Microburbs
Raymond Terrace, NSW, Reflections on a riverbank with distant buildings

Reflections on a riverbank with distant buildings

The quick read on

Raymond Terrace

NSW 2324 · Port Stephens

What homes cost, how rents have moved, and a feel for the people who call it home.

Median house
$765,000

latest suburb median

Median unit
$555,000

latest suburb median

Population
13,453

ABS 2021

Postcode
2324

Raymond Terrace, New South Wales

Property market insights for Raymond Terrace

Median sale price and rental income of properties in Raymond Terrace NSW

Median price trend for houses

Based on 230 sales in the preceding 12 months

$765,000

Up 11.7% over 12 months

$800k$600k$400k20212023202420252026
2 bed
$595k
3 bed
$740k
4 bed
$850k
5+ bed
$872k

Median rent trend for houses

Based on 243 rental listings in the preceding 12 months

$625 per week

Up 8.7% over 12 months

$700$600$500$40020212023202420252026

Market data updated October 2026.

The median house price in Raymond Terrace, NSW is currently $765,000, based on the latest 12 months of sales. Raymond Terrace has a 12-month growth rate of 11.7% for houses and 7.8% for units.

Two-bedroom houses have a median sale price of $595,000, Three-bedroom houses have a median sale price of $740,000, Four-bedroom houses have a median sale price of $850,000, Larger houses have a median sale price of $872,000 in Raymond Terrace.

If you're looking to lease, the median rent for houses in Raymond Terrace is $625 per week. The median house rent has increased 8.7% over the last 12 months.

The median price of apartments and units for sale in Raymond Terrace is $555,000, which has increased 7.8% since the same time last year. Two-bedroom apartments and units have a median sale price of $502,000, Three-bedroom apartments and units have a median sale price of $645,000 in Raymond Terrace. The median rent for units and apartments in Raymond Terrace is $525 per week and has increased 10.5% over the last 12 months.

Crime and safety

Is Raymond Terrace safe?

The overall rate for Raymond Terrace is 2,386 offences per 100,000 residents — 28% below the Rest of NSW benchmark.

That is the clearest suburb-wide answer. Open the detailed profile to see how the pattern changes across offence types and different parts of Raymond Terrace.

Overall crime rate

2,386

offences per 100,000 residents

28% belowRest of NSW

Raymond TerraceRest of NSW: 3,298

Suburb-wide estimate from Microburbs' public crime model; it is not an address-level measure.

The people behind the postcode

Who lives in Raymond Terrace?

Raymond Terrace NSW 2324 is in New South Wales, within Rest of NSW.

13,453 people call Raymond Terrace home, with an average of 2.5 people per household and a median household income of $1,297 a week.

Public ABS 2021 Census figures. The bars compare the local share with the capital-region benchmark.

Population
13,453
Median age
37 years
Median mortgage
$1,517 / month
2021 household rent
$325 / week
Above the benchmarkBelow the benchmarkIn lineRest of NSW benchmark

Age profile

Share of residents in each age band.

Under 1520.7%Above
15–3425.9%Above
35–5424.3%Above
55–7422.0%Below
75 and over7.1%Below

Homes

Share of occupied private dwellings.

Separate houses83.1%Above
Townhouses15.7%Above
Apartments0.9%Below

Ownership

Share of homes with a stated ownership or rental status.

Owned outright26.7%Below
Paying a mortgage32.7%In line
Renting40.5%Above

Cars at home

Vehicles available to occupied households.

No car6.7%Above
One car39.5%Above
Two cars35.4%Below
Three or more18.4%Below

Getting to work

Selected ways residents worked or travelled on Census day.

Worked from home11.7%Below
Drove to work63.3%Above
Train, tram or bus0.5%In line
Walked or cycled1.5%Below

What stands out in Raymond Terrace

11.7% of workers in Raymond Terrace worked from home on Census day — less common than across Rest of NSW.

41.5% of people in Raymond Terrace described themselves as having no religion in the 2021 Census.

A closer look at the Census

Questions people ask about Raymond Terrace

Open any question for a plain-English reading of the public 2021 Census for Raymond Terrace NSW 2324.

Is Raymond Terrace family-friendly?Age, family structure and household size describe the community families would be joining.

20.7% of Raymond Terrace's residents were children under 15 in the 2021 Census. That is somewhat above the Rest of NSW average.

