Aerial view
Imagery © Esri
The quick read on
Summer Island
NSW 2440 · Kempsey
What homes cost, how rents have moved, and a feel for the people who call it home.
- Population
- 93
- Postcode
- 2440
ABS 2021
Summer Island, New South Wales
Property market insights for Summer Island
Median sale price and rental income of properties in Summer Island NSW
Crime and safety
Is Summer Island safe?
The overall rate for Summer Island is 1,285 offences per 100,000 residents — 61% below the Rest of NSW benchmark.
That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Summer Island.
Overall crime rate
1,285
offences per 100,000 residents
61% belowRest of NSW
Summer IslandRest of NSW: 3,298
Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.
The people behind the postcode
Who lives in Summer Island?
Summer Island NSW 2440 is in New South Wales, within Rest of NSW.
93 people call Summer Island home, with an average of 3.1 people per household and a median household income of $2,100 a week.
Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.
- Population
- 93
- Median age
- 41 years
- Median mortgage
- $2,752 / month
- 2021 household rent
- $450 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark
Age profile
Share of residents in each age band.
Under 1520.4%Above
15–3423.7%Above
35–5432.3%Above
55–7426.9%Above
75 and over4.3%Below
Homes
Share of occupied private dwellings.
Separate houses103.6%Above
Townhouses0.0%Below
Apartments0.0%Below
Ownership
Share of homes with a stated ownership or rental status.
Owned outright70.0%Above
Paying a mortgage13.3%Below
Renting16.7%Below
Cars at home
Vehicles available to occupied households.
No car0.0%Below
One car10.3%Below
Two cars27.6%Below
Three or more62.1%Above
Getting to work
Selected ways residents worked or travelled on Census day.
Worked from home15.0%Below
Drove to work56.7%Below
Train, tram or bus0.0%Below
Walked or cycled6.7%Above
What stands out in Summer Island
15.0% of workers in Summer Island worked from home on Census day.
50.5% of people in Summer Island described themselves as having no religion in the 2021 Census.
A closer look at the Census
Questions people ask about Summer Island
Open any question for a plain-English reading of the public 2021 Census for Summer Island NSW 2440.
Is Summer Island family-friendly?Age, family structure and household size describe the community families would be joining.
20.4% of Summer Island's residents were children under 15 in the 2021 Census. That is somewhat above the Rest of NSW average.
29 family households lived in Summer Island; 41.4% were couple families and 17.2% were one-parent families.
31.0% of local families included children under 15. That is somewhat below the Rest of NSW average.
These are suburb-wide household figures, not school or childcare ratings.
What is the age profile of Summer Island?The balance between younger adults, families and older residents changes how a suburb feels day to day.
Summer Island had 93 residents at the 2021 Census.
25.8% of residents were aged 25 to 44.
31.2% were 55 or older. That is somewhat below the Rest of NSW average.
Age shares use the suburb’s total Census population.
What kind of homes are in Summer Island?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.
Separate houses made up 103.6% of occupied private dwellings in Summer Island.
Townhouses and other attached homes represented 0.0% of occupied private dwellings.
Flats and apartments accounted for 0.0% of occupied private dwellings.
All three shares use occupied private dwellings as the denominator.
Do people own or rent in Summer Island?Tenure shows how many households own outright, have a mortgage or rent.
70.0% of households with a stated tenure owned their home outright. That is well above the Rest of NSW average.
13.3% were buying their home with a mortgage.
16.7% rented their home. That is well below the Rest of NSW average.
Tenure shares include households that stated one of these three arrangements.
How large are households in Summer Island?Household-size data shows the mix behind the suburb-wide average.
The average household in Summer Island had 3.1 people.
One-person households made up 13.8% of occupied homes. That is about half the Rest of NSW rate.
Two-person households represented 24.1%, while 62.1% had four or more usual residents.
Household size counts usual residents in occupied homes.
How do people get to work in Summer Island?Census-day travel shows the balance between home, road, public transport and active travel.
15.0% of workers worked from home on Census day. That is close to the Rest of NSW average.
56.7% drove a car as their only travel method. That is somewhat below the Rest of NSW average.
0.0% used only a train, tram or bus, while 6.7% walked or cycled.
Travel figures are a 2021 Census-day snapshot.
How many cars do households have in Summer Island?Vehicle availability helps describe the routines local households can support.
0.0% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.
One-car households formed 10.3% of the total.
