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Shell Cove, NSW, Residential area overlooking marina and coastal beach

Residential area overlooking marina and coastal beach

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The quick read on

Shell Cove

NSW 2529 · Shellharbour

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$1,450,000

latest suburb median

Median unit
$1,100,000

latest suburb median

Population
7,591

ABS 2021

Postcode
2529

Shell Cove, New South Wales

Property market insights for Shell Cove

Median sale price and rental income of properties in Shell Cove NSW

Median price trend for houses

Based on 133 sales in the preceding 12 months

$1,450,000

Up 0.7% over 12 months

$1.6m$1.4m$1.2m20212023202420252026
3 bed
$1.14m
4 bed
$1.42m
5+ bed
$1.78m

Median rent trend for houses

Based on 98 rental listings in the preceding 12 months

$900 per week

Up 5.9% over 12 months

$900$800$700$60020212023202420252026

Market data updated October 2026.

The median house price in Shell Cove, NSW is currently $1,450,000, based on the latest 12 months of sales. Shell Cove has a 12-month growth rate of 0.7% for houses and -9.1% for units.

Three-bedroom houses have a median sale price of $1,140,000, Four-bedroom houses have a median sale price of $1,420,000, Larger houses have a median sale price of $1,780,000 in Shell Cove.

If you're looking to lease, the median rent for houses in Shell Cove is $900 per week. The median house rent has increased 5.9% over the last 12 months.

The median price of apartments and units for sale in Shell Cove is $1,100,000, which has decreased 9.1% since the same time last year. One-bedroom apartments and units have a median sale price of $768,000, Two-bedroom apartments and units have a median sale price of $1,040,000, Three-bedroom apartments and units have a median sale price of $1,230,000, Four-bedroom apartments and units have a median sale price of $1,360,000 in Shell Cove. The median rent for units and apartments in Shell Cove is $850 per week and has increased 13.3% over the last 12 months.

Crime and safety

Is Shell Cove safe?

The overall rate for Shell Cove is 2,156 offences per 100,000 residents — 35% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Shell Cove.

Overall crime rate

2,156

offences per 100,000 residents

35% belowRest of NSW

Shell CoveRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Shell Cove?

Shell Cove NSW 2529 is in New South Wales, within Rest of NSW.

7,591 people call Shell Cove home, with an average of 3 people per household and a median household income of $2,452 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
7,591
Median age
40 years
Median mortgage
$2,386 / month
2021 household rent
$600 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1520.6%Above
15–3421.9%Below
35–5429.8%Above
55–7420.9%Below
75 and over6.9%Below

Homes

Share of occupied private dwellings.

Separate houses87.4%Above
Townhouses8.2%Below
Apartments4.2%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright36.6%Below
Paying a mortgage43.4%Above
Renting20.0%Below

Cars at home

Vehicles available to occupied households.

No car0.9%Below
One car24.5%Below
Two cars47.0%Above
Three or more27.5%Above

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home28.5%Above
Drove to work50.4%Below
Train, tram or bus0.3%In line
Walked or cycled1.1%Below

What stands out in Shell Cove

28.5% of workers in Shell Cove worked from home on Census day — about twice the rate across Rest of NSW.

4.1% of Shell Cove residents were born in England.

32.5% of people in Shell Cove described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Shell Cove

Open any question for a plain-English reading of the public 2021 Census for Shell Cove NSW 2529.

Is Shell Cove family-friendly?Age, family structure and household size describe the community families would be joining.

20.6% of Shell Cove's residents were children under 15 in the 2021 Census. That is somewhat above the Rest of NSW average.

2,173 family households lived in Shell Cove; 54.2% were couple families and 9.3% were one-parent families.

39.9% of local families included children under 15. That is somewhat above the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Shell Cove?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Shell Cove had 7,591 residents at the 2021 Census.

23.0% of residents were aged 25 to 44.

27.8% were 55 or older. That is well below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Shell Cove?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 87.4% of occupied private dwellings in Shell Cove.

Townhouses and other attached homes represented 8.2% of occupied private dwellings.

