tram or bus0.0%Below
Walked or cycled2.2%Below

What stands out in Surf Beach

20.4% of workers in Surf Beach worked from home on Census day — noticeably more common than across Rest of Vic..

5.1% of Surf Beach residents were born in England, about twice the rate across Rest of Vic..

53.6% of people in Surf Beach described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Surf Beach

Open any question for a plain-English reading of the public 2021 Census for Surf Beach VIC 3922.

Is Surf Beach family-friendly?Age, family structure and household size describe the community families would be joining.

17.5% of Surf Beach's residents were children under 15 in the 2021 Census. That is almost exactly typical for Rest of Vic..

177 family households lived in Surf Beach; 34.5% were couple families and 17.5% were one-parent families.

33.3% of local families included children under 15. That is close to the Rest of Vic. average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Surf Beach?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Surf Beach had 670 residents at the 2021 Census.

21.8% of residents were aged 25 to 44.

37.5% were 55 or older. That is close to the Rest of Vic. average.

Age shares use the suburb’s total Census population.

What kind of homes are in Surf Beach?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 95.6% of occupied private dwellings in Surf Beach.

Townhouses and other attached homes represented 1.8% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Surf Beach?Tenure shows how many households own outright, have a mortgage or rent.

44.0% of households with a stated tenure owned their home outright. That is somewhat above the Rest of Vic. average.

38.7% were buying their home with a mortgage.

17.3% rented their home. That is well below the Rest of Vic. average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Surf Beach?Household-size data shows the mix behind the suburb-wide average.

The average household in Surf Beach had 2.3 people.

One-person households made up 30.3% of occupied homes. That is close to the Rest of Vic. average.

Two-person households represented 39.1%, while 19.9% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Surf Beach?Census-day travel shows the balance between home, road, public transport and active travel.

20.4% of workers worked from home on Census day. That is somewhat above the Rest of Vic. average.

53.2% drove a car as their only travel method. That is well below the Rest of Vic. average.

0.0% used only a train, tram or bus, while 2.2% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Surf Beach?Vehicle availability helps describe the routines local households can support.

1.1% of occupied households had no motor vehicle available. That is about half the Rest of Vic. rate.

One-car households formed 36.4% of the total.

62.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Surf Beach, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

57.6% were at the same address five years earlier, while 42.4% reported a different address.

16.0% of residents were born outside Australia. That is somewhat above the Rest of Vic. average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Surf Beach?Language at home gives a direct view of the community’s everyday linguistic mix.

87.3% of residents used only English at home.

6.0% used a language other than English at home.

0.7% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Surf Beach residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

16.0% of Surf Beach's population was born outside Australia, while roughly 84.0% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 88.7%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Surf Beach?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 37.8% of ancestry responses in Surf Beach.

Australian ancestry made up 41.3% of responses.

Chinese ancestry represented 0.9% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Surf Beach?Occupation describes a person’s role; industry describes the sector employing them.

24.2% of employed residents worked in professional occupations. That is somewhat above the Rest of Vic. average.

Managers accounted for 12.4% of employed residents, while clerical and administrative workers made up 8.6%.

Health care and social assistance employed 10.2% of workers, and education and training employed 13.4%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Surf Beach?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 58.8%, compared with 57.4% across Rest of Vic..

25.8% of residents aged 15 and over worked full time, while 23.5% worked part time.

Unemployment was 4.3%, compared with 4.1% across Rest of Vic..

Labour-force figures come from the 2021 Census.

What does the health profile of Surf Beach show?Selected long-term health conditions help describe community service needs.

54.9% reported no selected long-term health condition.

8.4% reported a long-term mental health condition, including depression or anxiety.

9.6% reported asthma, 11.5% arthritis and 4.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Surf Beach?Qualifications describe the study pathways represented among local residents.

23.2% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of Vic. average.

Postgraduate degrees accounted for 6.1% of qualification responses.

Diploma-level qualifications represented 15.1%, while certificate-level qualifications represented 34.9%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Surf Beach?Census income and household payments give historical context for local living costs.

Median household income was $1,414 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,433.

Occupied renting households reported a median rent of $316 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Surf Beach compare with Rest of Vic.?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 20.4% in Surf Beach, compared with 15.1% across Rest of Vic..

Outright ownership was 44.0% locally and 40.9% across Rest of Vic.. That is somewhat above the Rest of Vic. average.

Renting accounted for 17.3% in Surf Beach, against 24.5% across Rest of Vic..

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Surf Beach (Vic.)

Is Surf Beach (Vic.) expensive?

The median house price is $635,000, while units and apartments sit at $640,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Surf Beach (Vic.) good for families?

The Census counted 177 local families, and 17.5% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Surf Beach (Vic.)?

4-bedroom houses have a median around $635,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Surf Beach (Vic.)

28 streets in Surf Beach (Vic.)

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Alvina Cr
  • Batman St
  • Bayview Ave
  • Beach St
  • Bruce Ave
  • Dixon St
  • Dunvegan Crescent
  • Elwood Ave
  • Fern Ave
  • Glen St
  • Highview Crescent
  • Hopetoun Cr
  • Lawson St
  • Links St
  • Malcalm Ave
  • Manly Pl
  • Page Ave
  • Park St
Show all 28 streets
  • Phillip Island Rd
  • Pine Ave
  • Seafoam St
  • Seaview Cr
  • Sinclair Ave
  • Stradbroke Cr
  • Sunderland Bay Rd
  • Surf Cr
  • The Esplanade
  • Tolley Ave

Keep exploring

Is Surf Beach (Vic.) right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.