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Oak Flats, NSW, Suburban homes near a large lake under blue sky

Suburban homes near a large lake under blue sky

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The quick read on

Oak Flats

NSW 2529 · Shellharbour

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,030,000

latest suburb median

Median unit
$849,000

latest suburb median

Population
6,840

ABS 2021

Postcode
2529

Oak Flats, New South Wales

Property market insights for Oak Flats

Median sale price and rental income of properties in Oak Flats NSW

Median price trend for houses

Based on 96 sales in the preceding 12 months

$1,030,000

Up 14.4% over 12 months

$1.2m$1m$800k20212023202420252026
2 bed
$900k
3 bed
$992k
4 bed
$1.06m
5+ bed
$1.36m

Median rent trend for houses

Based on 95 rental listings in the preceding 12 months

$725 per week

Up 9.5% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Oak Flats, NSW is currently $1,030,000, based on the latest 12 months of sales. Oak Flats has a 12-month growth rate of 14.4% for houses and 4.8% for units.

Two-bedroom houses have a median sale price of $900,000, Three-bedroom houses have a median sale price of $992,000, Four-bedroom houses have a median sale price of $1,060,000, Larger houses have a median sale price of $1,360,000 in Oak Flats.

If you're looking to lease, the median rent for houses in Oak Flats is $725 per week. The median house rent has increased 9.5% over the last 12 months.

The median price of apartments and units for sale in Oak Flats is $849,000, which has increased 4.8% since the same time last year. Two-bedroom apartments and units have a median sale price of $650,000, Three-bedroom apartments and units have a median sale price of $865,000, Four-bedroom apartments and units have a median sale price of $945,000 in Oak Flats. The median rent for units and apartments in Oak Flats is $725 per week and has increased 18.5% over the last 12 months.

Crime and safety

Is Oak Flats safe?

The overall rate for Oak Flats is 6,992 offences per 100,000 residents — 112% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Oak Flats.

Overall crime rate

6,992

offences per 100,000 residents

112% aboveRest of NSW

Oak FlatsRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Oak Flats?

Oak Flats NSW 2529 is in New South Wales, within Rest of NSW.

6,840 people call Oak Flats home, with an average of 2.5 people per household and a median household income of $1,488 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
6,840
Median age
42 years
Median mortgage
$1,950 / month
2021 household rent
$440 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1517.4%In line
15–3424.3%Above
35–5422.8%Below
55–7426.7%Above
75 and over8.9%Below

Homes

Share of occupied private dwellings.

Separate houses82.2%In line
Townhouses15.4%Above
Apartments2.0%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright42.5%Above
Paying a mortgage32.8%In line
Renting24.7%Below

Cars at home

Vehicles available to occupied households.

No car4.6%Below
One car34.3%Below
Two cars37.7%In line
Three or more23.5%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home16.4%Above
Drove to work57.9%Below
Train, tram or bus1.4%Above
Walked or cycled1.7%Below

What stands out in Oak Flats

16.4% of workers in Oak Flats worked from home on Census day.

4.9% of Oak Flats residents were born in England.

41.7% of people in Oak Flats described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Oak Flats

Open any question for a plain-English reading of the public 2021 Census for Oak Flats NSW 2529.

Is Oak Flats family-friendly?Age, family structure and household size describe the community families would be joining.

17.4% of Oak Flats's residents were children under 15 in the 2021 Census. That is almost exactly typical for Rest of NSW.

1,949 family households lived in Oak Flats; 37.5% were couple families and 20.6% were one-parent families.

32.1% of local families included children under 15. That is somewhat below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Oak Flats?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Oak Flats had 6,840 residents at the 2021 Census.

23.6% of residents were aged 25 to 44.

35.6% were 55 or older. That is almost exactly typical for Rest of NSW.

Age shares use the suburb’s total Census population.

What kind of homes are in Oak Flats?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 82.2% of occupied private dwellings in Oak Flats.

Townhouses and other attached homes represented 15.4% of occupied private dwellings.

Flats and apartments accounted for 2.0% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Oak Flats?Tenure shows how many households own outright, have a mortgage or rent.

42.5% of households with a stated tenure owned their home outright. That is somewhat above the Rest of NSW average.

32.8% were buying their home with a mortgage.

24.7% rented their home. That is somewhat below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Oak Flats?Household-size data shows the mix behind the suburb-wide average.

The average household in Oak Flats had 2.5 people.

One-person households made up 23.2% of occupied homes. That is somewhat below the Rest of NSW average.

Two-person households represented 37.0%, while 23.3% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Oak Flats?Census-day travel shows the balance between home, road, public transport and active travel.