Flats and apartments accounted for 4.2% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Shell Cove?Tenure shows how many households own outright, have a mortgage or rent.

36.6% of households with a stated tenure owned their home outright. That is somewhat below the Rest of NSW average.

43.4% were buying their home with a mortgage.

20.0% rented their home. That is well below the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Shell Cove?Household-size data shows the mix behind the suburb-wide average.

The average household in Shell Cove had 3.0 people.

One-person households made up 11.3% of occupied homes. That is about half the Rest of NSW rate.

Two-person households represented 33.2%, while 38.1% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Shell Cove?Census-day travel shows the balance between home, road, public transport and active travel.

28.5% of workers worked from home on Census day. That is about twice the Rest of NSW rate.

50.4% drove a car as their only travel method. That is well below the Rest of NSW average.

0.3% used only a train, tram or bus, while 1.1% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Shell Cove?Vehicle availability helps describe the routines local households can support.

0.9% of occupied households had no motor vehicle available. That is about half the Rest of NSW rate.

One-car households formed 24.5% of the total.

74.4% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Shell Cove, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

53.5% were at the same address five years earlier, while 46.5% reported a different address.

17.4% of residents were born outside Australia. That is somewhat above the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Shell Cove?Language at home gives a direct view of the community’s everyday linguistic mix.

84.0% of residents used only English at home.

11.7% used a language other than English at home.

0.4% spoke Mandarin at home, 0.2% spoke Cantonese and 0.2% spoke Hindi.

Home language is separate from English proficiency.

Where were Shell Cove residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

17.4% of Shell Cove's population was born outside Australia, while roughly 82.6% was born in Australia.

0.3% of residents were born in China.

0.4% were born in India, while Australian citizenship across the whole suburb stood at 93.2%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Shell Cove?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 37.3% of ancestry responses in Shell Cove.

Australian ancestry made up 35.4% of responses.

Chinese ancestry represented 1.3% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Shell Cove?Occupation describes a person’s role; industry describes the sector employing them.

23.0% of employed residents worked in professional occupations. That is somewhat above the Rest of NSW average.

Managers accounted for 14.1% of employed residents, while clerical and administrative workers made up 14.2%.

Health care and social assistance employed 15.9% of workers, and education and training employed 10.3%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Shell Cove?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 65.0%, compared with 56.4% across Rest of NSW.

35.6% of residents aged 15 and over worked full time, while 20.3% worked part time.

Unemployment was 3.6%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Shell Cove show?Selected long-term health conditions help describe community service needs.

61.9% reported no selected long-term health condition.

7.6% reported a long-term mental health condition, including depression or anxiety.

7.5% reported asthma, 8.5% arthritis and 3.8% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Shell Cove?Qualifications describe the study pathways represented among local residents.

22.8% of people in the qualifications table held a bachelor degree. That is somewhat above the Rest of NSW average.

Postgraduate degrees accounted for 7.3% of qualification responses.

Diploma-level qualifications represented 18.0%, while certificate-level qualifications represented 37.4%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Shell Cove?Census income and household payments give historical context for local living costs.

Median household income was $2,452 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $2,386.

Occupied renting households reported a median rent of $600 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Shell Cove compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 28.5% in Shell Cove, compared with 15.7% across Rest of NSW.

Outright ownership was 36.6% locally and 39.6% across Rest of NSW. That is somewhat below the Rest of NSW average.

Renting accounted for 20.0% in Shell Cove, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Shell Cove

Is Shell Cove expensive?

The median house price is $1,450,000, while units and apartments sit at $1,100,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Shell Cove good for families?

The Census counted 2,173 local families, and 20.6% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Shell Cove?