89.7% of households had two or more vehicles.
Vehicle counts refer to occupied households, not individual residents.
Who's moving to Summer Island, and who stays?Address history shows how settled or recently mobile residents were at the Census date.
67.8% were at the same address five years earlier, while 32.2% reported a different address.
3.2% of residents were born outside Australia. That is about half the Rest of NSW rate.
Mobility figures cover residents who answered the relevant Census question.
What languages are spoken in Summer Island?Language at home gives a direct view of the community’s everyday linguistic mix.
97.8% of residents used only English at home.
0.0% used a language other than English at home.
0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.
Home language is separate from English proficiency.
Where were Summer Island residents born?Birthplace adds another layer to the local story, separate from ancestry and language.
3.2% of Summer Island's population was born outside Australia, while roughly 96.8% was born in Australia.
0.0% of residents were born in China.
0.0% were born in India, while Australian citizenship across the whole suburb stood at 96.8%.
Birthplace, citizenship and ancestry describe different parts of identity.
What ancestries shape Summer Island?Ancestry responses show how residents describe family and cultural background.
English ancestry accounted for 43.0% of ancestry responses in Summer Island.
Australian ancestry made up 52.7% of responses.
Chinese ancestry represented 0.0% of responses.
People may nominate more than one ancestry, so these are shares of responses.
What work do people do in Summer Island?Occupation describes a person’s role; industry describes the sector employing them.
6.7% of employed residents worked in professional occupations. That is about half the Rest of NSW rate.
Managers accounted for 18.3% of employed residents, while clerical and administrative workers made up 10.0%.
Health care and social assistance employed 6.7% of workers, and education and training employed 15.0%.
Occupation and industry figures describe employed residents of the suburb.
How active is the workforce in Summer Island?Participation, employment pattern and unemployment describe the resident labour force.
The labour-force participation rate was 75.3%, compared with 56.4% across Rest of NSW.
41.9% of residents aged 15 and over worked full time, while 23.0% worked part time.
Unemployment was 0.0%, compared with 4.6% across Rest of NSW.
Labour-force figures come from the 2021 Census.
What does the health profile of Summer Island show?Selected long-term health conditions help describe community service needs.
73.1% reported no selected long-term health condition.
7.5% reported a long-term mental health condition, including depression or anxiety.
4.3% reported asthma, 14.0% arthritis and 4.3% diabetes excluding gestational diabetes.
These are self-reported suburb-wide Census figures, not address-level health risks.
How educated is Summer Island?Qualifications describe the study pathways represented among local residents.
26.4% of people in the qualifications table held a bachelor degree. That is well above the Rest of NSW average.
Postgraduate degrees accounted for 0.0% of qualification responses.
Diploma-level qualifications represented 11.3%, while certificate-level qualifications represented 35.8%.
Qualification categories are reported separately and are not school ratings.
What do incomes and housing costs look like in Summer Island?Census income and household payments give historical context for local living costs.
Median household income was $2,100 per week in the 2021 Census.
The median monthly mortgage repayment reported by local households was $2,752.
Occupied renting households reported a median rent of $450 per week.
These household figures are from 2021; current sale and asking-rent medians appear in the market section.
How does Summer Island compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.
Working from home was 15.0% in Summer Island, compared with 15.7% across Rest of NSW.
Outright ownership was 70.0% locally and 39.6% across Rest of NSW. That is well above the Rest of NSW average.
Renting accounted for 16.7% in Summer Island, against 27.9% across Rest of NSW.
Capital-region comparisons use the same Census definitions and year.
Three useful questions
A buyer’s quick guide to Summer Island
Is Summer Island expensive?
There is not yet enough consistent market data for a dependable house median. The nearby suburb links make it easier to compare the wider market while local observations build.
Is Summer Island good for families?
The Census counted 29 local families, and 20.4% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.
What can I get for $1.5m in Summer Island?
The free data does not have a dependable bedroom breakdown for this suburb. Compare the current house and unit medians above, then use live listings to see what a $1.5m budget buys today.
Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.
Explore the area
Streets and suburbs around Summer Island
2 streets in Summer Island
Street-by-street reports are not published yet. The streets below are the ones this suburb covers.
- Croads Ln
- Summer Island Rd
12 suburbs surrounding Summer Island
Compare nearby suburb prices, rents and five-year market trends.
Keep exploring
Is Summer Island right for your search?
Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.
Read the thinking
Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.