3,582 family households lived in Raymond Terrace; 36.5% were couple families and 27.4% were one-parent families.

40.5% of local families included children under 15. That is somewhat above the Rest of NSW average.

These are suburb-wide household figures, not school or childcare ratings.

What is the age profile of Raymond Terrace?The balance between younger adults, families and older residents changes how a suburb feels day to day.

Raymond Terrace had 13,453 residents at the 2021 Census.

25.3% of residents were aged 25 to 44.

29.1% were 55 or older. That is well below the Rest of NSW average.

Age shares use the suburb’s total Census population.

What kind of homes are in Raymond Terrace?The dwelling mix shows whether the suburb is mostly detached homes, townhouses or apartments.

Separate houses made up 83.1% of occupied private dwellings in Raymond Terrace.

Townhouses and other attached homes represented 15.7% of occupied private dwellings.

Flats and apartments accounted for 0.9% of occupied private dwellings.

All three shares use occupied private dwellings as the denominator.

Do people own or rent in Raymond Terrace?Tenure shows how many households own outright, have a mortgage or rent.

26.7% of households with a stated tenure owned their home outright. That is well below the Rest of NSW average.

32.7% were buying their home with a mortgage.

40.5% rented their home. That is well above the Rest of NSW average.

Tenure shares include households that stated one of these three arrangements.

How large are households in Raymond Terrace?Household-size data shows the mix behind the suburb-wide average.

The average household in Raymond Terrace had 2.5 people.

One-person households made up 28.3% of occupied homes. That is almost exactly typical for Rest of NSW.

Two-person households represented 32.7%, while 23.5% had four or more usual residents.

Household size counts usual residents in occupied homes.

How do people get to work in Raymond Terrace?Census-day travel shows the balance between home, road, public transport and active travel.

11.7% of workers worked from home on Census day. That is somewhat below the Rest of NSW average.

63.3% drove a car as their only travel method. That is somewhat above the Rest of NSW average.

0.5% used only a train, tram or bus, while 1.5% walked or cycled.

Travel figures are a 2021 Census-day snapshot.

How many cars do households have in Raymond Terrace?Vehicle availability helps describe the routines local households can support.

6.7% of occupied households had no motor vehicle available. That is close to the Rest of NSW average.

One-car households formed 39.5% of the total.

53.8% of households had two or more vehicles.

Vehicle counts refer to occupied households, not individual residents.

Who's moving to Raymond Terrace, and who stays?Address history shows how settled or recently mobile residents were at the Census date.

58.6% were at the same address five years earlier, while 41.4% reported a different address.

7.8% of residents were born outside Australia. That is somewhat below the Rest of NSW average.

Mobility figures cover residents who answered the relevant Census question.

What languages are spoken in Raymond Terrace?Language at home gives a direct view of the community’s everyday linguistic mix.

90.7% of residents used only English at home.

3.5% used a language other than English at home.

0.2% spoke Mandarin at home, 0.1% spoke Cantonese and 0.1% spoke Hindi.

Home language is separate from English proficiency.

Where were Raymond Terrace residents born?Birthplace adds another layer to the local story, separate from ancestry and language.

7.8% of Raymond Terrace's population was born outside Australia, while roughly 92.2% was born in Australia.

0.1% of residents were born in China.

0.3% were born in India, while Australian citizenship across the whole suburb stood at 91.9%.

Birthplace, citizenship and ancestry describe different parts of identity.

What ancestries shape Raymond Terrace?Ancestry responses show how residents describe family and cultural background.

English ancestry accounted for 42.6% of ancestry responses in Raymond Terrace.

Australian ancestry made up 43.8% of responses.

Chinese ancestry represented 0.9% of responses.

People may nominate more than one ancestry, so these are shares of responses.

What work do people do in Raymond Terrace?Occupation describes a person’s role; industry describes the sector employing them.

10.7% of employed residents worked in professional occupations. That is well below the Rest of NSW average.

Managers accounted for 8.2% of employed residents, while clerical and administrative workers made up 12.7%.

Health care and social assistance employed 14.9% of workers, and education and training employed 6.4%.

Occupation and industry figures describe employed residents of the suburb.

How active is the workforce in Raymond Terrace?Participation, employment pattern and unemployment describe the resident labour force.

The labour-force participation rate was 55.7%, compared with 56.4% across Rest of NSW.