4-bedroom houses have a median around $1,420,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Shell Cove

167 streets in Shell Cove

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Addison Street
  • Anchorage Pde
  • Apollo Dr
  • Aquatic Drive
  • Archerfield Dr
  • Astor Pl
  • Augusta Pwy
  • Banks Dr
  • Barnbougle
  • Barque Ave
  • Baudin Ave
  • Bay Ln
  • Bedarra Ct
  • Birun Ln
  • Bonville Pwy
  • Boollwarroo Pde
  • Boston
  • Bow Ln
Show all 167 streets
  • Brampton
  • Bribie Ave
  • Brigantine Dr
  • Brindabella Dr
  • Brookwater Cr
  • Bruny Pl
  • Buccaneer Pl
  • Buckleys Rd
  • Capricorn
  • Caravel Cr
  • Catamaran Ave
  • Cay Ln
  • Civic Avenue
  • Clipper Ave
  • Condor Dr
  • Coolum Pwy
  • Cormorant
  • Cove Boulevard
  • Cowries Ave
  • Crusade Pl
  • Curlew Ave
  • Cutter Pde
  • Dampier Cr
  • Dockside Ave
  • Dunes
  • Dunk Ave
  • Dunmore Rd
  • Edgecombe Ct
  • Ellerston Pwy
  • Fairways Dr
  • Freya Ct
  • Gabo Cr
  • Galleon Ave
  • Glades Pwy
  • Golf Dr
  • Gore Ave
  • Green Cr
  • Harbour Bvd
  • Hartog Ct
  • Hayman Cr
  • Helm Pwy
  • Helsal Cct
  • Hicks Tce
  • Hinchinbrook Dr
  • Hook Cl
  • Horizons Ave
  • Houtman Ave
  • Hull Ct
  • Huntingdale Cl
  • Jacana Ln
  • James Cook Pwy
  • Jansz
  • Jetty Ave
  • Joondalup Pwy
  • Keel
  • Ketch Pl
  • Kialoa Cct
  • Killalea Dr
  • Knoll Dr
  • Kooralbyn Pl
  • Laguna Cl
  • Lakelands Cl
  • La Perouse Ave
  • Lapwing Ave
  • Lateen Cl
  • Lord Howe Ave
  • Magnetic Rdge
  • Mainsail Ave
  • Makaha
  • Marina Dr
  • Maritime Drive
  • Mast
  • Melville Cr
  • Molineaux Ave
  • Monkhouse Pde
  • Montague Cr
  • Moonah
  • Moorings Ave
  • Morna Cl
  • Mornington Ct
  • Muirfield Ave
  • Mystics Dr
  • National Ave
  • Nautica Cr
  • Norfolk Cr
  • Oceanfront Drive
  • Ondine Ave
  • Outrigger Pl
  • Oxley
  • Oystercatcher
  • Pacha Ct
  • Parkinson Ave
  • Peninsula Pde
  • Pickersgill
  • Pier Ave
  • Pine Valley Pl
  • Pitt Ave
  • Port Ln
  • Quayside Ave
  • Ragamuffin Cct
  • Ranfurlie Pwy
  • Rangoon Ave
  • Rani Ave
  • Red Sands Ave
  • Reynolds Rdge
  • Rockpool Ln
  • Rottnest Cl
  • Sails
  • Saltwater Ave
  • Sandbar Ave
  • Sanderling Cl
  • Seaboard
  • Seafaring
  • Seaside Ave
  • Seatemple
  • Sergeant Allan Vista
  • Shallows Dr
  • Shell Ave
  • Shoal Ln
  • Shore Ct
  • Simmons Ave
  • Siska Cct
  • Skiff Pl
  • Sloop Ave
  • Snell Avenue
  • Solander Ave
  • Solo Ct
  • Southern Cross Bvd
  • Sovereign Ct
  • St Andrews Pwy
  • Starboard Ln
  • Stern
  • Stradbroke Ave
  • Tasman Dr
  • The Farm Way
  • The Island Court
  • The Links Drive
  • The Promontory Drive
  • Thursday Ave
  • Torres Cct
  • Troon Ave
  • Turnberry Cl
  • Turnstone Ln
  • Vines Ave
  • Waterfront Prom
  • Wharf Pde
  • Whimbrel Tce
  • Whitsunday Dr
  • Windjammer Cr

Keep exploring

Is Shell Cove right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.