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Aerial view of Hat Head, NSW

Aerial view

Imagery © Esri

The quick read on

Hat Head

NSW 2440 · Kempsey

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,150,000

latest suburb median

Population
365

ABS 2021

Postcode
2440

Hat Head, New South Wales

Property market insights for Hat Head

Median sale price and rental income of properties in Hat Head NSW

Median price trend for houses

Based on 6 sales in the preceding 12 months

$1,150,000

Up 4.6% over 12 months

$1.5m$1.25m$1m20212023202420252026

Median rent trend for houses

Based on 1 rental listings in the preceding 12 months

$577$576$576$57520242024202520252025

Market data updated October 2026.

The median house price in Hat Head, NSW is currently $1,150,000, based on the latest 12 months of sales. Hat Head has a 12-month growth rate of 4.6% for houses and 0.0% for units.

Crime and safety

Is Hat Head safe?

The overall rate for Hat Head is 2,331 offences per 100,000 residents — 29% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Hat Head.

Overall crime rate

2,331

offences per 100,000 residents

29% belowRest of NSW

Hat HeadRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Hat Head?

Hat Head NSW 2440 is in New South Wales, within Rest of NSW.

365 people call Hat Head home, with an average of 2 people per household and a median household income of $990 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
365
Median age
60 years
Median mortgage
$1,860 / month
2021 household rent
$275 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 156.8%Below
15–3412.6%Below
35–5415.6%Below
55–7449.9%Above
75 and over13.7%Above

Homes

Share of occupied private dwellings.

Separate houses85.5%Above
Townhouses4.8%Below
Apartments1.8%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright61.0%Above
Paying a mortgage19.5%Below
Renting19.5%Below

Cars at home

Vehicles available to occupied households.

No car3.1%Below
One car46.5%Above
Two cars36.5%Below
Three or more15.1%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home8.3%Below
Drove to work71.2%Above
Train, tram or bus0.0%Below
Walked or cycled4.5%Above

What stands out in Hat Head

8.3% of workers in Hat Head worked from home on Census day — about half the rate across Rest of NSW.

3.0% of Hat Head residents were born in England.

40.8% of people in Hat Head described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Hat Head

Open any question for a plain-English reading of the public 2021 Census for Hat Head NSW 2440.

Is Hat Head family-friendly?Age, family structure and household size describe the community families would be joining.

6.8% of Hat Head's residents were children under 15 in the 2021 Census. That is about half the Rest of NSW rate.

101 family households lived in Hat Head; 24.8% were couple families and 12.9% were one-parent families.

20.8% of local families included children under 15. That is well below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Hat Head?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Hat Head had 365 residents at the 2021 Census.

15.3% of residents were aged 25 to 44.

63.6% were 55 or older. That is well above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Hat Head?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 85.5% of occupied private dwellings in Hat Head.

Townhouses and other attached homes represented 4.8% of occupied private dwellings.

Flats and apartments accounted for 1.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Hat Head?Tenure shows how many households own outright, have a mortgage or rent.

61.0% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.

19.5% were buying their home with a mortgage.

19.5% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Hat Head?Household-size data shows the mix behind the suburb-wide average.

The average household in Hat Head had 2.0 people.

One-person households made up 33.9% of occupied homes. That is well above the Rest of NSW average.

Two-person households represented 44.8%, while 7.3% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Hat Head?Census-day travel shows the balance between home, road, public transport and active travel.

8.3% of workers worked from home on Census day. That is about half the Rest of NSW rate.

71.2% drove a car as their only travel method. That is well above the Rest of NSW average.

0.0% used only a train, tram or bus, while 4.5% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Hat Head?Vehicle availability helps describe the routines local households can support.

3.1% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 46.5% of the total.

51.6% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Hat Head, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.7% were at the same address five years earlier, while 34.3% reported a different address.

9.3% of residents were born outside Australia. That is somewhat below the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Hat Head?Language at home gives a direct view of the community’s everyday linguistic mix.

92.9% of residents used only English at home.

1.6% used a language other than English at home.

1.1% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Hat Head residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

9.3% of Hat Head's population was born outside Australia, while roughly 90.7% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 87.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Hat Head?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 45.5% of ancestry responses in Hat Head.

Australian ancestry made up 39.7% of responses.

Chinese ancestry represented 1.4% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Hat Head?Occupation describes a person’s role; industry describes the sector employing them.

23.5% of employed residents worked in professional occupations. That is somewhat above the Rest of NSW average.

Managers accounted for 9.8% of employed residents, while clerical and administrative workers made up 9.8%.

Health care and social assistance employed 20.5% of workers, and education and training employed 16.7%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Hat Head?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 41.5%, compared with 56.4% across Rest of NSW.

22.2% of residents aged 15 and over worked full time, while 14.1% worked part time.

Unemployment was 4.3%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Hat Head show?Selected long-term health conditions help describe community service needs.

47.4% reported no selected long-term health condition.

8.8% reported a long-term mental health condition, including depression or anxiety.

7.9% reported asthma, 17.3% arthritis and 6.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Hat Head?Qualifications describe the study pathways represented among local residents.

23.3% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.

Postgraduate degrees accounted for 6.0% of qualification responses.

Diploma-level qualifications represented 8.8%, while certificate-level qualifications represented 40.9%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Hat Head?Census income and household payments give historical context for local living costs.

Median household income was $990 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,860.

Occupied renting households reported a median rent of $275 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Hat Head compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 8.3% in Hat Head, compared with 15.7% across Rest of NSW.

Outright ownership was 61.0% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.

Renting accounted for 19.5% in Hat Head, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Hat Head

Is Hat Head expensive?

The median house price is $1,150,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Hat Head good for families?

The Census counted 101 local families, and 6.8% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Hat Head?

The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Hat Head

22 streets in Hat Head

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Bay St
  • Boronia Ave
  • Bream Cl
  • Creek St
  • Dodds St
  • Fern St
  • Gap Rd
  • Hat Head Rd
  • Home St
  • Hutcheson St
  • Kinchela St
  • Ledge St
  • Marlin Cct
  • Mason St
  • Mckays Access
  • Mowong Cl
  • Myrtle St
  • Oak St
Show all 22 streets
  • Schnapper Cl
  • Straight St
  • Vine St
  • Ward St

Keep exploring

Is Hat Head right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.