29.7% of residents aged 15 and over worked full time, while 17.4% worked part time.

Unemployment was 7.2%, compared with 4.6% across Rest of NSW.

Labour-force figures come from the 2021 Census.

What does the health profile of Raymond Terrace show?Selected long-term health conditions help describe community service needs.

49.3% reported no selected long-term health condition.

15.7% reported a long-term mental health condition, including depression or anxiety.

11.8% reported asthma, 11.2% arthritis and 6.6% diabetes excluding gestational diabetes.

These are self-reported suburb-wide Census figures, not address-level health risks.

How educated is Raymond Terrace?Qualifications describe the study pathways represented among local residents.

11.0% of people in the qualifications table held a bachelor degree. That is about half the Rest of NSW rate.

Postgraduate degrees accounted for 2.5% of qualification responses.

Diploma-level qualifications represented 14.7%, while certificate-level qualifications represented 53.8%.

Qualification categories are reported separately and are not school ratings.

What do incomes and housing costs look like in Raymond Terrace?Census income and household payments give historical context for local living costs.

Median household income was $1,297 per week in the 2021 Census.

The median monthly mortgage repayment reported by local households was $1,517.

Occupied renting households reported a median rent of $325 per week.

These household figures are from 2021; current sale and asking-rent medians appear in the market section.

How does Raymond Terrace compare with Rest of NSW?A few clear differences place the suburb in its wider metropolitan context.

Working from home was 11.7% in Raymond Terrace, compared with 15.7% across Rest of NSW.

Outright ownership was 26.7% locally and 39.6% across Rest of NSW. That is well below the Rest of NSW average.

Renting accounted for 40.5% in Raymond Terrace, against 27.9% across Rest of NSW.

Capital-region comparisons use the same Census definitions and year.

Three useful questions

A buyer’s quick guide to Raymond Terrace

Is Raymond Terrace expensive?

The median house price is $765,000, while units and apartments sit at $555,000. Bedroom count, land and condition still create a wide range around those suburb medians.

Is Raymond Terrace good for families?

The Census counted 3,582 local families, and 20.7% of residents were under 15. That describes the community; school quality, travel times and the right fit for a particular family need separate research.

What can I get for $1.5m in Raymond Terrace?

Larger houses have a median around $872,000, the closest bedroom benchmark we hold to a $1.5m budget. Individual homes can differ substantially with block size, renovation and location.

Medians describe recorded market activity across the suburb; they are historical context, not a valuation or forecast for an individual home.

Explore the area

Streets and suburbs around Raymond Terrace

241 streets in Raymond Terrace

Street-by-street reports are not published yet. The streets below are the ones this suburb covers.