16.4% of workers worked from home on Census day. That is close to the Rest of NSW average.

57.9% drove a car as their only travel method. That is close to the Rest of NSW average.

1.4% used only a train, tram or bus, while 1.7% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Oak Flats?Vehicle availability helps describe the routines local households can support.

4.6% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 34.3% of the total.

61.2% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Oak Flats, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

65.5% were at the same address five years earlier, while 34.5% reported a different address.

17.0% of residents were born outside Australia. That is somewhat above the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Oak Flats?Language at home gives a direct view of the community’s everyday linguistic mix.

87.2% of residents used only English at home.

8.0% used a language other than English at home.

0.2% spoke Mandarin at home, 0.0% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Oak Flats residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

17.0% of Oak Flats's population was born outside Australia, while roughly 83.0% was born in Australia.

0.2% of residents were born in China.

0.3% were born in India, while Australian citizenship across the whole suburb stood at 89.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Oak Flats?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 39.6% of ancestry responses in Oak Flats.

Australian ancestry made up 39.1% of responses.

Chinese ancestry represented 0.5% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Oak Flats?Occupation describes a person’s role; industry describes the sector employing them.

14.5% of employed residents worked in professional occupations. That is somewhat below the Rest of NSW average.

Managers accounted for 9.1% of employed residents, while clerical and administrative workers made up 13.2%.

Health care and social assistance employed 16.9% of workers, and education and training employed 7.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Oak Flats?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 56.5%, compared with 56.4% across Rest of NSW.

28.9% of residents aged 15 and over worked full time, while 18.0% worked part time.

Unemployment was 4.6%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Oak Flats show?Selected long-term health conditions help describe community service needs.

53.2% reported no selected long-term health condition.

10.9% reported a long-term mental health condition, including depression or anxiety.

9.0% reported asthma, 12.3% arthritis and 6.1% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Oak Flats?Qualifications describe the study pathways represented among local residents.

14.4% of people in the qualifications table held a bachelor degree. That is somewhat below the Rest of NSW average.

Postgraduate degrees accounted for 4.2% of qualification responses.

Diploma-level qualifications represented 16.4%, while certificate-level qualifications represented 50.5%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Oak Flats?Census income and household payments give historical context for local living costs.

Median household income was $1,488 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,950.

Occupied renting households reported a median rent of $440 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Oak Flats compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 16.4% in Oak Flats, compared with 15.7% across Rest of NSW.

Outright ownership was 42.5% locally and 39.6% across Rest of NSW. That is somewhat above the Rest of NSW average.

Renting accounted for 24.7% in Oak Flats, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Oak Flats

Is Oak Flats expensive?

The median house price is $1,030,000, while units and apartments sit at $849,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Oak Flats good for families?

The Census counted 1,949 local families, and 17.4% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Oak Flats?

Larger houses have a median around $1,360,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Oak Flats

70 streets in Oak Flats

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Allinga Dr
  • Amara Pl
  • Aruda Pl
  • Ayers Ln
  • Barton St
  • Birra Dr
  • Bridge Ave
  • Brigadoon Cct
  • Camelot Pl
  • Casuarina St
  • Central Ave
  • Chifley Lane
  • College Ave
  • Cullen St
  • David Ave
  • Deakin St
  • Devonshire Cr
  • Eleanor Avenue
Show all 70 streets
  • Fisher St
  • Forrest St
  • Galga Pl
  • Gordon Ave
  • Government Road
  • Griffiths St
  • Hope Street
  • Hopetoun Ln
  • Hopetoun St
  • Horsley Rd
  • Industrial Ln
  • Industrial Rd
  • Jilba Pl
  • Kana Pl
  • Karina Pl
  • Kilpa Pl
  • Kingston St
  • Lake Entrance Rd
  • Lang St
  • Leamington Rd
  • Link Road
  • Lyne St
  • Madden St
  • Madigan Boulevard
  • Malin Rd
  • Miller St
  • Minda Cr
  • Mineral Rd
  • Moore St
  • Nakina Pl
  • Nalong Pl
  • Newton Cr
  • Nob Hill Dr
  • Park Cr
  • Parkes St
  • Pioneer Dr
  • Reid St
  • Reserve Rd
  • Reynolds Ln
  • River Oak Pl
  • Stanford Drive
  • Storey St
  • Tarra Cr
  • The Boulevarde
  • The Esplanade
  • Theodore St
  • Timbs Rd
  • Warati Pl
  • Warri Pl
  • Watson St
  • Wentworth St
  • Wyang Pl

Keep exploring

Is Oak Flats right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.