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Aerial view of Shellharbour, NSW

Aerial view

Imagery © Esri

The quick read on

Shellharbour

NSW 2529 · Shellharbour

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,350,000

latest suburb median

Median unit
$860,000

latest suburb median

Population
3,520

ABS 2021

Postcode
2529

Shellharbour, New South Wales

Property market insights for Shellharbour

Median sale price and rental income of properties in Shellharbour NSW

Median price trend for houses

Based on 44 sales in the preceding 12 months

$1,350,000

Up 10.0% over 12 months

$1.4m$1.2m$1m20212023202420252026
3 bed
$1.23m
4 bed
$1.33m
5+ bed
$2.05m

Median rent trend for houses

Based on 45 rental listings in the preceding 12 months

$800 per week

Up 10.3% over 12 months

$800$700$600$50020212023202420252026

Market data updated October 2026.

The median house price in Shellharbour, NSW is currently $1,350,000, based on the latest 12 months of sales. Shellharbour has a 12-month growth rate of 10.0% for houses and -1.7% for units.

Three-bedroom houses have a median sale price of $1,230,000, Four-bedroom houses have a median sale price of $1,330,000, Larger houses have a median sale price of $2,050,000 in Shellharbour.

If you're looking to lease, the median rent for houses in Shellharbour is $800 per week. The median house rent has increased 10.3% over the last 12 months.

The median price of apartments and units for sale in Shellharbour is $860,000, which has decreased 1.7% since the same time last year. Two-bedroom apartments and units have a median sale price of $760,000, Three-bedroom apartments and units have a median sale price of $1,020,000 in Shellharbour. The median rent for units and apartments in Shellharbour is $625 per week and has increased 4.2% over the last 12 months.

Crime and safety

Is Shellharbour safe?

The overall rate for Shellharbour is 4,331 offences per 100,000 residents — 31% above the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Shellharbour.

Overall crime rate

4,331

offences per 100,000 residents

31% aboveRest of NSW

ShellharbourRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Shellharbour?

Shellharbour NSW 2529 is in New South Wales, within Rest of NSW.

3,520 people call Shellharbour home, with an average of 2.5 people per household and a median household income of $1,596 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
3,520
Median age
46 years
Median mortgage
$2,167 / month
2021 household rent
$420 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1515.1%Below
15–3422.9%In line
35–5422.7%Below
55–7430.4%Above
75 and over9.0%Below

Homes

Share of occupied private dwellings.

Separate houses68.3%Below
Townhouses14.8%Above
Apartments15.8%Above

Ownership

Share of homes with a stated ownership or rental status.

Owned outright38.4%Below
Paying a mortgage28.0%Below
Renting33.6%Above

Cars at home

Vehicles available to occupied households.

No car5.7%In line
One car34.2%Below
Two cars37.6%In line
Three or more22.3%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home20.2%Above
Drove to work53.8%Below
Train, tram or bus0.2%In line
Walked or cycled1.9%Below

What stands out in Shellharbour

20.2% of workers in Shellharbour worked from home on Census day — noticeably more common than across Rest of NSW.

4.5% of Shellharbour residents were born in England.

35.7% of people in Shellharbour described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Shellharbour

Open any question for a plain-English reading of the public 2021 Census for Shellharbour NSW 2529.

Is Shellharbour family-friendly?Age, family structure and household size describe the community families would be joining.

15.1% of Shellharbour's residents were children under 15 in the 2021 Census. That is somewhat below the Rest of NSW average.

1,029 family households lived in Shellharbour; 39.7% were couple families and 15.6% were one-parent families.

28.6% of local families included children under 15. That is well below the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Shellharbour?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Shellharbour had 3,520 residents at the 2021 Census.

20.9% of residents were aged 25 to 44.

39.4% were 55 or older. That is somewhat above the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Shellharbour?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 68.3% of occupied private dwellings in Shellharbour.

Townhouses and other attached homes represented 14.8% of occupied private dwellings.

Flats and apartments accounted for 15.8% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Shellharbour?Tenure shows how many households own outright, have a mortgage or rent.

38.4% of households with a stated tenure owned their home outright. That is close to the Rest of NSW average.

28.0% were buying their home with a mortgage.

33.6% rented their home. That is somewhat above the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Shellharbour?Household-size data shows the mix behind the suburb-wide average.

The average household in Shellharbour had 2.5 people.

One-person households made up 24.3% of occupied homes. That is somewhat below the Rest of NSW average.