  • Acacia Ave
  • Adastra Cl
  • Adelaide St
  • Alma St
  • Alton Cl
  • Alton Rd
  • Anne St
  • Artell Cl
  • Auberge Cl
  • Bailey Ave
  • Balakeira Cl
  • Baluster St
  • Banks St
  • Bareena St
  • Barrellier Cl
  • Barrington Pl
  • Beaton Ave
  • Bellevue St
Show all 241 streets
  • Belmore Pl
  • Benjamin Lee Dr
  • Bennett Pl
  • Bettina Cl
  • Bilmark Dr
  • Binns St
  • Blair Cl
  • Blanch St
  • Boots Cl
  • Bourke St
  • Bowman Dr
  • Brandon Cl
  • Bridle Cl
  • Bronzewing Ct
  • Brown St
  • Burrowell Cl
  • Buttercup Ln
  • Cadell Cl
  • Cambridge Ave
  • Campbell Cl
  • Carmichael St
  • Carpenter St
  • Cedar Hill Ln
  • Cederwood Cr
  • Charles St
  • Chifley Dr
  • Chisholm Ct
  • Churchill Street
  • Cintra Ct
  • Clarke Cl
  • Closebourne
  • Clyde Cct
  • Cobham Cl
  • Comadore Cl
  • Cook St
  • Coonanbarra St
  • Cooper Pl
  • Cooreli Cl
  • Correa Cr
  • Courtaulds Rd
  • Croker Pl
  • Cunningham Cl
  • Curtin Cl
  • Dairyman Dr
  • Dalyell
  • Dawson Rd
  • Dean Ave
  • Deas Pl
  • Deer Ln
  • Desmond St
  • Dresden Pl
  • Dungaree
  • Dunn Pl
  • Durham Cl
  • Eagleton
  • Earl Grey Cr
  • Edinburgh St
  • Edstein Pl
  • Edward Windeyer
  • Elizabeth Avenue
  • Elliott Cl
  • Elwin Rd
  • Emu St
  • Eskdale Dr
  • Everingham Rd
  • Fairchild St
  • Falconer Cl
  • Falcon Pl
  • Fatches Rd
  • Feeney
  • Finlay Cl
  • Freeth St
  • Furracabad Cl
  • Gale Ct
  • Garden Ave
  • Geer St
  • George Winder Cl
  • Glendon Pl
  • Glenelg St
  • Gordon Reeve Cl
  • Graziers Pde
  • Green Slopes Dr
  • Gwen Pde
  • Halloran
  • Harold Rd
  • Harper Ct
  • Harriet Cl
  • Hastings Dr
  • Henderson Cl
  • Henning Rd
  • Herdsman Ln
  • Hillside Cl
  • Hollydeen Ave
  • Holt Pl
  • Holwell Cct
  • Hospital Hill Ct
  • Hunter St
  • Irrawang St
  • Jacaranda Ave
  • James Baldry Street
  • Jane Pl
  • Jeffrey Linton Pl
  • Jessica Cl
  • Johnson Cl
  • Joseph Sheen Dr
  • Kangaroo St
  • Kanwary Cl
  • Katherine Cl
  • Kendall Pl
  • Kent St
  • Keystone
  • Kia-Ora St
  • Kingsford-Smith Cl
  • King St
  • Kinross St
  • Kirkton Cl
  • Kuranga Ave
  • Lachlan St
  • Lake View Cr
  • Leigh Pl
  • Leisure
  • Links Dr
  • Loftus Pl
  • Luskin Cl
  • Lynista Cl
  • Macquarie Cl
  • Manning Ave
  • Martens Ave
  • Masonite Rd
  • Maxus Cl
  • Mckenzie Pl
  • Mcpherson Pl
  • Meehan Rd
  • Melba Cr
  • Meredith Cr
  • Middleton Cl
  • Milkhouse Dr
  • Mirage Cl
  • Morgan Cr
  • Morton St
  • Mosman Pl
  • Mount Hall Rd
  • Moxey Cl
  • Muree St
  • Murulla Cr
  • Myanga St
  • Myra Ct
  • Newline Rd
  • Nottingham Cl
  • Oak Cct
  • Ocean Rover
  • Oldfield Cl
  • Orana St
  • Orchard Pl
  • Osborn Cr
  • Osterley Cl
  • Oxley Cl
  • Pacific Hwy
  • Panorama Cl
  • Parkway Ave
  • Passy Cl
  • Payton St
  • Pennington St
  • Peter Dron St
  • Phillip St
  • Phoenix Cl
  • Port Stephens St
  • Prospect Cl
  • Purcell St
  • Pyers Cl
  • Rees James Rd
  • Replica Cl
  • Richardson Rd
  • Riverview Pl
  • Robert Campbell Dr
  • Rosemount Dr
  • Rosetta
  • Rosie Rd
  • Roslyn St
  • Sabre Ave
  • Sailors
  • Salamander Pl
  • Sapphire Ct
  • Scott Cl
  • Seaham Rd
  • Selina Cl
  • Shearman Ave
  • Sherwood Pl
  • Siddons Cl
  • Sketchley St
  • Smiths Ln
  • Sturgeon St
  • Sturgeon St North
  • Sullivan St
  • Sussex Cl
  • Swan St
  • Talavera Cl
  • Tanilba Cl
  • Tathra St
  • The Close
  • The Terrace
  • Thomas Kearney Cl
  • Thomas St
  • Tod St
  • Tregenna St
  • Trelevan
  • Troman Pde
  • Truscott St
  • Tumut St
  • Tyrell Cl
  • Vogele Pl
  • Wahroonga St
  • Walker Cr
  • Warringhi St
  • Watson Pl
  • Watt St
  • Wedgewood Cl
  • William Bailey St
  • William St
  • Windsor St
  • Woodlands Pl
  • Wood St
  • Yarramundi St

Keep exploring

Is Raymond Terrace right for your search?

Use the finders to compare places and properties, or open the full report when you need the street, risk, schools and growth research.

Figures update as new market and census data arrives. This suburb overview is general information, not a valuation or financial advice.