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Aerial view of Smithtown, NSW

Aerial view

Imagery © Esri

The quick read on

Smithtown

NSW 2440 · Kempsey

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$518,000

latest suburb median

Population
625

ABS 2021

Postcode
2440

Smithtown, New South Wales

Property market insights for Smithtown

Median sale price and rental income of properties in Smithtown NSW

Median price trend for houses

Based on 19 sales in the preceding 12 months

$518,000

Up 21.6% over 12 months

$600k$500k$400k20212023202420252026
2 bed
$390k
3 bed
$485k
4 bed
$537k

Median rent trend for houses

Based on 6 rental listings in the preceding 12 months

$475 per week

No change over 12 months

$500$450$400$35020212023202420252026

Market data updated October 2026.

The median house price in Smithtown, NSW is currently $518,000, based on the latest 12 months of sales. Smithtown has a 12-month growth rate of 21.6% for houses.

Two-bedroom houses have a median sale price of $390,000, Three-bedroom houses have a median sale price of $485,000, Four-bedroom houses have a median sale price of $537,000 in Smithtown.

If you're looking to lease, the median rent for houses in Smithtown is $475 per week. The median house rent has remained unchanged over the last 12 months.

Crime and safety

Is Smithtown safe?

The overall rate for Smithtown is 4,131 offences per 100,000 residents — 25% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Smithtown.

Overall crime rate

4,131

offences per 100,000 residents

25% aboveRest of NSW

SmithtownRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Smithtown?

Smithtown NSW 2440 is in New South Wales, within Rest of NSW.

625 people call Smithtown home, with an average of 2.4 people per household and a median household income of $1,178 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
625
Median age
43 years
Median mortgage
$1,244 / month
2021 household rent
$320 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1521.4%Above
15–3421.3%Below
35–5421.4%Below
55–7425.3%In line
75 and over12.3%Above

Homes

Share of occupied private dwellings.

Separate houses98.8%Above
Townhouses0.0%Below
Apartments0.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright43.6%Above
Paying a mortgage38.1%Above
Renting18.3%Below

Cars at home

Vehicles available to occupied households.

No car4.7%Below
One car36.5%Above
Two cars36.5%Below
Three or more17.6%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home4.5%Below
Drove to work66.4%Above
Train, tram or bus0.0%Below
Walked or cycled9.8%Above

What stands out in Smithtown

4.5% of workers in Smithtown worked from home on Census day — about half the rate across Rest of NSW.

37.6% of people in Smithtown described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Smithtown

Open any question for a plain-English reading of the public 2021 Census for Smithtown NSW 2440.

Is Smithtown family-friendly?Age, family structure and household size describe the community families would be joining.

21.4% of Smithtown's residents were children under 15 in the 2021 Census. That is somewhat above the Rest of NSW average.

162 family households lived in Smithtown; 37.7% were couple families and 21.0% were one-parent families.

38.3% of local families included children under 15. That is somewhat above the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Smithtown?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Smithtown had 625 residents at the 2021 Census.

18.7% of residents were aged 25 to 44.

37.6% were 55 or older. That is close to the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Smithtown?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 98.8% of occupied private dwellings in Smithtown.

Townhouses and other attached homes represented 0.0% of occupied private dwellings.

Flats and apartments accounted for 0.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Smithtown?Tenure shows how many households own outright, have a mortgage or rent.

43.6% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

38.1% were buying their home with a mortgage.

18.3% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Smithtown?Household-size data shows the mix behind the suburb-wide average.

The average household in Smithtown had 2.4 people.

One-person households made up 29.6% of occupied homes. That is close to the Rest of NSW average.

Two-person households represented 34.6%, while 21.7% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Smithtown?Census-day travel shows the balance between home, road, public transport and active travel.

4.5% of workers worked from home on Census day. That is about half the Rest of NSW rate.

66.4% drove a car as their only travel method. That is well above the Rest of NSW average.

0.0% used only a train, tram or bus, while 9.8% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Smithtown?Vehicle availability helps describe the routines local households can support.

4.7% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 36.5% of the total.

54.1% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Smithtown, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.5% were at the same address five years earlier, while 34.5% reported a different address.

4.2% of residents were born outside Australia. That is about half the Rest of NSW rate.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Smithtown?Language at home gives a direct view of the community’s everyday linguistic mix.

90.9% of residents used only English at home.

1.4% used a language other than English at home.

0.0% spoke Mandarin at home, 0.0% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Smithtown residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

4.2% of Smithtown's population was born outside Australia, while roughly 95.8% was born in Australia.

0.0% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 92.6%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Smithtown?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 47.0% of ancestry responses in Smithtown.

Australian ancestry made up 44.2% of responses.

Chinese ancestry represented 0.0% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Smithtown?Occupation describes a person’s role; industry describes the sector employing them.

13.9% of employed residents worked in professional occupations. That is somewhat below the Rest of NSW average.

Managers accounted for 6.1% of employed residents, while clerical and administrative workers made up 7.0%.

Health care and social assistance employed 18.0% of workers, and education and training employed 9.8%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Smithtown?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 52.1%, compared with 56.4% across Rest of NSW.

26.5% of residents aged 15 and over worked full time, while 18.8% worked part time.

Unemployment was 6.3%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Smithtown show?Selected long-term health conditions help describe community service needs.

58.1% reported no selected long-term health condition.

10.4% reported a long-term mental health condition, including depression or anxiety.

9.1% reported asthma, 12.5% arthritis and 4.6% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Smithtown?Qualifications describe the study pathways represented among local residents.

8.8% of people in the qualifications table held a bachelor degree. That is about half the Rest of NSW rate.

Postgraduate degrees accounted for 0.0% of qualification responses.

Diploma-level qualifications represented 10.8%, while certificate-level qualifications represented 55.6%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Smithtown?Census income and household payments give historical context for local living costs.

Median household income was $1,178 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,244.

Occupied renting households reported a median rent of $320 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Smithtown compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 4.5% in Smithtown, compared with 15.7% across Rest of NSW.

Outright ownership was 43.6% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 18.3% in Smithtown, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Smithtown

Is Smithtown expensive?

The median house price is $518,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Smithtown good for families?

The Census counted 162 local families, and 21.4% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Smithtown?

4-bedroom houses have a median around $537,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Smithtown

18 streets in Smithtown

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Belmore St
  • Cannane St
  • Church Ln
  • Church St
  • Croads Esp
  • Fitzgerald Ave
  • Holy Ln
  • Jeffery St
  • John St
  • Main St
  • Morton Ave
  • Park St
  • Rawson St
  • Reilly St
  • Russell Ave
  • Summer Island Rd
  • Verge St
  • Vincent Ave

Keep exploring

Is Smithtown right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.