Two-person households represented 38.0%, while 22.6% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Shellharbour?Census-day travel shows the balance between home, road, public transport and active travel.

20.2% of workers worked from home on Census day. That is somewhat above the Rest of NSW average.

53.8% drove a car as their only travel method. That is well below the Rest of NSW average.

0.2% used only a train, tram or bus, while 1.9% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Shellharbour?Vehicle availability helps describe the routines local households can support.

5.7% of occupied households had no motor vehicle available. That is almost exactly typical for Rest of NSW.

One-car households formed 34.2% of the total.

59.9% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Shellharbour, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

64.0% were at the same address five years earlier, while 36.0% reported a different address.

15.0% of residents were born outside Australia. That is somewhat above the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Shellharbour?Language at home gives a direct view of the community’s everyday linguistic mix.

88.5% of residents used only English at home.

7.5% used a language other than English at home.

0.0% spoke Mandarin at home, 0.2% spoke Cantonese and 0.0% spoke Hindi.

Home language is separate from English proficiency.

Where were Shellharbour residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

15.0% of Shellharbour's population was born outside Australia, while roughly 85.0% was born in Australia.

0.1% of residents were born in China.

0.0% were born in India, while Australian citizenship across the whole suburb stood at 92.4%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Shellharbour?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 41.1% of ancestry responses in Shellharbour.

Australian ancestry made up 38.0% of responses.

Chinese ancestry represented 0.4% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Shellharbour?Occupation describes a person’s role; industry describes the sector employing them.

19.8% of employed residents worked in professional occupations. That is close to the Rest of NSW average.

Managers accounted for 10.2% of employed residents, while clerical and administrative workers made up 12.7%.

Health care and social assistance employed 17.5% of workers, and education and training employed 10.5%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Shellharbour?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 57.5%, compared with 56.4% across Rest of NSW.

28.5% of residents aged 15 and over worked full time, while 20.4% worked part time.

Unemployment was 4.0%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Shellharbour show?Selected long-term health conditions help describe community service needs.

57.5% reported no selected long-term health condition.

8.5% reported a long-term mental health condition, including depression or anxiety.

8.2% reported asthma, 12.0% arthritis and 5.3% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Shellharbour?Qualifications describe the study pathways represented among local residents.

19.8% of people in the qualifications table held a bachelor degree. That is almost exactly typical for Rest of NSW.

Postgraduate degrees accounted for 5.1% of qualification responses.

Diploma-level qualifications represented 16.0%, while certificate-level qualifications represented 44.6%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Shellharbour?Census income and household payments give historical context for local living costs.

Median household income was $1,596 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,167.

Occupied renting households reported a median rent of $420 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Shellharbour compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 20.2% in Shellharbour, compared with 15.7% across Rest of NSW.

Outright ownership was 38.4% locally and 39.6% across Rest of NSW. That is close to the Rest of NSW average.

Renting accounted for 33.6% in Shellharbour, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Shellharbour

Is Shellharbour expensive?

The median house price is $1,350,000, while units and apartments sit at $860,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Shellharbour good for families?

The Census counted 1,029 local families, and 15.1% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Shellharbour?

4-bedroom houses have a median around $1,330,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Shellharbour

51 streets in Shellharbour

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Acmena Cl
  • Addison St
  • Addison Street
  • Adelaide Pl
  • Allens Ln
  • Baxter Ln
  • Beach Rd
  • Boollwarroo Pde
  • Bywong Cl
  • Carvie Cl
  • Chisholm St
  • Coolawin Cr
  • Corella Cl
  • Darley St
  • Dryandra
  • Eastern Ave
  • Evergreen Dr
  • Gardeners Cr
Show all 51 streets
  • Hawk Pl
  • Heron Pl
  • Hockey Esplanade
  • John St
  • Junction Rd
  • Kestrel Cl
  • Lavender Gr
  • Liddell St
  • Mary St
  • Melia St
  • Northern Ave
  • Ocean Beach Dr
  • Old Bass Point Rd
  • Pacific Ln
  • Parklands Dr
  • Reid St
  • Robertson St
  • Shellharbour Rd
  • Sherwood Pl
  • Sophia St
  • Surf Rd
  • Teal Pl
  • The Circuit
  • The Grove
  • The Ridge
  • Towns St
  • Wandoo Pl
  • Wattle Rd
  • Wentworth St
  • Wickham Ln
  • William St
  • Wilson St
  • Wollongong St

Keep exploring

Is Shellharbour right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.